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- Tasks: Lead underwriting for large Asset Finance deals and ensure credit quality.
- Company: Join a dynamic finance company focused on innovative asset solutions.
- Benefits: Enjoy competitive salary, flexible working options, and professional development opportunities.
- Why this job: Shape the future of finance while making impactful decisions in a collaborative environment.
- Qualifications: Experience in financial analysis, credit report writing, and team leadership required.
- Other info: Be a key member of the Transactional Credit Committee with significant decision-making authority.
The predicted salary is between 72000 - 108000 £ per year.
As a Head of Underwriting for large, complex Asset Finance deals, you will set the standards to evaluate, analyse, and approve large value credit proposals, and the approach to revisions to underwritten transactions. You will maintain the portfolio quality through a consistent level of credit risk assessment ensuring adherence to all policies and procedures. You will have underwriting authority across all core origination channels including partners, accounting partners, vendor partners, brokers, and direct to customer relationships. The role holder will be expected to be a core voting member of Transactional Credit Committee (TCC) and will hold the highest personal underwriting mandate in the credit function and will be a member of Credit Committee. Role responsibilities. Conduct detailed Credit Reviews and sanction Asset Finance transactions up to a personal credit underwriting mandate limit. This mandate will include hard and soft assets. As a key member of TCC and holding the highest personal underwriting mandate within the Credit function, you will set the standards in terms of approach to large value transactions, and ensure that origination and funding requirements are adhered to when agreeing to exposures. Set the standards / frameworks in respect of approach to large value transactions such that all credit officers underwriting such deals have a standard and commercial approach. Chair Watch Forum and participate in other appropriate forums. Have responsibility for reviewing and approving recommendations from Business Support and Collections teams in terms of actions on stressed assets including those in work-out and recoveries. Have responsibility for reviewing and recommending changes to Credit Policy in terms of risk appetite for asset classes & asset types, products, and terms of lending, particularly in relation to larger value transactions. Effective Stakeholder management and communication with Sales stakeholders – ensuring SLAs for deal decisions are managed. Key skills required; Financial analysis and credit report writing skills Knowledge of soft and hard assets Ability to understand Credit Sanctioning decision systems Cashflow analysis for larger transactions Asset Finance experience Team leadership experience41bf1e1f-b16b-4260-a40a-17c77a06fd15
Head of Underwriting employer: The Curve Group
Contact Detail:
The Curve Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Underwriting
✨Tip Number 1
Familiarise yourself with the latest trends and regulations in asset finance. Understanding the current market landscape will not only help you in interviews but also demonstrate your commitment to staying informed in this dynamic field.
✨Tip Number 2
Network with professionals in the underwriting and asset finance sectors. Attend industry events or join relevant online forums to connect with potential colleagues and learn about the challenges they face, which can give you an edge during discussions.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your past experience that highlight your decision-making skills in underwriting large transactions. This will showcase your expertise and ability to handle complex credit proposals effectively.
✨Tip Number 4
Demonstrate your leadership capabilities by sharing experiences where you've successfully led a team or project. Highlighting your ability to manage stakeholders and drive results will resonate well with the expectations for the Head of Underwriting role.
We think you need these skills to ace Head of Underwriting
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in underwriting, particularly with large and complex Asset Finance deals. Emphasise your financial analysis skills and any leadership roles you've held.
Craft a Strong Cover Letter: In your cover letter, clearly articulate your understanding of the role and how your experience aligns with the responsibilities outlined. Mention specific examples of past successes in credit risk assessment and stakeholder management.
Highlight Key Skills: Ensure you explicitly mention key skills required for the role, such as financial analysis, credit report writing, and knowledge of soft and hard assets. Use bullet points for clarity and impact.
Showcase Leadership Experience: Since the role involves team leadership, include examples of how you've successfully led teams or projects in the past. This could be through managing credit officers or participating in committees.
How to prepare for a job interview at The Curve Group
✨Demonstrate Your Financial Acumen
As a Head of Underwriting, you'll need to showcase your financial analysis skills. Be prepared to discuss specific examples of how you've evaluated large value credit proposals and the methodologies you used to assess risk.
✨Showcase Stakeholder Management Skills
Effective communication with sales stakeholders is crucial. Prepare to share experiences where you've successfully managed relationships and ensured that service level agreements for deal decisions were met.
✨Highlight Your Leadership Experience
Since this role involves team leadership, be ready to talk about your experience in leading teams, particularly in high-pressure situations. Discuss how you've set standards and frameworks for your team in previous roles.
✨Prepare for Technical Questions
Expect questions related to credit sanctioning decision systems and cashflow analysis for larger transactions. Brush up on these topics and be ready to explain your thought process when making underwriting decisions.
