At a Glance
- Tasks: Lead financial planning and analysis, providing strategic insights for decision-making.
- Company: Join Target Group, a dynamic finance team with a supportive culture.
- Benefits: Enjoy 30 days holiday, private medical insurance, and a pension scheme.
- Other info: Collaborative environment focused on professional development and continuous improvement.
- Why this job: Make a real impact in a high-profile role with C-Suite exposure.
- Qualifications: Qualified accountant with strong commercial finance experience and team management skills.
The predicted salary is between 60000 - 75000 £ per year.
- Description
- Head of Commercial Finance / FP&A
Salary
£85,000
Location
Cardiff (Hybrid, at least 1-2 days per week on site)
Are you a commercially minded finance leader who thrives on turning insight into action?
Target Group is looking for a Head of Commercial Finance / FP&A to lead our financial planning and analysis function and play a key role in shaping strategic decision-making across the business.
Reporting to the CFO and forming part of the Finance Senior Leadership Team, you will act as a strategic partner to the CFO, Executive Committee and senior stakeholders, providing high-quality financial insight that supports long-term value creation, strong performance and informed commercial decisions.
About the role
As Head of Commercial Finance / FP&A, you will lead the company’s financial planning, budgeting, forecasting and performance analysis activity.
You will manage a team of three business partners and take ownership of insight-led reporting across business performance, project investment, profitability, cost control and governance.
This is a high-profile role with regular exposure to C-Suite and Board-level stakeholders.
You will be responsible for ensuring the business has the financial visibility, challenge and analysis it needs to make confident decisions and deliver against its strategic objectives.
- What you’ll be doing
- Lead the FP&A function as a trusted strategic partner to the CFO, Executive Committee and wider senior leadership team.
- Deliver clear, actionable financial insight, highlighting risks and opportunities across margin improvement, revenue optimisation and cost efficiency.
- Own the annual budgeting process, rolling forecasts, formal reforecasts and risks and opportunities reporting.
- Lead business partnering activity across the organisation, including end-to-end ownership of key P&Ls.
- Run monthly financial performance reviews, challenging forecasts, tracking KPIs and supporting accountability across business functions.
- Own and develop the client profitability model, providing insight to support pricing decisions and business performance.
- Lead project reporting across revenue-generating, investment and non-billable projects, including business case development, variance analysis and governance reporting.
- Support the CFO with reporting into key governance forums, including Ex Co, Board and parent company reviews.
- Build strong relationships with C-Suite executives, senior management and parent company colleagues.
- Lead, motivate and develop a high-performing, commercially focused FP&A team.
Requirements
About you
We’re looking for an experienced finance leader who combines strong technical capability with commercial curiosity, stakeholder confidence and a passion for continuous improvement.
You will be highly analytical, organised and comfortable operating in a dynamic, fast-paced environment where your insight can make a tangible difference.
- What we’re looking for
- Qualified accountant status: ACA, ACCA or CIMA.
- Previous experience in a similar role
- Experience business partnering at Executive or Board level.
- Strong commercial finance experience, including leading planning cycles and driving business performance.
- Proven team management experience, with the ability to coach, mentor and develop others.
- Advanced MS Excel skills and strong financial modelling capability.
- Exposure to SAP would be desirable.
Benefits
Why join Target Group?
Our Finance function plays an integral role in the successful running of Target Group.
It’s fast-paced and commercially focused, but we also believe in creating a positive, supportive and enjoyable culture where people can do great work and have fun along the way.
You’ll be joining a motivated and engaged team that values professional development, collaboration and continuous improvement.
With colleagues across the UK and India, you’ll work in a connected environment where technology, wellbeing and career progression are all part of the experience.
You’ll receive regular feedback through 1:1s and be recognised for a job well done through our My Recognition portal, helping us celebrate success and the contribution our people make to the customer journey.
We are passionate about our colleagues and offer industry leading benefits....
- 30 days holiday entitlement plus bank holidays (From Day 1)
- Defined Pension Contribution Scheme (Employer matched up to 6%). Plus, option to contribute via Salary Exchange (alternatively known as Salary Sacrifice)
- Employee Discount Scheme, access to discounts and offers across 100s of leading retailers. Plus, cashback on purchases
- Company Paid Private Medical Insurance (benefit in kind)
- Group Life Assurance
- Group Income Protection
- Discretionary Annual Pay Review
- Discretionary Annual Bonus Scheme
- Loyal Service Scheme - rewarding your commitment with financial recognition, additional holidays, and matched pension contributions of up to 10% at key service milestones.
- Free Flu Vaccinations, Eye Tests and employer contribution towards glasses
- Recognition Scheme
- Free Mortgage Advice and Support
- Wisdom Wellbeing, your go to for wellbeing resources and solutions to include an Employee Assistance Program
- Everest Funeral Concierge
- Free Bereavement and Probate Advice and Support
- Access to a GP 24 hours a day, 7 days a week, 365 days a year through GP24
- Paid eye tests and employer contribution towards spectacles specifically for VDU use.
- Enhanced parental leave
You can also select other benefits, we cover the upfront cost and make monthly deductions from your pay, interest free!
- Technology Buying Scheme
- Discounted Gym Memberships
- Taste Card / Coffee Club Membership
- Charitable Payroll Giving
- Cycle to work Scheme (Salary Sacrifice)
Ready to make an impact?
If you’re a strategic, commercially focused finance leader who wants to shape insight-led decision-making and develop a high-performing FP&A function, we’d love to hear from you.
Head of Commercial Finance / FP&A in Cardiff employer: Target
At Target Group, we pride ourselves on fostering a dynamic and inclusive work culture that prioritises innovation and employee growth. As a remote Analyst/Programmer, you'll enjoy the flexibility of working from home while having the opportunity to collaborate with talented professionals in our Cardiff or Newport offices when needed. We offer competitive salaries, generous holiday allowances, and a commitment to your professional development, making us an excellent employer for those looking to make a meaningful impact in the Financial Services and Technology sectors.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Commercial Finance / FP&A in Cardiff
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Target. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Head of Commercial Finance / FP&A in Cardiff
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Target.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Target's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Target
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Target.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Target will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Target employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
