Job Description
Lead Product Manager - AI and FinTech Innovation
Location: Cheshire (3 Days Onsite)
Salary: £80,000 (DOE) + Bonus + Benefits
Working Model: Hybrid (3 days onsite, 2 days remote)
Start Date: January 2027
Are you a Senior or Lead Product Manager with a deep background in consumer credit and a practical passion for AI-driven products? We are partnering with a high-growth FinTech scale-up delivering next-generation credit intelligence, marketplace, and broker solutions. As part of a major product transformation, they are building a powerful AI layer across their entire consumer product ecosystem moving beyond superficial hype to deliver genuine, value-adding AI features that empower consumers to unlock access to credit and improve their financial wellbeing. As Lead Product Manager, you will take direct ownership of the product function, drive the AI roadmap, and partner closely with the CTO and Engineering team to transform how users interact with their financial data.
Key Responsibilities
- Drive the AI Product Strategy: Identify where and how AI/LLMs create real user value, designing intelligent features (e.g., AI financial assistants, interactive credit report intelligence, alternative credit-matching pathways) rather than adding AI for "AI's sake."
- End-to-End Product Leadership: Lead the product roadmap from discovery to deliveryowning backlogs, gathering user feedback, prioritizing features, and defining success metrics.
- Empower the Unserved Consumer: Redesign core consumer journeys to guide users who are "locked out" of traditional credit, presenting tailored alternative options through data ownership and intelligent recommendations.
- Modern Product Transformation: Foster a highly collaborative, modern Product and Engineering culture working directly with senior engineers and tech leadership.
- Execution and Delivery: Maintain a crisp backlog and agile cadence in a lean, fast-moving, high-impact environment.
Key Requirements And Experience
- Credit / FinTech Domain Experience (Essential): Hands-on experience working with credit reporting, credit bureaus, credit brokerages, consumer lending, or open banking platforms.
- Practical AI / ML Experience (Essential): Proven track record of embedding AI, machine learning, or conversational/smart layers into live, user-facing digital products.
- Seniority and Ownership: Experience leading product strategy, roadmapping, and agile delivery.
- Consumer-Centric Mindset: Deep focus on user experience, conversion funnel optimization, and using data transparency to drive financial inclusion.
Package and Benefits
- Bonus
- Healthcare: Comprehensive private health cover options
- Pension: Contributory pension scheme
- Location and Perks
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