Mortgage Underwriter in Cambridge

Mortgage Underwriter in Cambridge

Cambridge Full-Time 50000 - 55000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Assess mortgage applications and make informed lending decisions.
  • Company: Award-winning financial services organisation with a supportive culture.
  • Benefits: Highly flexible hybrid working, competitive salary, and 33 days holiday.
  • Why this job: Join a dynamic team and make impactful lending decisions.
  • Qualifications: 2+ years’ mortgage underwriting experience and strong analytical skills.
  • Other info: Enjoy a supportive environment with wellbeing and mental health support.

The predicted salary is between 50000 - 55000 £ per year.

Location: UK-based (South East HQ – hybrid, 1–2 days/month in office, expensed)

Permanent: up to ~£50,000 FTC: up to ~£55,000

Overview

An award-winning financial services organisation is looking for two Underwriters (one permanent, one 6-month FTC) to join its established team. This role offers excellent flexibility, with minimal office attendance and some expenses covered. Open to candidates across the UK (must have right to work with no sponsorship required).

Key Responsibilities

  • Assess mortgage applications and supporting documents
  • Make informed lending decisions in line with policy and regulation
  • Work closely with internal teams and mortgage intermediaries
  • Manage a pipeline of cases and maintain accurate records
  • Deliver strong customer and broker communication

Skills & Experience

  • 2+ years’ mortgage underwriting experience
  • Experience with complex lending (e.g. self-build, HNW, self-employed, BTL, HMO, expat, development finance)
  • Strong analytical and decision‑making skills
  • Confident communicator (phone and face‑to‑face)
  • Experience with underwriting systems and MS Office

What’s on Offer

  • Highly flexible hybrid working
  • Competitive salary and benefits
  • Supportive, inclusive culture
  • 33 days holiday (incl. bank holidays)
  • Annual bonus
  • Pension (5% employee / 8.5% employer)
  • Life assurance & income protection
  • Wellbeing and mental health support

Apply

If you’re an experienced Underwriter looking for a flexible and supportive environment, please submit your CV.

Mortgage Underwriter in Cambridge employer: Technology & Risk Recruitment

Join an award-winning financial services organisation that prioritises flexibility and employee well-being. With a supportive and inclusive culture, you will benefit from a competitive salary, generous holiday allowance, and comprehensive health support, all while enjoying the convenience of hybrid working from the South East HQ. This is an excellent opportunity for growth in your career as a Mortgage Underwriter, where your contributions are valued and recognised.
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Contact Detail:

Technology & Risk Recruitment Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Mortgage Underwriter in Cambridge

✨Tip Number 1

Network like a pro! Reach out to your connections in the mortgage industry and let them know you're on the lookout for new opportunities. You never know who might have the inside scoop on a job opening or can put in a good word for you.

✨Tip Number 2

Prepare for those interviews! Research common questions for mortgage underwriters and practice your responses. We want you to feel confident when discussing your experience with complex lending and your decision-making skills.

✨Tip Number 3

Showcase your communication skills! Whether it's through a video call or face-to-face, make sure to convey your thoughts clearly and confidently. Remember, strong communication is key in this role, so let your personality shine!

✨Tip Number 4

Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search. So, get that CV in and let’s get you one step closer to landing that dream job!

We think you need these skills to ace Mortgage Underwriter in Cambridge

Mortgage Underwriting
Analytical Skills
Decision-Making Skills
Communication Skills
Experience with Complex Lending
Underwriting Systems
MS Office Proficiency
Record Management
Customer Communication
Broker Communication

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Mortgage Underwriter role. Highlight your 2+ years of underwriting experience and any specific cases you've managed, especially those involving complex lending. We want to see how your skills match what we're looking for!

Showcase Your Communication Skills: As a confident communicator, it's important to demonstrate this in your application. Use clear and concise language in your CV and cover letter. We value strong communication, so let us know how you've effectively interacted with customers and brokers in the past.

Highlight Analytical Skills: Since decision-making is key in this role, make sure to showcase your analytical skills. Include examples of how you've assessed mortgage applications and made informed lending decisions. We love seeing how you approach problem-solving!

Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you’re considered for the role. Plus, it’s super easy – just upload your CV and let us do the rest!

How to prepare for a job interview at Technology & Risk Recruitment

✨Know Your Stuff

Make sure you brush up on your mortgage underwriting knowledge. Familiarise yourself with the types of lending mentioned in the job description, like self-build and BTL. Being able to discuss these confidently will show that you're not just a candidate, but a knowledgeable professional.

✨Showcase Your Experience

Prepare specific examples from your past roles that highlight your analytical skills and decision-making abilities. Think about complex cases you've handled and how you communicated effectively with customers and brokers. This will help demonstrate your fit for the role.

✨Practice Makes Perfect

Conduct mock interviews with a friend or family member. Focus on common questions related to underwriting and customer communication. This will help you articulate your thoughts clearly and reduce any nerves on the day.

✨Ask Insightful Questions

At the end of the interview, have a few thoughtful questions ready about the company culture or the team you'll be working with. This shows your genuine interest in the role and helps you assess if it's the right fit for you too.

Mortgage Underwriter in Cambridge
Technology & Risk Recruitment
Location: Cambridge

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