At a Glance
- Tasks: Dive into credit analysis, underwriting, and portfolio monitoring while supporting client financing needs.
- Company: Join BNY, a leader in finance with a collaborative and innovative culture.
- Benefits: Gain hands-on experience, mentorship, and professional development in a dynamic environment.
- Other info: Enjoy a structured induction and networking opportunities to kickstart your career.
- Why this job: Perfect for those who love analysing numbers and making impactful financial decisions.
- Qualifications: Must be enrolled in a business or tech degree, graduating in Summer 2027.
The predicted salary is between 63000 - 77000 £ per year.
BNY’s Credit and Lending Practice plays a key role in supporting client financing needs while maintaining strong credit discipline and risk management across the firm. The Credit Analyst Program offers driven students hands-on exposure to the practice through strategic projects aligned to credit analysis, underwriting, portfolio monitoring, transaction support and process improvement. In a fast-paced environment, analysts will gain insight into the credit lifecycle, support financial analysis, reporting and documentation, and build an understanding of lending fundamentals, credit risk and the role sound judgment and partnership play in effective credit decisions.
What you will do
- Analyse company financials, industry trends, and key risk indicators to support borrower and transaction assessments.
- Assist with credit materials, portfolio reviews, and reporting that help teams evaluate opportunities and monitor exposures.
- Learn how deal structures are built and how lending decisions balance growth, risk, and client needs.
- Partner with experienced professionals to understand how disciplined underwriting supports resilient client relationships.
Skills you will build
- Financial statement and ratio analysis
- Credit and risk assessment
- Analytical judgment and structured problem solving
- Underwriting and deal-structuring fundamentals
- Regulatory and risk-awareness mindset
Impact you will have at BNY
- Support informed lending decisions that are grounded in analysis and sound risk management.
- Help teams monitor portfolio health and surface insights that matter to decision-makers.
- See how finance and risk disciplines enable BNY to serve clients responsibly.
Why this could be a fit for you
This role is ideal if you enjoy digging into the “why” behind numbers, making evidence-based recommendations, and building finance skills with clear real-world relevance.
Analyst Program
Our 24-month rotational Analyst Program is designed to set you up for success from day one. New joiners take part in a structured induction experience to help them assimilate into BNY, learn about the organization, connect with peers and leaders, and build the core skills needed to navigate their early career with confidence.
From day one, analysts are immersed in BNY's collaborative and innovative culture through:
- Enterprise-wide onboarding and development programming, including an in person immersive induction experience, executive speaker series, skill development, and networking opportunities.
- Meaningful project work aligned to key business practices and platforms, providing hands-on experience, skill development, and real-world business impact.
- Structured mentorship and career support from managers, senior leaders, peer mentors, business stakeholders, and dedicated program managers.
- Exposure across practices, platforms, and teams, building a broad understanding of BNY's integrated business model.
- Professional, technical, and financial services training designed to strengthen business acumen and prepare participants for long-term career success.
- A premier early-career experience, backed by senior leadership and designed to develop the next generation of talent for BNY's global workforce.
Program eligibility:
- Enrollment in a 3 or 4-year undergraduate degree program with a strong focus on business-related and/or technology-related degrees preferred
- Graduating in Summer 2027
- Minimum 2:1 or Higher
- Does not require sponsorship for employment visa status (now or in the future) in the country where applying.
2027 BNY Analyst Program – Credit & Lending ( London) employer: The Bank of New York Mellon
At BNY, we pride ourselves on fostering a culture of innovation and collaboration, making it an exceptional place for professionals in the financial services sector. Located in London, our team enjoys access to cutting-edge technology and a commitment to employee growth through competitive compensation, comprehensive benefits, and a focus on wellbeing. Join us to be part of a forward-thinking organisation that values bold ideas and empowers you to make a meaningful impact in the world of digital assets and payments.
Contact Details:
The Bank of New York Mellon Recruitment Team
