At a Glance
- Tasks: Provide expert mortgage advice and build lasting client relationships.
- Company: Join a reputable, whole-of-market mortgage and property finance firm.
- Benefits: Earn £60,000-£80,000+ with uncapped commission and full admin support.
- Other info: Be part of a supportive community of 40+ advisers and grow your expertise.
- Why this job: Work remotely, enjoy flexible hours, and access high-quality leads.
- Qualifications: Experience as a Mortgage Adviser or Broker is essential; CeMAP preferred.
The predicted salary is between 60000 - 80000 £ per year.
Job Description
- Mortgage Adviser
- OTE: Realistic First Year Earnings: £60,000-£80,000+
Location: Remote, based in Welling or the surrounding areas, ideally within 1.5 hours of Welling for monthly team meetings.
About the Company
We are working with a directly authorised, whole-of-market specialist mortgage and property finance firm with a strong reputation for handling both straightforward and complex cases.
The business covers a broad range of lending, including residential, high-net-worth, first-time buyer, new build, buy-to-let, bridging, commercial, development, self-build and renovation finance.
This gives advisers the opportunity to work across a diverse client base and develop their expertise beyond standard residential mortgages.
The company has built strong relationships with high-street lenders, specialist lenders and private banks, allowing advisers to access a wide range of solutions for their clients.
Alongside mortgages, the business also offers protection and insurance, creating further opportunities to generate income and provide a complete service to clients.
As the business continues to grow, it is expanding its team of self-employed Mortgage Brokers and offers a strong support structure, including high lead volumes, dedicated in-house administration, marketing support, compliance guidance and access to specialist expertise.
- Salary & Benefits
- Self-Employed Opportunity
- Realistic OTE: £60,000 - £80,000+ with uncapped earning potential
- High-Earning Commission: Competitive commission splits of 55%–80% on self-generated business, increasing with performance. Company-provided business paid at 40%.
- Keep More of Your Fees: Retain 100% of your broker fees and conveyancing income, giving you greater earning potential from every case.
- High-Quality Leads: Access to a strong flow of pre-qualified leads through Meta campaigns and organic web traffic, no need to rely solely on cold calling.
- Full Admin Support: Dedicated administrators manage your cases from submission through to completion
- Marketing & Lead Generation: Ongoing marketing support and guidance to help you build and grow your own client bank.
- Whole-of-Market Access: Full access to high-street, specialist, BTL, bridging and development finance, with full DA status.
- Specialist Case Support: Support with complex and higher-value cases, helping you expand into specialist finance and increase your income per case.
- Training & Mentoring: Ongoing coaching, product training, lender updates and access to experienced advisers.
- Smart Technology: Modern CRM and broker systems, with AI-powered tools being introduced to streamline compliance, fact-finds, document checks and applications.
- Supportive Compliance: A dedicated compliance function designed to support your growth.
- Flexible Working: Remote working with monthly team meetings at Welling, Kent office.
- Growing Adviser Community: Join a supportive network of 40+ advisers, with opportunities to share knowledge and build valuable industry connections.
- Low-Cost Infrastructure: CRM, licences and support included, with a £245 monthly fee after your first 6 months.
Working Hours
- Fully Remote
- Completely flexible schedule with no set working hours required
- Remote working with monthly team meetings at Kent office
Desired Experience
- Previous experience as a Mortgage Adviser or Mortgage Broker is essential
- Full Ce MAP qualification preferred
- CAS (Competent Adviser Status) preferred
- Open to advisers at different stages of their career, from developing brokers through to experienced specialists
- Self-motivated, driven and confident working independently
- Tenacious and resilient, with a strong focus on achieving results
- Client-focused with excellent communication and relationship-building skills
- Specialist experience in areas such as bridging, commercial, land, self-build or subprime would be advantageous, but is not essential
Responsibilities & Duties
- Provide professional mortgage advice across a wide range of lending solutions
- Advise clients on residential, buy-to-let, commercial and specialist mortgage products
- Build long-term relationships with clients and professional introducers
- Convert high-quality enquiries into completed mortgage business
- Maintain accurate client records and ensure all advice complies with FCA regulations
- Continue developing professional relationships that contribute to the firm's long-term success
By applying for this position, you agree for your data to be stored by Swarm Recruitment until notice is given by you for it to be removed.
Your data will only be used for the purposes intended.
Our Data Protection Policy will be forwarded to you if requested.
Self Employed Mortgage Adviser in Welling employer: Swarm Group
Voltix Services is an exceptional employer, offering a supportive and collaborative work environment in Burgess Hill, where employees can thrive and develop their careers in commercial operations. With a strong focus on training and mentorship, the company provides structured pathways for growth, competitive salaries, and benefits such as private healthcare and generous annual leave, making it an ideal place for those eager to build a meaningful career in the facilities management industry.
StudySmarter Expert Advice🤫
We think this is how you could land Self Employed Mortgage Adviser in Welling
✨Show Off Your Expertise Online
In the banking and financial services world, sharing your insights on platforms like LinkedIn can really set you apart. Write articles about market trends or finance tips, and engage in discussions in relevant groups. This not only boosts your visibility but also highlights your knowledge to potential clients.
✨Join Freelance Platforms and Networking Events
Freelancing in finance can be competitive, so make sure you're on platforms like Upwork or Fiverr, specifically targeting finance gigs. Also, look for finance networking events or webinars to connect with small businesses that might need your services. Meeting people face-to-face (or online) can score you those elusive freelance contracts.
✨Build a Stunning Portfolio
Since you're going freelance, having a solid portfolio is a must. Showcase your previous work, such as reports or analyses, and consider using case studies to highlight your approach. The more you can demonstrate your skills, the easier it is for clients to trust you with their finances.
✨Direct Outreach is Key
For freelance gigs, don't wait for opportunities to come to you. Identify companies or startups that align with your skills and reach out directly. A personalised message introducing yourself and proposing how you could add value can go a long way. Plus, keep an eye on Swarm Group for freelance opportunities—they might have just what you’re looking for!
We think you need these skills to ace Self Employed Mortgage Adviser in Welling
Some tips for your application 🫡
Showcase Your Financial Savvy:When applying for a freelance role in banking and financial services, we need to see your expertise front and centre! Mention specific financial regulations or tools you've mastered, and feel free to include your relevant qualifications, like CFA or ACCA, to bolster your credibility.
Build a Stellar Portfolio:Since this is a freelance gig, your portfolio is your ticket to impressing us at Swarm Group. Include examples of past projects you've completed—think financial analyses, investment reports, or forecasting models. Be sure to highlight the results you achieved!
Tailor Your Rates and Availability:We want to see that you're flexible and can align with our needs. Clearly outline your freelance rates, availability for projects, and whether you're open to long-term collaborations or just ad-hoc gigs. This makes it easier for us to understand how we can work together!
Craft a Compelling Cover Letter:In your cover letter, express not just your skills, but also why you're excited about joining Swarm Group. Share your passion for financial services and how you plan to tackle challenges in this sector. This is your chance to connect on a personal level—make it count!
How to prepare for a job interview at Swarm Group
✨Show Off Your Financial Savvy
When you're talking with Swarm Group, make sure to highlight your experience with financial modelling, risk assessment, or portfolio management. Freelance work often requires a good level of financial literacy, so prepare to discuss any relevant tools you've used, whether it's Excel or specific financial software.
✨Bring Your Portfolio to Life
A freelance role means you’ll want to showcase your previous work effectively. Put together a portfolio that not only highlights your projects but also demonstrates the outcomes - think case studies or success stories that showcase how your financial skills made a difference for past clients.
✨Know Your Regulations and Compliance
In the banking and financial services world, understanding compliance and regulations is crucial. Make sure you’re up to date with the latest standards as they relate to your expertise. Be prepared for specific questions about how you've navigated these in past roles or how you'd approach potential compliance challenges.
✨Be Ready to Discuss Your Rates and Availability
As a freelancer, the topic of rates and availability can come up early on. Be clear about what you offer and how you charge. It might also help to have a few examples in mind where your expertise saved someone money or improved efficiency to justify your rates to Swarm Group.
