Senior Risk Data Analyst - Fincrime & Fraud Monitoring

Hello! We're Teya. Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance. At Teya we believe small, local businesses are the lifeblood of our communities. We’re here because we don’t believe there’s a level playing field that gives small businesses with a fighting chance against the giants of the high street. We’re here because we see banks and legacy service providers making things harder for them. We don’t think the best technology or the best service should be reserved for those with the biggest headquarters. We’re here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us. Become a part of our story. We’re looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits.

Job Description

The Team

The Customer Risk Monitoring team is responsible for implementing and maintaining the analytical intelligence that protects Teya and its customers from financial risks, including fraud, money laundering, and terrorism financing. Our goal is to minimise financial losses and risk exposure while supporting and maintaining our customers' trust and ensuring compliance with regulatory requirements. We work closely with the Operations team to investigate suspicious activities and collaborate cross-functionally with Compliance, Risk, Platform Engineering and product leaders to build and continuously improve the intelligence powering our detection and monitoring systems.

The role

As a Data Analyst in the Customer Risk Monitoring team, you will:

• Develop and refine the intelligence used to detect financial crime, balancing efficacy with operational efficiency to reduce false positives, investigation time, and customer friction.
• Deliver actionable insights that directly improve detection rates, uncover new risk patterns, and inform prevention strategies.
• Act as a bridge between data and the business, collaborating closely with Operations, Compliance, Engineering, and Product teams to shape and prioritise analytical initiatives.
• Identify opportunities to improve and automate monitoring, escalate emerging threats, and continuously evolve our understanding of risk.
• Build and maintain clear and impactful dashboards, reports, and documentation to monitor key metrics, surface relevant trends, and drive data-informed decisions.
• Partner with data engineering to design and maintain scalable, reliable data models and ETLs that underpin both operational and strategic use cases.
• Help define and analyse fraud and AML KPIs, helping the business plan and course-correct with confidence.
• Promote a culture of data-driven decision-making across the organisation.

Qualifications

We’re looking for a Senior Data Analyst with a strong analytical foundation and a passion for tackling complex, ambiguous problems in the financial risk domain.

Must-haves

• 4+ years of professional experience as a data analyst, preferably in fraud, AML, or financial risk monitoring.
• Solid understanding of statistical concepts and experience applying methods such as forecasting, time series analysis, A/B testing, or regression analysis.
• Experience in producing insights that led to measurable improvements, ideally in relevant domains such as fraud, AML detection, or operations.
• Advanced proficiency in SQL and experience working with large, complex, and sometimes messy datasets.
• Experience designing, building, and maintaining ETL pipelines or data models, ideally using tools like dbt.
• Proficiency in Python for data analysis, including data manipulation, visualisation, and basic modelling.
• Strong data storytelling and communication skills: you can translate complex data into clear, actionable recommendations for both technical and non-technical stakeholders.
• Experience working collaboratively with cross-functional partners, including Operations, Compliance, Engineering and Product.
• Self-starter who thrives in a fast-paced, high-ambiguity environment and takes ownership of their work from start to finish.

Nice-to-haves

• Experience in acquiring services or the payments industry.
• Bachelor’s or Master’s degree in a quantitative discipline (e.g. Mathematics, Statistics, Computer Science, Economics).
• Direct experience with problems such as AML scenario tuning, fraud rule optimisation, or detection intelligence design.
• Familiarity with regulatory or compliance-driven analytics environments.
• Fincrime certifications such as CAMS, ICA, or equivalent.

Additional Information

The Perks

• We trust you, so we offer flexible working hours, as long it suits both you and your team.
• Physical and mental health support through our partnership with GymPass giving free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, digital fitness and nutrition apps.
• Our company offers extended and improved maternity and paternity leave choices, giving employees more flexibility and support.
• Cycle-to-Work Scheme.
• Health and Life Insurance.
• Pension Scheme.
• 25 days of Annual Leave (+ Bank Holidays).
• Office snacks every day.
• Friendly, comfortable and informal office environment in Central London.