Senior Compliance Officer in London

Hello! We're Teya. Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance. At Teya we believe small, local businesses are the lifeblood of our communities. We’re here because we don’t believe there’s a level playing field that gives small businesses with a fighting chance against the giants of the high street. We’re here because we see banks and legacy service providers making things harder for them. We don’t think the best technology or the best service should be reserved for those with the biggest headquarters. We’re here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us. Become a part of our story. We’re looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits.

Your Mission: At Teya, we’re building the future of fintech for small businesses, and our Compliance and Financial Crime team is at the core of that journey. As a Senior Compliance Officer you will strengthen our second-line function, bringing regulatory product oversight to ensure compliance robustness while enabling growth. You will collaborate closely across first-line Operations, Product, Legal, and Risk teams to uphold our standards and safeguard integrity in a high-growth environment.

In this role, you will:

• Product Compliance & Advisory - Partner with Legal, Product, Risk, Operations, and Credit teams from the earliest stages of product development to ensure regulatory compliance is built into the design, delivery, and scaling of new offerings. Provide strategic guidance that balances innovation with regulatory integrity.
• Regulatory Support for Global Expansion - Assess and advise on regulatory and licensing requirements in new markets. Develop practical solutions to meet local compliance obligations, including consumer protection standards and operational controls to support cross-border growth.
• Regulatory Reporting & Engagement - Lead and coordinate all regulatory filings, disclosures, and responses to governmental and supervisory bodies. Ensure timely, accurate, and complete submissions while maintaining strong relationships with regulatory stakeholders.
• Policies, Controls & Operational Oversight - Regularly review and update compliance policies, procedures and control frameworks. Monitor and test business operations to identify weaknesses, drive remediation and implement improvements that enhance efficiency and reduce risk.
• Regulatory Change Management - Stay ahead of evolving regulatory developments across relevant jurisdictions. Interpret changes, develop actionable internal guidance, deliver training and ensure effective implementation across business functions.
• Monitoring, Audits & Thematic Reviews - Design and conduct thematic compliance reviews and targeted audits (e.g., treatment of vulnerable customers, complaints handling, operational resilience). Deliver clear, insightful reports with root cause analysis and actionable recommendations.

Your Story: 5/6+ years of relevant experience in Compliance, ideally in fintech, digital banking, credit or financial services. University degree in Law, Finance, Business Administration, Accounting, Economics, or a related field. Strong knowledge of UK/EU regulations, e.g. (PRA OR FCA OR EBA OR PSD2 OR CRD), or local EEA supervisory regulations. Excellent written and verbal communication skills, including preparation of clear, concise memos, processes, policies and regulatory communications. Demonstrated ability to drive process improvement, such as analysing workflows, identifying inefficiencies, and recommending enhancements to tools, policies, or procedures. Whilst not required, professional certifications such as CAMS, ICA Advanced AML, CFCS and strong data or analytical skills (e.g. SQL, Excel) are desirable.

Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.