Job Summary
Real Estate Finance (REF) is a commercial real estate (CRE) lending group within the firm’s Securitized Products Groups (SPG), a component of the Investment Bank.
REF’s business is divided into two principal product groups: Direct Lending of secured (i.e. mortgage) loans to hold on balance sheet and / or exit via syndication or securitization and; Indirect Lending via Loan-on-Loan or Repo Lines where the underlying loan asset is itself secured by direct real estate. We also act in an arranger capacity bringing borrowers and lenders together. Further, we act on acquisition or lending against performing, sub-performing and non-performing CRE loans as well as interacting with various areas of the bank to deliver real estate solutions to clients.
We are active in both the development and construction lending space as well as transitional and cash-flowing assets. We lend against all the main property classes including; office, retail, logistics and multi-family residential as well as operating businesses where real estate is a key factor including hotels, data centres and the care sector.
Our geographical focus is primarily on the UK & Ireland, Spain, Italy, Netherlands, France and Germany but also includes other countries within EMEA and APAC.
Our clients include; financial sponsors, private equity, institutional investors, financial institutions, operating businesses, property companies and developers.
Job Responsibilities
- Screening and researching investment and development loan opportunities throughout EMEA to assess viability;
- Provide and analyze market research to support recommendations;
- Undertake analysis of property risks and comparable evidence to form a view on property underwriting including value, cash flow, stabilization;
- Leverage personal network of contacts to research markets and collect data and market intelligence;
- Analysis of large portfolios to identify key metrics and areas of risk;
- Preparation of deal proposals for internal committees;
- Creating and analyzing models, sensitizing inputs;
- Overseeing and reviewing real estate due diligence work streams.
Required Qualifications, Capabilities, and Skills
- Flawless data handling
- Very good attention to detail, strong analytical skills
- Advanced modelling skills and strong report writing skills
- Judgement skills and experience to undertake risk analysis of a variety of different investment and development projects
- Questioning and curious, drive to get to the bottom of issues and identify solutions
- RICS with specialism in investment, development or valuation
- On the job experience across sectors and geographies
- Knowledge of European real estate and market practices
- Network of contacts with investors, developers and advisors
This role encompasses the performance of UK regulated activity. The successful candidate will therefore be subject to meeting UK regulatory requirements in the assessment of fitness, propriety, knowledge and competence (as assessed by the Firm) and (where appropriate) approval by the UK Financial Conduct Authority and/or the Prudential Regulation Authority to carry out such activities.
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StudySmarter Expert Advice🤫
We think this is how you could land Securitized Products Groups (SPG) - Property Underwriting Associate - Associate
✨Get Involved in Local Property Events
Dive into local property expos and networking events! Real estate thrives on connections, so attending these events helps us meet potential employers and industry leaders, plus it's a chance to show off your enthusiasm for the field.
✨Connect with Local Agents on Social Media
Follow and engage with local real estate agents and firms on platforms like Instagram and LinkedIn. Sharing their posts and commenting with your insights can put you on their radar and might even lead to job opportunities at companies like Testing Site - JPMC.
✨Don’t Underestimate the Power of Cold Outreach
Got your eye on a specific company like Testing Site - JPMC? Don't hesitate to send a direct message or an email expressing your interest. Personalise your approach, maybe mentioning a recent listing or project of theirs, and it could set you apart from other candidates.
✨Utilise Property Management Platforms
Check out property management platforms and job boards tailored for the real estate sector. They often have exclusive listings, especially for full-time roles. Don't forget to visit Testing Site - JPMC's careers page directly; we love seeing passionate candidates applying through our website!
Some tips for your application 🫡
Show Your Real-Estate Savvy:When crafting your CV and cover letter, make sure to highlight any relevant experience in the real estate sector. If you've done internships, assistant roles, or even relevant coursework, lay it out clearly. We want to see your familiarity with market trends, property management, or any sales experience you've got under your belt!
Quantify Your Achievements:In real estate, numbers speak volumes! When detailing your past roles, use concrete figures to demonstrate your achievements. For example, mention how many properties you sold, the percentage increase in client satisfaction, or any successful negotiations. These metrics can give your application that extra punch it needs!
Tailor Your Documents for the Job:Every application should feel personal. When applying for the Securitized Products Groups (SPG) - Property Underwriting Associate - Associate role at Testing Site - JPMC, tweak your CV to focus on aspects that are important to them. If they value client relationships, emphasise your interpersonal skills. We want to see you aligning your experiences with what they're looking for!
Keep It Professional Yet Approachable:While we want you to show off your expertise, don't forget to let your personality shine through in your cover letter. A touch of friendliness can set you apart, especially in real estate where client interaction is key. Show that you're ready not just to work with the property but also with people!
How to prepare for a job interview at Testing Site - JPMC
✨Know Your Market Trends
In real estate, it’s all about staying ahead of the curve. Make sure we brush up on the latest market trends in the area where Testing Site - JPMC operates. Being able to discuss local property values, demand, and upcoming developments will show that we’re not just interested in the job, but genuinely invested in the industry.
✨Prepare for Scenario Questions
Expect some scenario-based questions during the interview. We might get asked how we’d handle different client situations or property evaluations. Preparing our responses for common real estate scenarios not only demonstrates our problem-solving skills but also shows that we can think on our feet in a client-facing role.
✨Showcase Your Connections
In full-time real estate, networking is key! Let’s think about our connections in the industry and what we can bring to Testing Site - JPMC. Whether it’s insights on prospective clients or relationships with local contractors, talking about these experiences can set us apart from other candidates.
✨Demonstrate Technical Savvy
Familiarity with different real estate software tools is a big plus. We should be ready to discuss any platforms we've used, whether it's for property management, CRM, or data analysis. Being comfortable with technology not only makes us more efficient, but also shows that we’re adaptable to the tools used at Testing Site - JPMC.
