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- Tasks: Assess mortgage applications and make informed lending decisions.
- Company: Award-winning financial services organisation with a supportive culture.
- Benefits: Competitive salary, 33 days holiday, and flexible hybrid working.
- Why this job: Join a dynamic team and make impactful lending decisions.
- Qualifications: 2+ years of mortgage underwriting experience and strong analytical skills.
- Other info: Great career development opportunities in an inclusive environment.
The predicted salary is between 50000 - 55000 £ per year.
Location: UK-based (South East HQ – hybrid, 1–2 days/month in office, expensed)
Salary: Permanent: up to ~£50,000; FTC: up to ~£55,000
Overview: An award-winning financial services organisation is looking for two Underwriters (one permanent, one 6-month FTC) to join its established team. This role offers excellent flexibility, with minimal office attendance and some expenses covered. Open to candidates across the UK (must have right to work with no sponsorship required).
Key Responsibilities:
- Assess mortgage applications and supporting documents
- Make informed lending decisions in line with policy and regulation
- Work closely with internal teams and mortgage intermediaries
- Manage a pipeline of cases and maintain accurate records
- Deliver strong customer and broker communication
Skills & Experience:
- 2+ years' mortgage underwriting experience
- Experience with complex lending (e.g. self-build, HNW, self-employed, BTL, HMO, expat, development finance)
- Strong analytical and decision-making skills
- Confident communicator (phone and face-to-face)
- Experience with underwriting systems and MS Office
- CeMAP (or similar) desirable
What's on Offer:
- Highly flexible hybrid working
- Competitive salary and benefits
- Career development opportunities
- Supportive, inclusive culture
Benefits: 33 days holiday (incl.
Mortgage Underwriter in Essex employer: Technology and Risk Recruitment LTD
Contact Detail:
Technology and Risk Recruitment LTD Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter in Essex
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry and let them know you're on the hunt for an underwriting role. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for those interviews! Brush up on your knowledge of complex lending scenarios and be ready to discuss your past experiences. We recommend practising common interview questions with a friend or even in front of the mirror to boost your confidence.
✨Tip Number 3
Showcase your skills! When you get the chance to meet potential employers, whether online or in person, make sure to highlight your analytical abilities and decision-making skills. Bring examples of how you've successfully managed a pipeline of cases in the past.
✨Tip Number 4
Don't forget to apply through our website! We’ve got some fantastic opportunities waiting for you, and applying directly can sometimes give you an edge. Plus, it’s super easy to keep track of your applications that way!
We think you need these skills to ace Mortgage Underwriter in Essex
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Mortgage Underwriter role. Highlight your 2+ years of underwriting experience and any specific cases you've handled, especially complex lending scenarios. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your experience aligns with our needs. Don't forget to mention your strong analytical skills and decision-making abilities – we love that!
Showcase Communication Skills: As a Mortgage Underwriter, communication is key. In your application, give examples of how you've effectively communicated with customers and brokers in the past. We want to know you can handle those conversations confidently!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Technology and Risk Recruitment LTD
✨Know Your Numbers
As a Mortgage Underwriter, you'll need to demonstrate your analytical skills. Brush up on key metrics and figures related to mortgage applications, lending policies, and regulations. Being able to discuss these confidently will show that you’re not just familiar with the role but also passionate about it.
✨Showcase Your Communication Skills
This role requires strong communication with both customers and brokers. Prepare examples of how you've effectively communicated complex information in the past. Whether it's through phone calls or face-to-face meetings, being able to articulate your thoughts clearly will set you apart.
✨Familiarise Yourself with Complex Lending
Given the emphasis on complex lending scenarios, make sure you can discuss your experience with self-builds, BTL, and other niche areas. Have specific examples ready to illustrate your understanding and decision-making process in these situations.
✨Prepare Questions for Them
Interviews are a two-way street! Prepare thoughtful questions about the company culture, team dynamics, and career development opportunities. This shows that you're genuinely interested in the role and helps you assess if the company is the right fit for you.