At a Glance
- Tasks: Investigate customer activity and identify financial crime risks to protect our customers.
- Company: Join Suits Me®, an ethical fintech promoting financial inclusion in Manchester.
- Benefits: Hybrid working, career development, and a supportive team environment.
- Other info: Opportunity to develop your career in financial crime within a dynamic team.
- Why this job: Make a real difference in a growing business focused on equality of opportunity.
- Qualifications: Curiosity, analytical skills, and attention to detail are essential.
The predicted salary is between 29700 - 36300 £ per year.
Suits Me® is a multi-award-winning, ethical fintech based in Manchester city centre, dedicated to promoting financial inclusion and equality of opportunity.
We provide an innovative alternative to traditional banking, designed to meet the needs of people who are underserved or excluded by mainstream financial institutions.
Our digital current account gives customers a safe, accessible and modern way to manage their money, with a contactless Mastercard debit card, a range of banking features, cashback rewards and a simple onboarding process with no credit checks or lengthy paperwork.
As we continue to grow, we're looking for a Financial Crime Officer to join our Financial Crime team and play an important role in protecting our customers and business from financial crime risks.
About the Role
As a Financial Crime Officer, you'll investigate customer activity, identify potential risks and make informed, risk-based recommendations.
You'll review customer profiles, onboarding information, transactional activity and account behaviour to identify unusual or suspicious activity.
You'll also communicate directly with customers where further information is needed to support your investigations.
This is a hands-on role where you'll need to combine attention to detail with good judgement and the ability to look beyond individual alerts to understand the wider customer picture.
Key Responsibilities
- Review financial crime and risk alerts generated through routine screening and monitoring activities.
- Investigate unusual or potentially suspicious customer activity using your own initiative.
- Review customer profiles, onboarding information, transactional activity and account behaviour to identify potential risks.
- Carry out customer screening using relevant third-party screening tools.
- Risk assess customer accounts and clearly document your findings and rationale.
- Contact customers to gather additional information and support investigations where required.
- Apply a risk-based approach when making recommendations on customer accounts.
- Identify and escape potential suspicious activity in line with our SARs policy and procedures.
- Maintain accurate and thorough investigation records.
- Work collaboratively with colleagues across the Financial Crime team and wider business.
- Share knowledge and contribute to the ongoing improvement of financial crime processes and controls.
- Carry out any other reasonable duties required by management.
About You
We're looking for someone who is naturally curious, analytical and comfortable investigating information to understand what's really going on.
You may already have experience in financial crime, AML, KYC, compliance, fraud or a similar investigative environment.
Alternatively, you may have transferable experience and be looking to develop your career within financial crime.
You'll have
- Strong attention to detail and an analytical approach to your work.
- The ability to review information, identify inconsistencies and spot unusual patterns or behaviour.
- Good written and verbal communication skills.
- The confidence to communicate with customers and ask appropriate questions when investigating an account.
- The ability to make sensible, evidence-based recommendations.
- Good organisational skills and the ability to manage your workload effectively.
- A willingness to learn and develop your knowledge of financial crime and risk.
- The ability to work collaboratively as part of a team while also using your own initiative.
Experience of AML, transaction monitoring and raising SARs would be beneficial.
Why Join Us?
- Hybrid working in our Manchester city centre office
- An opportunity to develop your career within financial crime and fintech
- A supportive and collaborative team environment
- The opportunity to make a real difference in a business focused on financial inclusion
- An ambitious and growing business where your work has a direct impact
- #J-18808-Ljbffr
Financial Crime Officer in Manchester employer: Suits Me
Suits Me is an exceptional employer that fosters a collaborative and innovative work culture, perfect for aspiring Graduate Backend Engineers. With a focus on employee growth, you will have access to cutting-edge technologies and the opportunity to contribute to impactful fintech solutions in a hybrid environment. Enjoy a supportive atmosphere that values your contributions while providing a platform for professional development and career advancement.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Officer in Manchester
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Suits Me. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Financial Crime Officer in Manchester
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Suits Me.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Suits Me's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Suits Me
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Suits Me.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Suits Me will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Suits Me employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
