At a Glance
- Tasks: Manage cash flow, optimise liquidity, and support financial decision-making.
- Company: TGJones, a forward-thinking organisation focused on sustainability and growth.
- Benefits: 4pm Friday finish, 25 days holiday, birthday off, employee discounts, and more!
- Other info: Join a diverse team that values collaboration, innovation, and continuous improvement.
- Why this job: Make a real impact in a dynamic environment while developing your career.
- Qualifications: Experience in cash flow forecasting, financial modelling, and stakeholder management.
The predicted salary is between 35000 - 42000 £ per year.
Location: Swindon Support Centre (hybrid working with 3 days per week in the office).
We are focused on building a sustainable and successful future for the business while continuing to deliver a consistent and valued retail offer. This role offers the opportunity to develop your career within a well-established organisation, contribute to ongoing improvement, and play a part in shaping the next chapter of TGJones.
About the role:
The Cash Flow Operator is responsible for managing short- and medium-term liquidity, lender reporting, borrowing base compliance, and cash optimisation across the business. The role acts as a key link between treasury, operations, suppliers, and external lenders, ensuring robust cash forecasting, effective working capital management, and ongoing covenant compliance. This role combines elements of Treasury Management, Cash Flow Forecasting, Working Capital Management, and Financial Analysis, providing critical support to liquidity management, lender compliance, and strategic decision-making within the business.
Key responsibilities will include:
- Lead the preparation and submission of weekly 13-week cash flow forecasts to senior lenders, including variance commentary, covenant compliance certificates, and liquidity bridge analysis, ensuring all submissions are accurate, timely, and clearly narrated.
- Manage daily and weekly cash positioning across multiple bank accounts and trust structures, including RCF utilisation requests, drawdown mechanics, transfer management, and covenant headroom monitoring against minimum liquidity thresholds.
- Support with analysis relating to supplier payment arrangements and optimise payment phasing to maximise liquidity while maintaining critical supplier relationships.
- Prepare and maintain the weekly collateral certificate, including gross stock valuation, AP balance updates, PAYE/VAT reporting, and availability calculations, liaising with payroll, operations, and legal teams (ROT status) to ensure inputs are accurate and submitted within lender deadlines.
- Build and maintain financial models to support COO decision-making, including daily RCF headroom analysis, optimal payment day identification, supplier phasing comparisons, and sensitivity analysis around restructuring events.
- Support the wider TG Jones operating team and management with ad hoc financial analysis, lender queries, and internal reporting, translating complex cash flow mechanics into clear, accessible commentary for both internal stakeholders and external advisors.
- Develop and maintain forward-looking headroom forecasts incorporating stock inflow and outflow projections, modelling the impact of inventory movements on collateral values and available facility headroom. Provide the business with visibility of future covenant compliance and identify risks where stock run-down or payment holds may compress the borrowing base ahead of key dates.
About you:
If you're a forward-thinking professional with the ambition to drive change, deliver exceptional results, and bring fresh ideas to the table, you'll thrive in an environment where collaboration, innovation, and continuous improvement are at the heart of everything we do. As TGJones continues to grow and evolve, you'll have the opportunity to make a meaningful impact, influence the future of the business, and develop your career alongside a team that values ambition, expertise, and fresh thinking.
Experience required for this role will include:
- Advanced cash flow forecasting and liquidity management.
- Strong financial modelling and scenario analysis capabilities.
- Experience with lender reporting for a revolving cash facility, borrowing base facility and covenant compliance.
- Strong stakeholder management and supplier relationship skills.
- Ability to communicate complex financial information clearly to both financial and non-financial audiences.
- Advanced Excel and financial analysis skills.
About us:
At TGJones, our people are at the heart of everything we do. We believe in creating an environment where everyone feels supported, respected, and empowered to succeed. You'll be encouraged to share ideas, develop new skills, and contribute to a team that works together to achieve great results. Whether you're beginning your career or bringing years of experience, you'll find opportunities to learn, grow, and make a meaningful contribution in a business that’s shaping its future.
Company benefits for our Support Centre colleagues include 4pm Friday finish, 25 days holiday plus bank holidays, your birthday off, holiday trading scheme, family friendly leave, employee discounts, free coffee Wednesdays and much more!
At TGJones, we’re committed to creating an inclusive and welcoming workplace where everyone can be themselves and do their best. We welcome applicants from all backgrounds and celebrate the diversity that makes each of us unique. If you need any adjustments during the recruitment process, just let our Talent Acquisition team know, we’re happy to help.
Cash Flow Operator in Swindon employer: TGJones
TGJones is an excellent employer that prioritises its employees' well-being and professional growth, making it a fantastic place to work in Greater London. With a supportive culture, flexible shifts, and attractive benefits like employee discounts and a company pension, you will thrive in an environment that values collaboration and exceptional customer service. Join us to be part of a team that takes pride in creating memorable shopping experiences for our customers.
StudySmarter Expert Advice🤫
We think this is how you could land Cash Flow Operator in Swindon
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like TGJones. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Cash Flow Operator in Swindon
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to TGJones.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on TGJones's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at TGJones
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with TGJones.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at TGJones will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former TGJones employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
