At a Glance
- Tasks: Lead the product function to drive mortgage product growth and innovation.
- Company: Join an innovative lender focused on expanding their mortgage portfolio.
- Benefits: Competitive salary, bonus package, hybrid working, and full benefits.
- Other info: Be part of a dynamic team with excellent career growth opportunities.
- Why this job: Make a real impact in the mortgage market while learning from industry leaders.
- Qualifications: Proven experience in mortgage product management and strong communication skills.
The predicted salary is between 54000 - 66000 £ per year.
Location: South East, England
Salary: Competitive
Contract Type: Permanent
Great opportunity to join an innovative Lender as they look to drive forward expansion and growth of their mortgage product portfolio. The Head of Product provides leadership of the product function to execute the strategy of lending growth through a competitive range of Mortgage products such as Buy to Let (BTL), Owner-Occupied or other target market mortgage products that meet customer needs.
The Head of Product will be responsible for:
- Supporting the achievement of lending goals through appropriate products to the target mortgage markets such as BTL, Owner-Occupied and other niche sectors
- Development of new and current BTL and Owner-Occupied propositions
- Delivering high standard of reporting detailing a variety of product and industry metrics
- Management of the product budget
- Ensuring a disciplined approach to product development
- Adherence of governance guidelines required for the product function
- Ensuring all products are in line with latest regulatory guidelines and changes
- Management and development of people in the product team
Taking ownership of:
- Short, medium and long-term planning for the function to execute product strategy
- Implementation of the product strategy, in terms of funding and proposition development
- Ensuring products are always in line with different funding channels and risk appetites
- Work with marketing to deliver impactful product launches that achieve origination targets
- Leading the day-to-day activities of the product team
- Deliver high standard of product reporting including analysis of product performance, pricing, competitor and market activity
- Development and evolution of the commercial Insights function to strengthen presence in the specialist mortgage market
- Mentoring, professional development and recruitment of team members
Essential experience & Key skills:
- Proven experience in Mortgage product management having held a relevant senior position preferably in a more specialist or targeted product space
- A deep understanding of mortgages and the financial services market
- First hand experience working with and of the intermediary channel
- Experience in developing / designing new mortgage products with capital markets in mind
- Ability to analyse management Information, solve problems and offer solutions
- Strong comms and builds lasting relationships with internal stakeholders
- Excellent understanding of regulatory landscape & environment Including consumer duty
- Strategic view, influencing, negotiating & decision making
- Track record of delivery
Team leadership role part of the SLT driving action, strategy and growth. Excellent career move opportunity to make impact and learn from industry leaders. Competitive salary & bonus package, full benefits, 2 days in office – hybrid working, great team!
Head of Product & Proposition – Mortgages in London employer: Talensa
At Talensa, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation in the heart of London. Our hybrid working model allows for flexibility while you tackle exciting data challenges within a specialist finance tech environment, supported by competitive salaries, annual bonuses, and ample opportunities for professional growth. Join us to be part of a dedicated team where your contributions directly impact our success and the evolution of our cutting-edge data platform.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Product & Proposition – Mortgages in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Talensa. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Head of Product & Proposition – Mortgages in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Talensa.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Talensa's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Talensa
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Talensa.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Talensa will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Talensa employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
