Banking - Credit Analyst Business Development
Banking - Credit Analyst Business Development

Banking - Credit Analyst Business Development

London Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Support business strategy and manage relationships in Sub Saharan Africa.
  • Company: Join one of the UK's fastest growing banks, established in 2007.
  • Benefits: Gain valuable experience in a dynamic banking environment with potential for growth.
  • Why this job: Be part of a team driving impactful financial solutions in emerging markets.
  • Qualifications: Analytical skills and understanding of financial statements are essential; experience in African markets is a plus.
  • Other info: French speaking candidates will have an advantage.

The predicted salary is between 36000 - 60000 £ per year.

Senior Business Analyst, Institutional Banking & Distribution, Business Development

Location - London

Founded in 2007, our client is one of the fastest growing banks of their kind in the UK. They offer personal and corporate savings products and finance for UK residential and commercial property, in addition to sourcing and advising on UK real estate investments.

Key Responsibilities:

  • This role is to support the Head, Wholesale Banking & Financing Solution and Deputy Head of Institutional Banking & Distribution in driving IB business strategy in Sub Saharan Africa with a view to managing existing African FI relationships and enhancing the profitability of the unit in accordance with the Bank’s Risk Appetite, IBFI budget projections, targets markets and the Bank's global strategy.
  • Supporting the Relationship Manager in the achievement of the Department’s Budget.
  • Supporting the Relationship Manager to drive the origination of business by marketing new relationships with potential to improve the revenue for the Unit, on-boarding and retaining income-generating clients.
  • Preparation and timely delivery of sound credit applications for review by the Credit Risk team for new and existing relationships. Candidates must be very analytical and have an excellent understanding of Financial Statement Analysis for Banking Clients and other related sectors.
  • Responsible for all compliance requirements and reviews for Institutional Banking which entails (i) Full KYC review and on-boarding process for new to banks/prospects and (ii) KYB reviews for existing clients.
  • Working closely with the Business Risk Review team to ensure all client outreaches and KYC/KYB memos are completed within the required timeline with no adverse findings.
  • Monitoring due dates of Annual Reviews of Financial Statements for IBU clients and taking actions to obtain full Board approval for extensions prior to the expiration date of the Annual Reviews.
  • Preparation of approved limit extension requests for Credit Risk’s consideration where necessary, ensuring system limits are adjusted once approval is obtained from Credit Risk.
  • Weekly distribution of the Financial Institutions Limits Report.
  • Handling customers’ queries efficiently.
  • Supporting the Relationship Managers in prospecting, due diligence, monitoring and portfolio management.

Experience / Knowledge:

  • Experience within Financial Institutions, UK Regulatory knowledge and good understanding of Credit Analysis, KYC & KYB requirements for FI’s, research skills and excellent analytical skills.
  • Acceptable understanding of International Trade Finance.
  • Previous experience working in the African market is highly advantageous.
  • French speaking desirable.
  • Spreading of audited financial statements for Banks, acceptable Excel knowledge, Moody’s Analytical and other Risk Rating tools, Flex Reports.

Banking - Credit Analyst Business Development employer: The Curve Group

As one of the fastest growing banks in the UK, our client offers a dynamic work environment in London that fosters innovation and professional growth. Employees benefit from a supportive culture that prioritises collaboration and development, alongside competitive remuneration and comprehensive benefits. With a focus on enhancing profitability and managing key relationships in Sub Saharan Africa, this role presents unique opportunities to engage with diverse markets while contributing to the bank's strategic objectives.
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Contact Detail:

The Curve Group Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Banking - Credit Analyst Business Development

✨Tip Number 1

Familiarise yourself with the specific financial regulations and compliance requirements in the UK, especially those related to KYC and KYB processes. This knowledge will not only help you stand out but also demonstrate your commitment to understanding the role's responsibilities.

✨Tip Number 2

Network with professionals in the banking sector, particularly those who have experience in institutional banking and business development. Attend industry events or join relevant online forums to connect with potential colleagues and gain insights into the company culture.

✨Tip Number 3

Brush up on your analytical skills, particularly in financial statement analysis. Consider taking a short course or using online resources to enhance your proficiency in tools like Excel and Moody’s Analytical, which are crucial for this role.

✨Tip Number 4

If you have experience working in the African market, be sure to highlight this during your discussions. Understanding the regional dynamics can set you apart from other candidates and show that you can contribute effectively to the bank's strategy in Sub Saharan Africa.

We think you need these skills to ace Banking - Credit Analyst Business Development

Financial Statement Analysis
Credit Analysis
KYC & KYB Compliance
Analytical Skills
Relationship Management
Business Development
Risk Assessment
Regulatory Knowledge
Portfolio Management
Due Diligence
Excel Proficiency
Moody's Analytical Tools
Flex Reports
Research Skills
Communication Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in financial institutions, credit analysis, and KYC/KYB requirements. Use specific examples that demonstrate your analytical skills and understanding of the banking sector.

Craft a Compelling Cover Letter: Write a cover letter that addresses the key responsibilities mentioned in the job description. Explain how your background aligns with their needs, particularly in supporting relationship managers and preparing credit applications.

Showcase Relevant Skills: Emphasise your experience with financial statement analysis and any familiarity with tools like Moody’s Analytical. Mention your research skills and any previous work in the African market, as this is highly advantageous.

Proofread Your Application: Before submitting, carefully proofread your application for any errors or inconsistencies. A polished application reflects your attention to detail, which is crucial for a role in credit analysis.

How to prepare for a job interview at The Curve Group

✨Understand the Role Thoroughly

Make sure you have a solid grasp of the responsibilities and skills required for the Credit Analyst position. Familiarise yourself with the key tasks such as financial statement analysis, KYC/KYB processes, and compliance requirements. This will help you answer questions confidently and demonstrate your suitability for the role.

✨Showcase Your Analytical Skills

Since this role requires strong analytical abilities, be prepared to discuss specific examples from your past experiences where you successfully analysed financial data or improved processes. Highlight any tools or methodologies you used, such as Excel or risk rating tools, to back up your claims.

✨Research the Company and Market

Take the time to research the bank and its position in the market, especially regarding its operations in Sub Saharan Africa. Understanding their business strategy and recent developments will allow you to ask insightful questions and show your genuine interest in the company.

✨Prepare for Behavioural Questions

Expect behavioural interview questions that assess how you handle challenges and work within a team. Use the STAR method (Situation, Task, Action, Result) to structure your responses, focusing on scenarios relevant to relationship management and compliance in banking.

Banking - Credit Analyst Business Development
The Curve Group
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