Product Lead- Digital Wallet and Payments in Chertsey

Product Lead – Digital Wallet and Payments

We are seeking a Product Lead to join the UK business of one of the world’s leading consumer electronics brands, driving the strategy, roadmap, and partner ecosystem for one of the most advanced digital wallet platforms in the market.

This role will own the product vision across payments, transit, identity, passes and value‑added services. You will work cross‑functionally with engineering, commercial, marketing and global teams, as well as with multiple external partners across banking, fintech and transit.

Responsibilities

• Define, own and deliver the long‑term roadmap for the digital wallet across payments, identity, transit and ecosystem services.
• Lead the development of market‑specific features, ensuring global and local alignment.
• Analyse customer needs, market trends and competitive activity to prioritise opportunities.
• Use data‑driven insight to optimise product performance, adoption and engagement.

Partnerships & Business Development

• Manage strategic relationships with banks, fintech companies, transit operators and merchants.
• Lead complex partner negotiations and integrations to expand wallet capabilities.
• Engage with new issuers and partners to drive participation and ecosystem growth.
• Collaborate with cross‑functional teams to ensure seamless partner onboarding and delivery.

Performance, Reporting & Commercial Ownership

• Track and report on key KPIs including MAU, user growth, retention, revenue and churn.
• Develop detailed forecasts and proactively identify risks or opportunities.
• Manage the product P&L, driving commercial performance and investment decisions.
• Prepare and deliver updates to senior stakeholders across the UK, regional and global teams.

Cross‑Functional Leadership & Execution

• Work closely with engineering, marketing, services and business development teams to deliver high‑quality features.
• Influence stakeholders in a highly matrixed environment, ensuring clarity and alignment.
• Champion consumer‑centric product decisions that simplify complex problems.

Qualifications

• An experienced product leader with a background in payments, banking, fintech or schemes.
• A strategic thinker who can set a long‑term vision while executing at pace.
• Strong relationship‑builder with experience managing partners across technical and commercial functions.
• Analytical and data‑driven, confident in managing KPIs, performance metrics and forecasting.
• Comfortable operating in fast‑moving, ambiguous environments and influencing cross‑functional teams.
• Knowledge of digital payments, mobile wallets, card products and UK/EU payment landscapes is highly beneficial.

This is a hybrid working role, 3 days in the office and 2 days WFH.