Senior Credit Strategy Analyst in City of London
Senior Credit Strategy Analyst

Senior Credit Strategy Analyst in City of London

City of London Full-Time 36000 - 60000 £ / year (est.) No home office possible
Go Premium
T

At a Glance

  • Tasks: Drive data-informed decisions to enhance credit strategies and improve customer experience.
  • Company: Join Teya, a dynamic payment and software service provider supporting local businesses across Europe.
  • Benefits: Enjoy continuous learning, a supportive community, and comprehensive benefits.
  • Why this job: Make a real impact on small businesses while developing your analytical skills in a vibrant culture.
  • Qualifications: 1-2 years in credit risk or analytics; strong SQL and statistical analysis skills required.
  • Other info: Teya values diversity and offers an inclusive environment for all applicants.

The predicted salary is between 36000 - 60000 £ per year.

Hello! We’re Teya. Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance. At Teya we believe small, local businesses are the lifeblood of our communities. We’re here because we don’t believe there’s a level playing field that gives small businesses with a fighting chance against the giants of the high street. We’re here because we see banks and legacy service providers making things harder for them. We don’t think the best technology or the best service should be reserved for those with the biggest headquarters. We’re here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us. Become a part of our story. We’re looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits.

Your Mission

As a Credit Strategy Analyst at Teya, you will serve as the strategic contributor of our credit business, driving data-informed decisions that directly impact our customers. Your role extends far beyond traditional data analysis - you will be the analytical driver of your team, translating complex customer behaviour and credit risk patterns into actionable insights that balance business growth with responsible lending practices. You will start from problems already mapped by the team or identify new opportunities yourself, then structure how to solve and validate these challenges through analysis, testing, and collaboration. Your work will involve developing sophisticated credit strategies that improve financial efficiency while enhancing customer experience, whether that’s optimizing credit limit policies, refining risk assessment models, or designing new credit products that serve underserved markets. Operating at the intersection of analytics and business strategy, you'll leverage advanced modelling to navigate the inherent uncertainties of credit risk. You'll measure and assume calculated risks, ensure continuous monitoring of credit portfolios, and make decisions that could range from individual credit line adjustments to company-wide credit policies affecting thousands of SMBs. From day one, your analytical work will have immediate, tangible impact on both company performance and customer financial wellbeing, requiring you to think critically about both operational efficiency and the long-term implications of every decision.

Requirements

  • 1–2 years in credit risk, analytics, data science, or business intelligence in financial services or a similar data-driven environment; relevant internships or co-ops count toward this experience.
  • Bachelor's degree in a quantitative field such as Statistics, Mathematics, Economics, Engineering, Computer Science, or related discipline; advanced degree is a plus.
  • Proficiency in SQL for data extraction and manipulation; experience with Python, R, or similar programming languages for statistical analysis and modelling highly valued.
  • Strong foundation in statistics and probability, including hypothesis testing, regression analysis, experimental design, and the ability to draw valid inferences from data while recognizing limitations.
  • Demonstrated analytical problem-solving abilities with the capacity to break down complex, ambiguous credit challenges into structured, solvable components and develop actionable solutions.
  • Excellent communication skills with the ability to translate technical analyses into clear business insights and influence stakeholders across technical and non-technical audiences.
  • Self-directed and comfortable with ambiguity; able to take initiative in identifying problems, proposing solutions, and driving projects forward without extensive oversight.

Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

Senior Credit Strategy Analyst in City of London employer: Teya

At Teya, we pride ourselves on being an exceptional employer that champions small, local businesses while fostering a vibrant and inclusive work culture. Our London headquarters offers a dynamic environment where you can make a meaningful impact through your analytical expertise, supported by continuous learning opportunities and comprehensive benefits. Join us to be part of a mission-driven team that values collaboration, innovation, and the growth of every individual.
T

Contact Detail:

Teya Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Senior Credit Strategy Analyst in City of London

✨Tip Number 1

Network like a pro! Reach out to people in the industry, especially those at Teya. A friendly chat can open doors and give you insights that a job description just can't.

✨Tip Number 2

Prepare for the interview by understanding Teya's mission and values. Show us how your skills align with our goal of supporting small businesses. We love candidates who are passionate about making a difference!

✨Tip Number 3

Practice your analytical skills! Be ready to discuss how you've tackled complex problems in the past. We want to see your thought process and how you can apply it to our credit strategies.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows us you're genuinely interested in joining our team.

We think you need these skills to ace Senior Credit Strategy Analyst in City of London

Credit Risk Analysis
Data Analysis
SQL
Python
R
Statistical Modelling
Hypothesis Testing
Regression Analysis
Experimental Design
Analytical Problem-Solving
Communication Skills
Stakeholder Management
Self-Directed
Initiative

Some tips for your application 🫡

Show Your Passion for Small Businesses: When writing your application, let us know why you care about supporting small, local businesses. Share any personal experiences or insights that connect you to our mission at Teya. This will help us see your genuine interest in making a difference!

Highlight Relevant Experience: Make sure to showcase your experience in credit risk, analytics, or data science. Use specific examples from your past roles or projects that demonstrate your skills and how they relate to the responsibilities of the Senior Credit Strategy Analyst position.

Be Clear and Concise: We appreciate clarity! When describing your skills and experiences, keep it straightforward and to the point. Avoid jargon unless it's relevant, and make sure your application is easy to read and understand.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re proactive and engaged with our process!

How to prepare for a job interview at Teya

✨Know Your Numbers

As a Senior Credit Strategy Analyst, you'll be dealing with data all the time. Brush up on your SQL skills and be ready to discuss how you've used data analysis in past roles. Prepare specific examples of how your insights led to actionable strategies.

✨Understand Teya's Mission

Teya is all about supporting small businesses. Make sure you understand their mission and values. Think about how your experience aligns with their goals and be ready to share how you can contribute to their vision of empowering local businesses.

✨Prepare for Scenario Questions

Expect to face scenario-based questions that assess your problem-solving skills. Think through potential credit risk challenges and how you would approach them. Be ready to explain your thought process and the analytical methods you would use to tackle these issues.

✨Communicate Clearly

You’ll need to translate complex analyses into clear business insights. Practice explaining technical concepts in simple terms. This will not only show your communication skills but also demonstrate your ability to influence stakeholders effectively.

Senior Credit Strategy Analyst in City of London
Teya
Location: City of London
Go Premium

Land your dream job quicker with Premium

You’re marked as a top applicant with our partner companies
Individual CV and cover letter feedback including tailoring to specific job roles
Be among the first applications for new jobs with our AI application
1:1 support and career advice from our career coaches
Go Premium

Money-back if you don't land a job in 6-months

T
  • Senior Credit Strategy Analyst in City of London

    City of London
    Full-Time
    36000 - 60000 £ / year (est.)
  • T

    Teya

    50-100
Similar positions in other companies
UK’s top job board for Gen Z
discover-jobs-cta
Discover now
>