Senior Product Manager - Banking

Hello! We’re Teya. Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance. At Teya we believe small, local businesses are the lifeblood of our communities. We’re here because we don’t believe there’s a level playing field that gives small businesses with a fighting chance against the giants of the high street. We’re here because we see banks and legacy service providers making things harder for them. We don’t think the best technology or the best service should be reserved for those with the biggest headquarters. We’re here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us. Become a part of our story.

We’re looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits.

Your Mission

Are you passionate about shaping the future of SME banking? At Teya, we’re building innovative financial solutions that empower small businesses to thrive. As a Senior Product Manager, you’ll own the vision for our Business Accounts and lead the development of cutting edge banking features - from multi currency accounts to seamless payment integrations. This is your chance to make a real impact in a fast growing fintech, working with talented teams to deliver secure, scalable, and customer centric banking experiences.

Key Responsibilities

• Own the end-to-end product vision for Business Accounts, delivering a world-class banking experience for SMEs and sole traders.
• Lead discovery and solution design for core banking features: account details, payments, deposits, interest engine, and money movement controls.
• Drive development of new capabilities including local IBANs, multi currency accounts, cash management tools, and integrations with accounting, payments, and credit products.
• Leverage customer insights and data to prioritise opportunities that increase engagement, deposits, activation, and usage.
• Collaborate cross-functionally with Engineering, Design, Operations, Compliance, Risk, and Customer Relations to deliver scalable, compliant banking experiences.
• Ensure regulatory compliance across FCA/PRA guidelines for business accounts.
• Define and track KPIs (activation, churn, deposits, adoption, transactions, complaints) and lead continuous optimisation cycles.
• Manage go-to-market plans for new features with Country, Marketing, and Partnerships teams.
• Oversee third-party banking providers (e.g., BaaS partners, card issuers, open banking providers), ensuring SLAs and product fit.
• Identify and resolve operational risks and customer pain points, maintaining a reliable and compliant platform.
• Communicate progress and risks effectively to senior leadership.

Required Skills & Experience

• 5+ years’ experience in Product Management within fintech, business banking, payments, or financial services.
• Strong understanding of SME financial needs: cash flow management, settlements, payments, deposits, and money movement.
• Proven track record delivering regulated financial products (e.g., business current accounts, savings accounts, onboarding/KYB flows, payment rails).
• Solid knowledge of UK/EU regulatory frameworks (FCA, PRA, EBA guidelines, safeguarding, deposits, interest accrual, payments operations).
• Exceptional analytical skills with ability to translate data insights into product decisions.
• Strong stakeholder management and influencing skills across engineering, operations, compliance, and commercial teams.
• Excellent communication skills, able to explain technical and regulatory concepts to diverse audiences.

Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application - we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.