At a Glance
- Tasks: Manage cash flow, liquidity, and financial analysis to support business operations.
- Company: TGJones, a forward-thinking organisation focused on sustainability and growth.
- Benefits: 4pm Friday finish, 25 days holiday, birthday off, employee discounts, and more!
- Other info: Join a diverse team that values collaboration, innovation, and continuous improvement.
- Why this job: Make a real impact in a dynamic environment while developing your career.
- Qualifications: Experience in cash flow forecasting, financial modelling, and stakeholder management.
The predicted salary is between 30000 - 37000 £ per year.
Location: Swindon Support Centre (hybrid working with 3 days per week in the office).
We are focused on building a sustainable and successful future for the business while continuing to deliver a consistent and valued retail offer. This role offers the opportunity to develop your career within a well-established organisation, contribute to ongoing improvement, and play a part in shaping the next chapter of TGJones.
About the role
The Cash Flow Operator is responsible for managing short- and medium-term liquidity, lender reporting, borrowing base compliance, and cash optimisation across the business. The role acts as a key link between treasury, operations, suppliers, and external lenders, ensuring robust cash forecasting, effective working capital management, and ongoing covenant compliance. This role combines elements of Treasury Management, Cash Flow Forecasting, Working Capital Management, and Financial Analysis, providing critical support to liquidity management, lender compliance, and strategic decision-making within the business.
Key responsibilities will include:
- Lead the preparation and submission of weekly 13-week cash flow forecasts to senior lenders, including variance commentary, covenant compliance certificates, and liquidity bridge analysis, ensuring all submissions are accurate, timely, and clearly narrated.
- Manage daily and weekly cash positioning across multiple bank accounts and trust structures, including RCF utilisation requests, drawdown mechanics, transfer management, and covenant headroom monitoring against minimum liquidity thresholds.
- Support with analysis relating to supplier payment arrangements and optimise payment phasing to maximise liquidity while maintaining critical supplier relationships.
- Prepare and maintain the weekly collateral certificate, including gross stock valuation, AP balance updates, PAYE/VAT reporting, and availability calculations, liaising with payroll, operations, and legal teams (ROT status) to ensure inputs are accurate and submitted within lender deadlines.
- Build and maintain financial models to support COO decision-making, including daily RCF headroom analysis, optimal payment day identification, supplier phasing comparisons, and sensitivity analysis around restructuring events.
- Support the wider TG Jones operating team and management with ad hoc financial analysis, lender queries, and internal reporting, translating complex cash flow mechanics into clear, accessible commentary for both internal stakeholders and external advisors.
- Develop and maintain forward-looking headroom forecasts incorporating stock inflow and outflow projections, modelling the impact of inventory movements on collateral values and available facility headroom. Provide the business with visibility of future covenant compliance and identify risks where stock run-down or payment holds may compress the borrowing base ahead of key dates.
About you
If you're a forward-thinking professional with the ambition to drive change, deliver exceptional results, and bring fresh ideas to the table, you'll thrive in an environment where collaboration, innovation, and continuous improvement are at the heart of everything we do. As TGJones continues to grow and evolve, you'll have the opportunity to make a meaningful impact, influence the future of the business, and develop your career alongside a team that values ambition, expertise, and fresh thinking.
Experience required for this role will include:
- Advanced cash flow forecasting and liquidity management.
- Strong financial modelling and scenario analysis capabilities.
- Experience with lender reporting for a revolving cash facility, borrowing base facility and covenant compliance.
- Strong stakeholder management and supplier relationship skills.
- Ability to communicate complex financial information clearly to both financial and non-financial audiences.
- Advanced Excel and financial analysis skills.
About us
At TGJones, our people are at the heart of everything we do. We believe in creating an environment where everyone feels supported, respected, and empowered to succeed. You'll be encouraged to share ideas, develop new skills, and contribute to a team that works together to achieve great results. Whether you're beginning your career or bringing years of experience, you'll find opportunities to learn, grow, and make a meaningful contribution in a business that's shaping its future.
Company benefits for our Support Centre colleagues include 4pm Friday finish, 25 days holiday plus bank holidays, your birthday off, holiday trading scheme, family friendly leave, employee discounts, free coffee Wednesdays and much more!
At TGJones, we're committed to creating an inclusive and welcoming workplace where everyone can be themselves and do their best. We welcome applicants from all backgrounds and celebrate the diversity that makes each of us unique. If you need any adjustments during the recruitment process, just let our Talent Acquisition team know, we're happy to help.
Cash Flow Operator FTC - Swindon employer: TGJones
TGJones is an excellent employer that prioritises its employees' well-being and professional growth, making it a fantastic place to work in Greater London. With a supportive culture, flexible shifts, and attractive benefits like employee discounts and a company pension, you will thrive in an environment that values collaboration and exceptional customer service. Join us to be part of a team that takes pride in creating memorable shopping experiences for our customers.
StudySmarter Expert Advice🤫
We think this is how you could land Cash Flow Operator FTC - Swindon
✨Join Financial Networking Events
Jump into local finance meetups and conferences — they’re a goldmine for temporary roles in banking and financial services. You can chat with industry professionals and even get leads on upcoming opportunities that might not be posted online yet.
✨Utilise Temp Agencies Specialised in Finance
Reach out to temp agencies that focus on the banking sector. They often have strong ties with various firms and can help you secure short-term gigs that can help beef up your CV and get your foot in the door at firms like TGJones.
✨Connect with Alumni from Your Uni
Don't underestimate the power of your university’s alumni network. Many former students are working in banking and can help you find temporary roles or even offer mentorship. Reach out directly or attend alumni events to broaden your circle.
✨Stay Active on Job Boards and Company Websites
Keep your eyes peeled on job boards specifically for finance roles. Companies like TGJones might post temporary positions directly on their sites, so make sure to apply there too. Set alerts to catch those roles the moment they go live!
We think you need these skills to ace Cash Flow Operator FTC - Swindon
Some tips for your application 🫡
Show Off Your Academic Achievements:In banking and financial services, your academic record can really make you stand out. List relevant grades, certifications, or coursework on your CV, especially if you've taken finance-related modules. This is particularly important for a temporary role where qualifications can help you shine even brighter!
Highlight Relevant Experience:If you’ve done any internships, part-time roles, or even coursework that aligns with banking or finance, make sure you include those! Showcase specific tasks where you used quantitative skills or analytical thinking, as this is what the hiring managers at TGJones will be keen to see in your application.
Tailor Your Cover Letter Purposefully:When writing your cover letter, focus on why you’re interested in a temporary position at TGJones. Let them know how you can quickly adapt to the team's needs and how eager you are to learn the ropes of the banking sector during this short stint. Your motivation and enthusiasm could really set you apart!
Be Prepared with References:For temporary roles, references can play a crucial role in your application. Make sure you’ve got a couple of references lined up who can vouch for your skills and work ethic. This helps to give TGJones confidence in your short-term commitment to the role.
How to prepare for a job interview at TGJones
✨Brush Up on Financial Regulations
Since this is a role in banking and financial services, be ready to discuss key regulations like MiFID, Basel III, or GDPR. These are hot topics, and your awareness of how they impact daily operations can give you a significant edge during your interview with TGJones.
✨Showcase Your Analytical Skills
Prepare for interview questions that assess your analytical abilities. You might need to tackle hypothetical scenarios involving risk assessment or financial forecasting. Bringing examples of relevant projects or coursework can emphasise your practical understanding of these concepts.
✨Highlight Flexibility and Adaptability
For a temporary role, showing that you can quickly pick up new processes and tools is crucial. Be ready to discuss previous experiences where you had to adapt to changing requirements or tight deadlines, as this will reassure TGJones that you’re a reliable team player.
✨Demonstrate a Willingness to Learn
In a temporary position, leaning into your eagerness to learn can really set you apart. Be prepared to share how you’re staying updated on industry trends or any additional training you've pursued. Employers appreciate candidates who are proactive about their development—even for short-term roles.
