Underwriter in London

Underwriter in London

London Temporary 50000 - 60000 ÂŁ / year (est.) Home office (partial)
The Ardonagh Group

At a Glance

  • Tasks: Underwrite mid/high net worth household insurance and build strong broker relationships.
  • Company: Hoxton Insurance Services, a fast-growing digital MGA with a focus on innovation.
  • Benefits: Flexible working options, autonomy in decision-making, and a collaborative team culture.
  • Other info: Opportunity for career growth in a diverse and inclusive environment.
  • Why this job: Join a high-performing team and influence underwriting strategy while making a real impact.
  • Qualifications: 5+ years of property underwriting experience and strong trading skills.

The predicted salary is between 50000 - 60000 ÂŁ per year.

Hoxton Insurance Services is a fast‑growing, digital MGA specialising in upper mid to lower high net worth household insurance. As the business continues to scale rapidly, we are seeking a confident and commercially minded Trading Underwriter to join us on a 7–12 month maternity cover, with genuine potential for extension. This is an excellent opportunity to join a high‑performing team where strong trading capability, exceptional broker relationships and high conversion rates are recognised and valued.

About The Role

As a Trading Underwriter, you’ll underwrite mid and high net worth household business within your delegated authority, while delivering excellent service to our broker partners. You’ll apply strong technical knowledge alongside a proactive, trading‑focused approach to drive profitable growth.

Key Responsibilities

  • Underwrite mid/high net worth household risks within delegated authority.
  • Build and strengthen broker relationships through regular trading conversations, SLA adherence, meetings and training.
  • Trade effectively on new business and renewals to improve conversion and retention while maintaining underwriting discipline and delivering consistent profit to our capacity provider.
  • Handle internal referrals and support junior colleagues with technical guidance.
  • Produce underwriting referrals for capacity provider approval as required.
  • Complete monthly peer review audits to maintain underwriting quality.
  • Support the growth of broker schemes in collaboration with the Trading Manager.
  • Identify opportunities for underwriting and process improvement, contributing to enhanced guidance and capability.
  • Maintain CPD and stay up to date with market, product and regulatory developments.
  • Actively contribute to a positive, collaborative team culture.

What We’re Looking For

Skills & Experience

  • Ideally 5+ years’ property underwriting experience, preferably within mid/high net worth personal lines (other backgrounds considered).
  • A strong trading track record with evidence of high conversion rates.
  • Solid understanding of MNW/HNW markets, wordings and core insurance principles.
  • Confident, creative decision‑maker operating within delegated authority.
  • Experience in trading, account development and building profitable books of business.

Personal Attributes

  • Highly customer‑focused with excellent communication skills.
  • Clear, approachable and confident when explaining complex underwriting decisions.
  • Analytical, detail‑driven and well‑organised.
  • Able to manage workload effectively in line with business priorities.
  • Adaptable, curious and committed to ongoing development.
  • Positive, collaborative team player with a proactive mindset.

Why Join Hoxton?

  • Clear appetite for growth and innovation.
  • Real autonomy with the ability to influence underwriting strategy.
  • Flexible UK location—work from anywhere.
  • Hybrid working available throughout the UK.

Everywhen is an equal opportunities employer, with a growing and thriving diversity, equity and inclusion strategy; we are committed to a working environment that is free from discrimination, is inclusive, and empowers our people to bring their whole self to work and reach their full potential.

Underwriter in London employer: The Ardonagh Group

Hoxton Insurance Services is an exceptional employer that fosters a high-performing and collaborative work culture, offering real autonomy and the opportunity to influence underwriting strategy. With a commitment to diversity, equity, and inclusion, employees can thrive in a flexible environment that supports their professional growth and development. Join us to be part of a dynamic team where your contributions are valued and rewarded.
The Ardonagh Group

Contact Detail:

The Ardonagh Group Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Underwriter in London

✨Tip Number 1

Network like a pro! Reach out to your connections in the insurance industry, especially those who might know someone at Hoxton Insurance Services. A friendly chat can sometimes lead to opportunities that aren’t even advertised.

✨Tip Number 2

Prepare for interviews by brushing up on your technical knowledge and understanding of mid/high net worth markets. Be ready to discuss your trading track record and how you’ve built strong broker relationships in the past.

✨Tip Number 3

Show off your personality! Hoxton values a positive, collaborative team culture, so let your enthusiasm shine through during interviews. Share examples of how you’ve contributed to team success in previous roles.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining the Hoxton team.

We think you need these skills to ace Underwriter in London

Property Underwriting
Mid/High Net Worth Insurance Knowledge
Broker Relationship Management
Trading Skills
Analytical Skills
Communication Skills
Decision-Making
Account Development
Workload Management
Attention to Detail
Adaptability
Team Collaboration
Customer Focus

Some tips for your application 🫡

Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your property underwriting experience and any strong trading track record you have. We want to see how you can bring value to our team!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for the Trading Underwriter role. Share specific examples of how you've built broker relationships or improved conversion rates in the past.

Showcase Your Technical Knowledge: Since this role requires strong technical knowledge, don’t shy away from mentioning your understanding of MNW/HNW markets and core insurance principles. We love seeing candidates who are confident in their decision-making abilities!

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our awesome team at Hoxton!

How to prepare for a job interview at The Ardonagh Group

✨Know Your Underwriting Stuff

Make sure you brush up on your property underwriting knowledge, especially in the mid to high net worth sector. Be ready to discuss specific cases or examples from your past experience that highlight your technical skills and decision-making abilities.

✨Build Rapport with Brokers

Since strong broker relationships are key for this role, think about how you can demonstrate your ability to connect with brokers. Prepare examples of how you've successfully built and maintained these relationships in previous roles.

✨Show Off Your Trading Skills

Be prepared to talk about your trading track record and how you've achieved high conversion rates. Bring data or examples that showcase your success in trading new business and renewals, as this will be crucial for the role.

✨Emphasise Team Collaboration

This position values a positive team culture, so think about how you can illustrate your collaborative spirit. Share experiences where you've worked effectively within a team, supported junior colleagues, or contributed to a positive work environment.

Underwriter in London
The Ardonagh Group
Location: London

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