Mortgage and Protection Adviser in Birmingham

Home based with links to one of our UK offices. Competitive basic salary (negotiable dependant on experience) + bonus.

Succession Wealth, from “start-up” in 2009, is now one of the leading independent financial planning and wealth management businesses in the UK and part of the Aviva Group. We have over 900 employees and 200 Wealth Planners who provide wealth management and financial planning services to individuals and corporate clients across the UK via our network of offices.

We are now looking for an experienced Mortgage and Protection Adviser to play a key role in strengthening and evolving our internal mortgage and protection proposition. This is a fantastic opportunity for a knowledgeable adviser who is passionate about high‑quality advice, excellent client outcomes, and continuous improvement.

The Role

As a Mortgage and Protection Adviser, you will provide high‑quality mortgage and protection advice across a range of client needs, while also helping to refine and enhance our internal processes. You’ll work closely with colleagues across the business to ensure a smooth client journey and a consistently high standard of advice.

Key aspects of the role will include:

• Providing compliant, high‑quality mortgage and protection advice across new purchases, remortgages, product transfers and associated protection needs.
• Leading confident, client‑focused protection conversations, educating clients on risk and recommending appropriate solutions aligned to individual circumstances and best practice.
• Managing cases end‑to‑end, from initial fact‑find and research through to application, completion and post‑completion support.
• Reviewing, enhancing and influencing internal mortgage and protection processes, workflows, systems and documentation to improve efficiency and adviser usability.
• Working collaboratively with internal stakeholders, including Area Managers, Planners, CDLs and Project Management teams, to support seamless case progression.
• Maintaining high standards of file quality, documentation, suitability reporting and regulatory compliance.
• Proactively identifying risks, gaps or inefficiencies and recommending practical, sustainable improvements.
• Promoting a positive culture of quality, accountability and continuous improvement across the mortgage and protection function.

You will also need:

• CeMAP and ideally, CeRER qualified.
• Experience of whole‑of‑market mortgage advisory experience.
• Strong knowledge of mortgage and protection products and regulatory requirements.
• Confident communicator with a client‑focused approach.
• Highly organised with the ability to manage cases end‑to‑end.

What You Can Expect From Us…

A competitive basic salary, annual pay reviews and performance linked increases as well as a fantastic range of benefits including:

• 25 days annual leave, plus bank holidays and additional days for Christmas closure.
• Excellent company pension scheme with a generous employer contribution.
• Agile and family friendly working arrangements to allow for a great work/life balance.
• Company sick pay.
• Enhanced maternity, paternity and adoption pay.
• Up to 40% discount on Aviva Insurance & Investment products.
• £450 towards the purchase of home office equipment.
• Group Life Assurance Scheme: 8 x salary.
• Access to the Benefit Hub; discounts on shopping, dining out, holidays and lots more.
• A range of health benefits including eye care vouchers, flu vaccinations, Annual Health Screening, Digital GP, Mental health and Nutrition Sessions and Employee Assistance Programme.
• Voluntary flexible benefits platform including Private Medical Insurance, Medical Cash Plan, Dental Insurance, Critical Illness and Health Screening.
• Support with cost of professional exams / study days.
• Charity Days.
• Company Events.
• Group Income Protection.

Wellbeing

Our Wellbeing committee works hard to ensure we can support the wellbeing of our colleagues, whatever their needs. Some of the support we currently offer includes:

• Employee Assistance Programme including access to a 24/7 support line.
• Access to mental health first aiders.
• Menopause support.
• Parental and compassionate leave.
• Wellbeing Library and Hub.
• Aviva DigiCare and Workplace.
• Bereavement Helpline.

Career goals

Support in achieving your career goals…

• Sponsorship for relevant professional exams and study leave.
• Access to funded apprenticeships in a range of topics, such as business administration, leadership & management, and accounting & finance.
• Access to Insights Discovery, a psychometric tool, which helps individuals and teams to connect better, overcome challenges & conflict resulting in high performing teams.
• Clear career pathways and endless internal job opportunities.
• Access to a huge range of free courses via our Learning Management system.

We do not accept unsolicited CV submissions from agencies; any such submissions will be treated as a direct application from the candidate.

Our commitment to DE&I

Succession is committed to building and preserving a culture of inclusion and diversity. With a diverse team of employees we are able to grow, innovate and deliver excellent client care to help us reach our goals as a business. Our diverse teams help us reflect and understand the communities in which we operate and the subjects we cover in our everyday work. In recruiting for Succession, we welcome the unique contributions all candidates can bring regardless of their background and strive to ensure that every candidate is given the best chance of success through fair and equitable recruitment practice.