At a Glance
- Tasks: Manage and optimise credit risk strategies while driving improvements in lending operations.
- Company: Join Tabeo, a leading financial operating system for primary care practices.
- Benefits: Enjoy remote work, competitive salary, and a £2,000 training budget.
- Other info: Be part of a dynamic team with exciting company trips and growth opportunities.
- Why this job: Make a real impact on financial insights for over 6,000 practices across the UK.
- Qualifications: 4+ years in credit risk analysis with strong skills in Python, SQL, and data communication.
The predicted salary is between 40000 - 50000 £ per year.
Our mission is to become the financial and revenue operating system for primary care practices. We help dental and veterinary clinics manage how money flows into the practice - from patient access, to payments, memberships, financing, insurance, and reporting - in one coherent system. Rather than treating payments, plans, and finance as separate tools, we combine them into a single operating layer that reflects how practices actually run their business.
There are three structural shifts reshaping primary care right now:
- Patient access is moving beyond opening hours. Clinics are under pressure to be available when patients want to engage, not just when the front desk is staffed. Voice and chat interfaces are becoming the new front door to care.
- Revenue is becoming structured, not ad-hoc. Memberships, financing, and insurance are increasingly used to smooth cashflow, improve access, and increase predictability — particularly as NHS capacity declines and private care expands.
- Practices need better financial insight, not more software. Owners and managers want to understand whether their pricing, plans, and utilisation make economic sense — without becoming analysts or relying on opaque tools.
Today, we support over 6,000 dental practices across the UK. 100 more join our platform every month. Tabeo is the dominant market leader for patient finance and seeks to reinvent memberships next. Beyond payments, we are launching a voice/chat AI solution that complements our existing products. Tabeo is profitable. We seek to grow revenue by 50-60% per year and exceed £25 million ARR in 2028.
We believe in a remote first approach to work and equip teams with perks and tools so they can thrive. However, we all come together 2x per year for our amazing ‘Team Weeks’. We previously met in Dubai, Lisbon, London and Athens. Next is a surprise!
About the Role: We are looking for an analyst to join our team with a focus on credit risk. The primary focus will be to manage and optimise credit risk and fraud strategies for our lending operations. Risk in Tabeo means borrower and counterparty risk as both. The analysis will drive improvements to credit assessments. The role will sit in a 4 person data team covering all products in the business so the work will be varied beyond risk. You will be expected to own performance and projects and bring new ideas. Your time will be split between task exploration, coding and presenting. It’s important to be able to discern what is important in the data you have and to explain compellingly to others. We believe that a good analyst automates repeating tasks in order to free up time for the high impact projects.
Requirements:
- Happy and willing to communicate, because data means nothing until it’s put into action.
- Bachelor’s degree, preferably in mathematics, statistics, or a related field.
- At least 4 years of experience in credit risk analysis, with a focus on consumer lending.
- Expertise in underwriting performance and model functions.
- Proficiency in building models using statistical tools (e.g., Python, R, SAS, or similar).
- Strong SQL skills for data extraction and manipulation.
- Ability to work independently and take ownership of complex projects.
- Familiarity with tools such as BigQuery, DBT, and open banking platforms is an advantage.
- Experience in counterparty risk analysis is a plus.
Skills and Specifications:
- Excellent communication and writing skills.
- Fluent in English.
- Organised, meticulous, and adept at time management.
- Capable of explaining complex analyses to non-technical stakeholders.
- Ability to deliver under tight deadlines.
- Strong commercial acumen, with the ability to align analysis with business goals.
- Flexibility and adaptability to thrive in a fast-paced, high-growth environment.
Benefits:
- Competitive salary.
- Remote-first working.
- £2,000 annual training and development budget.
- Fully equipped home-office setup.
- AXA Business Health private medical cover (UK), including dental, optical, life assurance, wellbeing support and gym discounts.
- Electric car scheme.
- 24 days’ annual leave plus birthday off.
- Enhanced parental leave.
- Fertility treatment leave (up to 5 days per year).
- Contributing pension scheme (UK).
- Company trips, offsites, and team get-togethers we actually look forward to!
We are considering applicants in the UK or fully remote from anywhere GMT +/- 3.
Risk Analyst in London employer: Tabeo
Tabeo is an exceptional employer that champions a remote-first work culture, providing employees with the tools and perks necessary to thrive. With a strong focus on professional growth, we offer a generous CPD package and opportunities to collaborate during our exciting Team Weeks in vibrant locations like Athens. Join us in revolutionising patient finance for dental and veterinary clinics while enjoying competitive benefits and a supportive team environment.
StudySmarter Expert Advice🤫
We think this is how you could land Risk Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Tabeo. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Risk Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Tabeo.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Tabeo's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Tabeo
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Tabeo.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Tabeo will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Tabeo employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
