Actuarial (General Insurance) Graduate Programme 2026

Actuarial (General Insurance) Graduate Programme 2026

Location: London, Farnborough, Birmingham, Whiteley

Start Date: September 2026

Closing date for applications: Sunday 26th October 2025

Insurance is so much more than you think! Are you looking for a career that will excite, challenge and inspire you after you\'ve finished university? If so, a Zurich Insurance graduate scheme could be just what you\'re looking for. It is a great way to gain real‑life experience of working in insurance and discover what you enjoy. You\'ll get plenty of opportunities and support to shape your career and make a difference to our customers at a time when they need us the most.

Each Zurich graduate scheme is a permanent role and is just the start of your career with us. We\'ll continue to cheer you on every step of the way once you’ve finished and will remain committed to helping you grow. Working in insurance is so varied – you’ll find many different opportunities to explore.

What can you look forward to?

We provide insurance solutions for an extensive range of customers: from members of the public, through small and medium‑sized enterprises, to local government organisations and large multinational corporations. Our actuarial teams drive the pricing and reserving for all these markets.

As part of the actuarial team, you will have the opportunity to develop whilst learning from a group of talented actuaries and analysts, both within the UK team and throughout the wider company. Before you begin, you’ll be put in touch with a buddy who can help support you with any questions you may have about starting.

Within Our General Insurance Business There Are Two Streams

• Actuarial reserving team – You’ll be calculating the expected level of future claims. By applying statistical techniques, analysing trends including experience against expectations, communicating business insight and estimating capital requirements, you’ll become a valuable member of the reserving function.
• Actuarial pricing team – You’ll help to set the prices for the insurance policies we sell by calculating which risk characteristics lead to higher or lower expected claims costs. As part of this you’ll find yourself analysing profitability, improving approaches to customer segmentation, and developing market‑leading pricing technology.

As you gain experience, rotations between the two streams are possible based on your appetite.

What’s in it for you?

You’ll Receive

• £33,200 starting salary
• 25 days holiday plus an additional 3 volunteering days
• Option to swap UK bank holidays for days off that have cultural or religious significance to you
• Private medical cover
• 12% company pension contribution
• Annual company bonus
• Discounted gym membership
• Discounted gadget insurance
• Discounted technology offers

Financials

• 12% defined non‑contributory pension scheme
• Annual company bonus
• Income protection
• Life cover – four times your salary

Time away

• 25 days holiday a year plus bank holidays
• Option to swap UK bank holidays for days off that have cultural or religious significance to you
• Option to buy up to an additional 20 days or sell some of your holiday
• Three days paid volunteering
• Up to 16 weeks full pay for maternity, paternity and adoption leave

Your health is important to us

• Access to private medical insurance
• Virtual GP appointments
• Discounted gym membership
• Free flu jab
• Access to a wealth of support from our wellbeing partners

We’re making a difference

• Creating a brighter, more sustainable future underpins all that we do at Zurich. We were the first insurer to sign the UN Business Ambition for 1.5°C pledge.
• Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.

What You’ll Need

• You should be within a commutable distance to the assigned office workplace.
• Strong mathematical skills – an analytical approach and a high level of numerical aptitude are essential.
• The ability to learn new technical skills, be comfortable with large amounts of data or information, and maintain an eye for detail.
• Excellent team‑working, communication and interpersonal skills.
• The motivation to continue studying toward a professional qualification while maintaining office performance.
• Strong interpersonal and communication skills.
• Ability to build strong working relationships.

Entry Requirements

• A minimum 2:1 degree (or equivalent) in a STEM subject – predicted or recently achieved (within the last three years).
• A minimum C/4 grade in both English and Maths at GCSE level (or equivalent).
• A minimum Maths A grade at A‑level.
• At least 128 UCAS points from three A‑Level subjects (or equivalent).
• You must have an indefinite, full right to work and reside in the UK. We cannot accept applications from those who require sponsorship to work in the UK. You must have resided in the UK for a minimum of three consecutive years.

Are you ready to create a brighter future?

At Zurich our brand purpose is to create a brighter future together, for our customers, our partners, our employees and the planet. It’s a promise that for our customers, we will put their needs at the heart of everything we do and for our employees, to grow and develop together. For our partners, to collaborate to create mutual value and for the planet, to drive positive impact by integrating our sustainability work into how we do business. We put our customers at the heart of everything that we do, and we’re looking for like‑minded people to join us.

We’re passionate about diversity and inclusion; we want our people to bring the whole of themselves to work. You’ll have every opportunity to use your drive and enthusiasm to innovate the future of Zurich. Everybody is made to feel welcome, different opinions are valued, personal needs are respected, and opportunity is equal for all.

So make a difference. Be challenged. Be inspired. Be supported, love what you do. Work for us.

Please note – We are unable to progress your application if you don’t meet our criteria listed above. Please ensure you have the right to reside and work in the UK before you apply as we are unable to provide sponsorship. You must have resided in the UK for a minimum of three consecutive years in order to apply.