Specialist - Relationship in Wales

The Relationship Associate delivers a unique and memorable Member experience aimed at improving Member financial wellbeing through processing account transactions such as deposits and withdrawals, as well as opening, closing and servicing accounts and consumer loans. Fully implements TDECU’s Key Plays to create a welcoming Member‑centric environment. Acts as the Lobby Engager as assigned. Schedules Member appointments. Actively listens to fully understand each Member’s need or situation to recommend and/or implement solutions. Owns Member issues and responds effectively to address and resolve problems. Responsible for providing superior Member Service, ultimately contributing to Net Promoter Score feedback and results.

Essential Duties And Responsibilities

• Processes basic and complex teller transactions including deposits, withdrawals, check orders, statement printing, stop payments, wire requests, and loan payments in lobby and drive‑up environments.
• Supports other teams as work volume indicates.
• Balances all instruments including cash, check negotiation, and transaction posting daily.
• Opens and maintains deposit accounts including savings, checking, certificates, and specialty accounts.
• Completes loan applications and underwriting interview process for Members requesting consumer loans.
• Builds consumer loan packages with attention to detail to ensure they are error‑free.
• Implements corrections if assigned.
• Works with Member Specialists to ensure title work packages are correct for funding.
• Owns Member issues through resolution. Troubleshoots and resolves inquiries in a timely, friendly and accurate manner.
• Escalates Member feedback to Management and makes Member call‑backs to support Net Promoter efforts.
• Treats Members and Employees with professionalism, courtesy, respect and empathy through challenges.
• Keeps the TDECU Mission, Vision, and Purpose at the top of mind when dealing with challenging situations.
• Achieves personal sales goals by cross‑selling platform products such as checking and savings, credit cards, loans, CDs, Money Markets and making partner referrals to insurance, investments and mortgage.
• Builds and maintains required knowledge of TDECU products and services in order to cross‑sell.
• Utilizes systems to be well‑informed about the Member’s current relationship with TDECU.
• Achieves required levels of outbound calls.
• Educates members on emerging and existing credit union technology and digital solutions such as mobile, online, and ATM offerings for their convenience.
• Troubleshoots basic issues and escalates more complex issues as needed.
• Actively participates in community development activities as assigned in the support of the Credit Union’s Mission, Vision, Purpose and Values.
• Completes all mandatory compliance testing on time.
• Implements processes as required by the Bank Secrecy Act and TDECU policies and procedures.

Minimum Qualifications

• Education: High School Diploma or equivalent and experience is required.
• Licensure: Additional training is preferred.
• Experience: 1‑3 years of experience is preferred. Previous customer service experience required.

Knowledge, Skills, and Abilities

• Strong attention to detail even when working with numbers and names in a fast‑paced environment.
• Strong interpersonal communication such as courtesy, tact, and diplomacy.
• Provides world‑class REAL Service.
• With experience, demonstrates and coaches job‑required skills and behaviors for newer team members.
• Serves as a Role Model to Service Associates.
• Innate ability to demonstrate proactive and positive attitude toward members, supervisors, co‑workers and the credit union.
• Maintains positive service approach with Members through challenging situations.
• Strong oral and written communication skills; ability to speak and write clearly and effectively.
• Dedication to meeting the expectations and requirements of internal and external members.
• Ability to effectively prioritize tasks to use time efficiently and to attend to a broad range of activities.
• Planning and organization skills.
• Ability to generate new and unique ideas as solutions to operational or member service issues, and develop non‑traditional ways of doing business.
• Must be able to operate a ten‑key calculator and computer keyboard by touch.
• Availability to work with the Credit Union’s core business hours. Saturday hours are required in this role.
• Ability to troubleshoot smartphones, tablets, PCs and to assist members with online banking/mobile banking with completion of TDECU training.
• Demonstrated ability to understand and resolve problems to the satisfaction of a customer/Member.
• Ability to use feedback for continuous improvement and development.

Physical Demands And Work Environment

While performing the essential duties of this position, an employee would frequently be required to stand, walk, and sit. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.