At a Glance
- Tasks: Manage and underwrite BTL mortgage applications while ensuring top-notch customer service.
- Company: Reputable lender known for outstanding delivery and success.
- Benefits: Competitive salary, supportive package, and a vibrant office environment.
- Why this job: Join a proactive team and make impactful lending decisions in a dynamic setting.
- Qualifications: Experience in mortgage underwriting, especially BTL products.
- Other info: Opportunity to represent the company at events and grow your career.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
Two excellent roles with a lender, who has gained a reputation for outstanding delivery and a huge level of success. Due to the continued growth of quality business and a pro-active new management team, they are keen to hire additional underwriters to work in smart City based offices.
Key Responsibilities:
Manage a pipeline of Regulated BTL Mortgage loan cases and prioritise accordingly. Underwrite loan applications within company lending criteria by making quality lending decisions.
Be vigilant when working on cases and refer where necessary to the appropriate person.
Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors.
Maintain a high level of customer service with those internally and externally.
Work closely with other departments within the company including sales, compliance, finance and collections.
Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.
Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.
Keep up to date with current best practice and regulatory requirements.
Represent the company at events as required
Key Competencies:
Experience of Mortgage (ideally BTL) underwriting products .
The role is fully office based and offers a competitive salary and supporting package.
Mortgage Underwriter - BTL employer: The Coast Partnership Ltd
Contact Detail:
The Coast Partnership Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter - BTL
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry, especially those who work with BTL products. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your underwriting knowledge. Be ready to discuss how you manage pipelines and make lending decisions. We want to see your problem-solving skills shine through!
✨Tip Number 3
Show off your communication skills! During interviews, highlight your experience working with brokers, applicants, and other departments. We love candidates who can keep everyone in the loop and maintain high customer service standards.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always looking for proactive thinkers who can suggest innovative solutions in underwriting.
We think you need these skills to ace Mortgage Underwriter - BTL
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Mortgage Underwriter role. Highlight your experience with BTL products and any relevant skills that match the job description. We want to see how you fit into our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about underwriting and how your background makes you a great fit for us. Keep it concise but engaging!
Showcase Your Communication Skills: Since communication is key in this role, make sure to demonstrate your ability to communicate effectively in your application. Whether it's through your writing style or examples of past experiences, let us know you can keep everyone in the loop!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen to join our team!
How to prepare for a job interview at The Coast Partnership Ltd
✨Know Your Numbers
Brush up on your knowledge of mortgage underwriting, especially BTL products. Be ready to discuss specific lending criteria and how you’ve applied them in past roles. This shows you’re not just familiar with the basics but can also make informed decisions.
✨Communication is Key
Since the role involves liaising with brokers, applicants, and other departments, practice articulating your thoughts clearly. Prepare examples of how you've maintained high levels of communication in previous jobs, as this will demonstrate your customer service skills.
✨Problem-Solving Mindset
Think of scenarios where you had to overcome challenges in underwriting. Be ready to share how you approached these situations and what proactive solutions you implemented. This will highlight your ability to think outside the box, which is crucial for this role.
✨Stay Updated
Familiarise yourself with current best practices and regulatory requirements in the mortgage industry. Mention any recent changes or trends during your interview to show that you’re engaged and knowledgeable about the field.