Senior Payments Platform Engineer

Senior Payments Platform Engineer

Full-Time 90000 - 120000 £ / year (est.) No working from home possible
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At a Glance

  • Tasks: Design and scale cloud-native payment infrastructure for fiat and crypto transactions.
  • Company: Fast-growing fintech company with a focus on innovative payment solutions.
  • Benefits: Competitive salary, equity options, and a dynamic work environment.
  • Other info: Join a high-paced team where your contributions directly affect users.
  • Why this job: Make a real impact in the fintech space with cutting-edge technology.
  • Qualifications: Experience in payments infrastructure and strong AWS skills required.

The predicted salary is between 90000 - 120000 £ per year.

We are looking for a Senior Payments Platforms Engineer to own and scale the infrastructure backbone that powers our fiat ↔ crypto payment flows. This is not a pure DevOps or SRE role; you will be a senior technical contributor who designs cloud-native platforms, defines engineering standards, and directly enables the product and engineering teams shipping the next generation of our payment infrastructure.

You will bring deep experience from a neobank, payment service provider, or financial institution — somewhere like Monzo, GoCardless, Wise, Checkout.com, Adyen, Stripe, Revolut, or a tier‑1 bank's payments division, where you have had to make cloud infrastructure reliable, scalable, and compliant under real‑world financial constraints.

What You'll Build & Own

  • Design, build, and operate the cloud and infrastructure layer that underpins our entire payments stack.
  • Work closely with our backend payments engineers, compliance team, and security function to ensure our systems are resilient, auditable, and production‑grade.
  • Architect and operate our AWS-based payments infrastructure — multi‑region, highly available, and designed with financial‑grade resilience (active‑active or active‑passive failover, RTO/RPO commitments, disaster recovery runbooks).
  • Own our Infrastructure as Code (IaC) estate using Terraform, Pulumi, or CDK — full lifecycle management of AWS resources including VPCs, EKS/ECS clusters, RDS/Aurora, ElastiCache, SQS/SNS/EventBridge, and API Gateway.
  • Design and enforce network security architecture for a regulated payments environment: private subnets, VPC peering/PrivateLink for third‑party integrations (Plaid, Stripe, Chainalysis, etc.), WAF rules, Shield Advanced, and robust ingress/egress controls.
  • Build and maintain CI/CD pipelines that support safe, high‑frequency production deployments across our payment services — including blue/green and canary releases, automated rollback, and deployment gating tied to SLO compliance.
  • Define and operate our secrets and key management strategy — AWS KMS, Secrets Manager, HSM integration where required for PCI DSS scope, and robust secret rotation practices.
  • Own observability infrastructure — centralised logging (CloudWatch, OpenSearch or equivalent), distributed tracing (AWS X‑Ray or OpenTelemetry), metrics pipelines, and alerting that surfaces real payment failures, latency spikes, and compliance‑relevant anomalies to on‑call engineers.
  • Platform compliance and audit readiness — design infrastructure controls that satisfy PCI DSS, SOC 2, and relevant FCA/regulatory expectations: immutable audit logs, access controls, data residency, encryption at rest and in transit, and evidence generation for auditors.
  • Manage data platform infrastructure for our payments data — RDS Aurora PostgreSQL (primary OLTP, event streaming MSK/Kafka or Kinesis), and integration with any analytical stores used for reconciliation and reporting.
  • Build reliability tooling — SLO/SLA dashboards, automated runbooks, chaos engineering experiments, and load/stress test harnesses for critical payment paths.
  • Own disaster recovery and backup strategy — design and test multi-region failover, define RTO/RPO targets per service tier, build automated backup pipelines, and maintain runbooks for full and partial recovery scenarios.
  • Ensure business continuity is provable, not assumed.
  • Drive platform cost engineering — rightsizing, Reserved/Savings Plans, Spot strategy for non‑payment‑critical workloads, and tagging taxonomy for financial allocation across products.
  • Support and mentor backend engineers on platform best practices — container packaging, 12‑factor apps, environment parity, and safe use of managed AWS services.

Who You Are

This is a role for a senior engineer who has built and operated payments or financial services infrastructure at scale, someone who understands that downtime in payments has real financial and regulatory consequences.

  • Deep AWS expertise — hands‑on production experience across the core compute, networking, storage, messaging, and security services.
  • AWS certifications (Solutions Architect Professional, DevOps Engineer Professional, SysOps Administrator) are a positive signal but not required.
  • Payments or financial services background, you have worked at a neobank (Monzo, Revolut, Starling, N26), a PSP (GoCardless, Stripe, Adyen, Checkout.com, Worldpay), or within a bank's payments/infrastructure engineering function.
  • You understand the operational and regulatory environment these institutions work in.
  • Infrastructure as Code at scale: you have owned and evolved large Terraform (or Pulumi/CDK) codebases, not just written modules.
  • You have handled state management, environment promotion, and IaC testing patterns in a team setting.
  • Container orchestration, strong Kubernetes (EKS preferred) or ECS production experience: cluster operations, pod security, autoscaling, service mesh basics (Istio/App Mesh or equivalent).
  • Database platform knowledge: you have run RDS/Aurora PostgreSQL at scale for transactional workloads, understand replication, read replica routing, connection pooling (PgBouncer/RDS Proxy), and know when to reach for other data stores.
  • Event streaming and async infrastructure: production experience operating Kafka (MSK) or Kinesis for financial event pipelines, including consumer group management, offset management, and dead‑letter handling.
  • Security and compliance: you have worked inside or adjacent to PCI DSS, SOC 2, or FCA/PRA regulated environments and understand the infrastructure obligations this creates.
  • On‑call maturity: you have been in an on‑call rotation for a 24/7 financial system and have written and iterated on runbooks, incident response processes, and post‑mortems.

Nice to Have:

  • Experience with multi‑cloud or cloud‑agnostic platform layers in addition to AWS.
  • Platform engineering or developer experience (DevEx) focus — internal tooling, golden paths, and self‑service infrastructure.
  • Experience with Solana or EVM blockchain infrastructure (nodes, RPC endpoints, validator operations).
  • Hands‑on experience with a policy‑as‑code tool (OPA, Sentinel) for guardrails on infrastructure provisioning.
  • FinOps certification or deep cost engineering background in a high‑throughput payments environment.
  • Experience with HSMs or dedicated key management hardware for PCI‑scoped systems.
  • Strong scripting/automation background in Python, Go, or Rust for tooling and platform utilities.
  • Crypto/web3 infrastructure experience — running nodes, managing hot/cold wallet infrastructure.

The Stack (Current & Target)

  • Cloud: AWS (primary) — EC2, EKS, ECS, RDS Aurora PostgreSQL, ElastiCache Redis, MSK Kafka, SQS, SNS, S3, Lambda, API Gateway, KMS, Secrets Manager, CloudWatch, WAF, Shield
  • IaC: Terraform
  • CI/CD: GitHub Actions
  • Containers: Docker, Kubernetes (EKS)
  • Observability: OpenTelemetry, CloudWatch, Grafana/Prometheus
  • Languages (platform tooling): Rust, Python, Bash
  • Blockchain: Solana (programs, RPC nodes, wallet infrastructure)

What It's Like to Work Here

  • We work in person (London)
  • The pace is intense
  • Expectations are high and impact is immediate

Why Join Us?

If you have spent years making payments infrastructure dependable at a bank, neobank, or PSP and you want to apply that rigour to a product growing faster than almost anything else in fintech — this is the role. You will have real ownership, none of the corporate inertia, and a direct line between the infrastructure you build and the hundreds of thousands of users it serves every day.

Compensation & Package

Base Salary + Equity/Tokens / $450k Liquid comp

Interview Process

Recruiter / HR Call > Founder / CEO Interview > Technical Interview 1 > Technical Interview 2 (CTO)

Senior Payments Platform Engineer employer: TechChain Talent

Join a dynamic and innovative fintech company in London, where you'll have the opportunity to shape the future of payments infrastructure. With a strong focus on employee growth, we offer a collaborative work culture that values your expertise and encourages mentorship, ensuring you thrive in your role. Enjoy competitive compensation, equity options, and the chance to make a tangible impact on our rapidly growing platform, all while working alongside passionate professionals in a fast-paced environment.

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Contact Details:

TechChain Talent Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Senior Payments Platform Engineer

Network Like a Pro

Get out there and connect with folks in the fintech space! Attend meetups, webinars, or even just grab a coffee with someone in the industry. Building relationships can lead to job opportunities that aren’t even advertised.

Show Off Your Skills

Don’t just talk about your experience; demonstrate it! Create a portfolio showcasing your projects, especially those related to payments infrastructure. This will give potential employers a clear view of what you can bring to the table.

Ace the Interview

Prepare for technical interviews by brushing up on your AWS knowledge and payment systems. Practice common interview questions and scenarios you might face. Remember, confidence is key, so show them you know your stuff!

Apply Through Our Website

We want to see your application! Head over to our website and apply directly. It’s the best way to ensure your CV lands in the right hands and shows your enthusiasm for joining our team.

We think you need these skills to ace Senior Payments Platform Engineer

Cloud Infrastructure Design
AWS Expertise
Infrastructure as Code (IaC)
Terraform
Kubernetes
Database Management (RDS/Aurora PostgreSQL)
Event Streaming (Kafka, Kinesis)

Some tips for your application 🫡

Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Senior Payments Platforms Engineer role. Highlight your cloud-native platform design experience and any relevant work in payments or financial services.

Craft a Compelling Cover Letter:Use your cover letter to tell us why you're passionate about payments infrastructure. Share specific examples of how you've tackled challenges in previous roles, especially those related to compliance and scalability.

Showcase Your Technical Skills:Don’t just list your technical skills; demonstrate them! Include projects or achievements that showcase your expertise in AWS, Infrastructure as Code, and CI/CD pipelines. We want to see how you’ve applied these skills in real-world scenarios.

Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team!

How to prepare for a job interview at TechChain Talent

Know Your Tech Stack

Make sure you’re well-versed in the technologies mentioned in the job description, especially AWS services like EC2, EKS, and RDS Aurora PostgreSQL. Brush up on your Infrastructure as Code skills with Terraform or Pulumi, as you'll need to demonstrate your ability to manage cloud infrastructure effectively.

Showcase Your Experience

Prepare to discuss your previous roles in payments or financial services. Highlight specific projects where you’ve designed and operated cloud-native platforms, focusing on how you ensured reliability and compliance under financial constraints. Real-world examples will make your experience stand out.

Understand Compliance Requirements

Familiarise yourself with PCI DSS, SOC 2, and other regulatory frameworks relevant to the role. Be ready to explain how you've implemented security measures and compliance controls in past projects, as this is crucial for the position.

Prepare for Technical Challenges

Expect technical questions that test your problem-solving skills and knowledge of payment infrastructure. Practice coding challenges related to cloud architecture and be prepared to discuss your approach to disaster recovery and observability in a payments context.