At a Glance
- Tasks: Lead Temenos Payment Hub implementations and translate business needs into functional solutions.
- Company: Join a leading firm in payment solutions with a focus on innovation.
- Benefits: Competitive salary, flexible working options, and opportunities for professional growth.
- Other info: Dynamic team environment with opportunities for career advancement.
- Why this job: Make a real impact in the payments industry while developing your skills.
- Qualifications: Experience in payments processing and strong analytical skills required.
The predicted salary is between 60000 - 80000 £ per year.
Role Summary
Experienced Functional Consultant responsible for supporting and delivering Temenos Payment Hub (TPH) implementations across domestic, regional, and cross-border payment schemes.
The role requires strong payments domain knowledge, practical understanding of ISO 20022 message standards, and the ability to work closely with business, technology, product, and client stakeholders with minimal supervision.
The consultant will be expected to translate business requirements into functional solutions, support configuration and validation activities, prepare implementation documentation, and contribute to high-quality delivery across the project lifecycle.
Key Responsibilities
- Lead and support functional activities for Temenos Payment Hub (TPH) implementation, configuration, testing, and rollout.
- Analyse business requirements related to payment processing, clearing, settlement, exception handling, cut-off management, charges, routing, repair queues, and operational workflows.
- Work on payment schemes and rails including SWIFT, SEPA Credit Transfer, SEPA Instant, TARGET2/T2, and related clearing interfaces.
- Apply ISO 20022 message standards including pain, pacs, and camt messages, and support message mapping, validation, and exception analysis.
- Conduct requirement workshops, functional walkthroughs, solution discussions, and gap analysis sessions with client business and IT stakeholders.
- Prepare and maintain functional documentation including BSDD, CSDD, FSD, process flows, configuration specifications, test scenarios, and traceability matrices in line with Temenos methodology.
- Support functional configuration, parameter validation, interface alignment, and coordination with technical teams for build and integration activities.
- Assist testing teams during system integration testing, user acceptance testing, defect triage, regression testing, and production readiness activities.
- Manage client interactions, clarify functional queries, support issue resolution, and ensure stakeholder expectations are aligned throughout delivery.
- Deliver assigned work independently with high quality, proactive ownership, and minimal supervision.
- Day-to-Day Activities
- Participate in daily project stand-ups, status calls, defect triage meetings, and client working sessions.
- Review payment-related business requirements and assess their impact on TPH configuration, interfaces, workflows, and downstream systems.
- Analyse ISO 20022 payment messages, validate field-level mappings, and investigate message validation or processing exceptions.
- Work with client SMEs to clarify requirements for payment initiation, clearing, settlement, routing, repair, returns, rejects, recalls, and investigations.
- Prepare or update functional specifications, configuration notes, process flows, test scenarios, and issue analysis documents.
- Coordinate with technical, integration, migration, and testing teams to ensure functional requirements are correctly understood and implemented.
- Support configuration validation by reviewing rules, parameters, queues, schemes, cut-off times, calendars, charges, and routing logic.
- Assist SIT and UAT teams by explaining expected system behaviour, reviewing test evidence, analysing defects, and supporting retesting.
- Track open functional queries, risks, assumptions, and dependencies, and follow up with relevant stakeholders for timely closure.
- Provide regular updates to project leads on progress, issues, blockers, and upcoming deliverables.
- Required Skills
- Strong functional knowledge of payments processing across domestic, instant, regional, and cross-border payment flows.
- Hands-on experience in Temenos Payment Hub (TPH) implementation, configuration support, functional analysis, and testing lifecycle activities.
- Good understanding of ISO 20022 message structures, usage guidelines, validation rules, and payment message flows.
- Working knowledge of SWIFT, SEPA SCT, SEPA Instant, TARGET2/T2, payment clearing, settlement, exception handling, and investigations.
- Ability to prepare clear functional documentation such as BSDD, CSDD, FSD, process flows, test cases, and requirement traceability documents.
- Strong analytical and problem-solving skills to investigate payment processing issues, defects, and message exceptions.
- Excellent communication, facilitation, and stakeholder management skills with confidence in client-facing discussions.
- Ability to work independently, manage priorities, and deliver quality outputs within agreed timelines
StudySmarter Expert Advice🤫
We think this is how you could land Tech Lead in Milton Keynes
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Tech Mahindra. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Tech Lead in Milton Keynes
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Tech Mahindra.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Tech Mahindra's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Tech Mahindra
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Tech Mahindra.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Tech Mahindra will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Tech Mahindra employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
