Mortgage Advisor in Macclesfield

Salary: up to £40,000 Basic, OTE £42,500 - 50,000+

Working Arrangements: Hybrid

About Our Client

Our client is a well-established and highly successful mortgage brokerage with a strong presence across South Manchester and the surrounding areas. Built on a reputation for delivering tailored mortgage and protection advice, they have developed a loyal client bank of over 4,000 customers and maintain an impressive client retention rate of more than 70%. Their advisers support clients across all aspects of property-related lending, including first-time buyers, remortgages, home movers, buy-to-let and affordable housing schemes. With access to a comprehensive range of mortgage products from a wide panel of lenders, they are committed to finding the right solution for every client.

A significant proportion of their business comes from existing clients, renewals and referrals, creating a consistent flow of opportunities and reflecting the trust they have built within their customer base. Their continued success has been driven by a client-first approach, a strong focus on service quality and long-term relationship building.

Unlike many firms in the industry, our client operates an employed adviser model, creating a collaborative and supportive environment where advisers are fully integrated into the wider team. Dedicated Client Care and Administration teams manage appointment booking and case progression, allowing advisers to focus on delivering expert advice and providing an outstanding customer experience.

As part of their ongoing growth strategy, the business is evolving into a specialist advice model, with dedicated Mortgage and Protection Adviser roles. They pride themselves on their strong team culture, low staff turnover and commitment to helping their people build long-term, successful careers.

This is an excellent opportunity to join a stable, forward-thinking business that combines strong lead generation, extensive operational support and genuine career development opportunities.

Salary & Benefits

• Advisers typically writing £15,000–£20,000 of business per month
• Excellent uncapped commission structure with tiered rates up to 30%, paid on every penny earned from day one with no targets or thresholds
• Additional commission on referrals, including protection, wealth management, wills & trusts, later life, commercial finance and SJP Partnerships
• 5–10 qualified leads provided weekly from a mix of existing clients, purchased leads, introducers and client referrals (approximately 70% referral-generated)
• Dedicated Client Care Team books appointments directly into advisers' diaries
• Full administration support, allowing advisers to focus on advising clients while the admin team manages cases through to completion
• Basic salary of £32,500, with flexibility up to £40,000 depending on experience
• Hybrid working and flexible working hours
• Strong earning potential with opportunities for increased salary and commission as performance grows
• 20 days' annual leave plus bank holidays
• Additional Christmas shutdown period that does not count towards annual leave entitlement
• Flexibility for unpaid leave when required
• Complimentary breakfast (pastries and fruit) every Monday
• Regular company social events, including a fully funded Christmas celebration
• Free on-site parking

Working Arrangements

• Monday to Friday, 9:00am – 5:00pm
• Hybrid working available, with a minimum of two office days per week
• All advisers attend the office on Mondays for team collaboration and case discussions
• Flexible working environment, with autonomy to manage your diary and workload
• Occasional evening appointments on a rota basis(typically once every two weeks, up to 9:00pm), with time off in lieu provided
• Strong focus on maintaining a healthy work-life balance

Desired Experience

• A minimum of 2 years' experience as a Mortgage Adviser within a regulated environment
• Full CeMAP qualification and current CAS status (essential)
• A client-first approach, always prioritising customer needs and delivering suitable advice with integrity
• A positive, outgoing personality combined with a tenacious, driven and self-motivated approach
• Experience advising on more complex income scenarios, including self-employed applicants, company directors and business owners (desirable)
• Knowledge of Buy-to-Let and landlord lending would be highly advantageous
• A full UK driving licence and access to a vehicle, as the office location is not easily accessible via public transport

Responsibilities

• Provide tailored mortgage advice
• Manage cases through to completion
• Build and maintain strong relationships with clients and lenders
• Deliver outstanding client service throughout the customer journey
• Ensure all advice is compliant with FCA regulations
• Keep up to date with industry regulation and market changes

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