Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Underwrite and process finance applications, ensuring accurate and prompt decisions.
- Company: Exciting start-up in the Bridging Finance space with a dynamic team.
- Benefits: Competitive salary, flexible working hours, and opportunities for growth.
- Why this job: Make a real impact by helping customers secure finance while developing your skills.
- Qualifications: Strong analytical skills and a passion for customer service.
- Other info: Collaborative environment with a focus on positive outcomes for brokers and customers.
The predicted salary is between 40000 - 50000 £ per year.
Our client is an exciting start-up, within the Bridging Finance space. We are looking for an Underwriter to join the team, to underwrite and process all new finance applications from receipt of application through to offer. The primary objective is to thoroughly assess the applicant’s financial credentials, match the case against lending criteria, and decide whether to approve (in principle) or decline the application. You will coordinate with relevant stakeholders, run credit checks, and apply general underwriting practices to ensure prompt and accurate decisions.
Role Duties
- End to end case ownership to ensure overall positive broker / customer outcome.
- Assess and underwrite new business cases in a pragmatic manner, verifying applicant information, documentation and supporting evidence.
- Demonstrate a desire to underwrite cases by suggesting alternative options on how a case may be acceptable as opposed to declining outright whilst still fully complying with Credit Policy and KYC governance.
- Focus on fostering positive relationships with both Brokers and customers, regardless of outcome.
- Compose Finance rationale that ensures Finance decision is clearly structured and documented covering both credit and CDD (KYC/Anti Money Laundering) in line with policies and any potential risks mitigated.
- Work cases in an efficient manner utilising the processes and policies in place to contribute to the business meeting agreed Service Level Agreements both internally and externally.
- Work collaboratively with all functions and business areas ensuring excellent customer service and identify opportunities to streamline the underwriting and approval process.
Underwriter in Edinburgh employer: The Curve Group
Contact Detail:
The Curve Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter in Edinburgh
✨Tip Number 1
Network like a pro! Reach out to people in the finance and underwriting sectors on LinkedIn. A friendly message can go a long way, and you never know who might have a lead on your dream job.
✨Tip Number 2
Prepare for interviews by brushing up on your underwriting knowledge. Be ready to discuss how you assess financial credentials and make decisions. Show us your passion for finding solutions rather than just saying 'no'!
✨Tip Number 3
Practice your communication skills! Whether it’s with brokers or customers, being able to explain your decisions clearly is key. Role-play with a friend or use online resources to get comfortable.
✨Tip Number 4
Don’t forget to apply through our website! We love seeing candidates who are genuinely interested in joining our team. Plus, it gives you a chance to showcase your enthusiasm right from the start.
We think you need these skills to ace Underwriter in Edinburgh
Some tips for your application 🫡
Show Your Understanding of the Role: When writing your application, make sure to highlight your understanding of the underwriting process. We want to see that you know what it takes to assess financial credentials and how to match cases against lending criteria.
Be Clear and Concise: Keep your application straightforward and to the point. We appreciate clarity, so avoid jargon and ensure your rationale is easy to follow. This will help us see your thought process clearly.
Demonstrate Your Problem-Solving Skills: We love candidates who can think outside the box! If you have examples of how you've suggested alternative options in previous roles, share them. It shows us you're proactive and willing to find solutions.
Apply Through Our Website: Make sure to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at The Curve Group
✨Know Your Underwriting Basics
Make sure you brush up on the fundamentals of underwriting, especially in the Bridging Finance space. Understand key concepts like credit checks, KYC governance, and how to assess financial credentials. This will show that you're not just familiar with the role but genuinely interested in it.
✨Prepare Real-Life Examples
Think of specific instances where you've successfully assessed applications or navigated complex cases. Be ready to discuss how you approached challenges and what outcomes you achieved. This will help demonstrate your practical experience and problem-solving skills.
✨Showcase Your Communication Skills
Since you'll be working closely with brokers and customers, it's crucial to highlight your ability to foster positive relationships. Prepare to discuss how you've effectively communicated decisions in the past, especially when suggesting alternative options for applicants.
✨Understand Their Culture and Values
Research the start-up's mission and values. Be prepared to explain how your personal values align with theirs and how you can contribute to their goals. This shows that you're not just looking for any job, but that you're genuinely excited about being part of their team.