Compliance Manager - Regulated Distribution in London

The Stubben Edge Group of companies (the “Group”) has extensive experience in financial services and was established in 2018 in response to demand within financial services for a partner with extensive market expertise and access to capacity. Unlike many insurance providers constrained by standardised solutions, the Group offers tailored products, expert knowledge, cutting-edge technology, and structuring capabilities across life, general, and investment markets. The Group has built strong relationships across the financial services sector, gaining recognition for its innovation, bespoke service, and ability to deliver tangible benefits. This includes an all-encompassing IT platform designed to efficiently and compliantly manage insurance needs, whilst always maintaining a customer-centric approach.

The Stubben Edge Group operates within a wider regulated financial ecosystem including Guernsey and the United Kingdom. The Group has six FCA authorised subsidiaries in the UK including a Payment Services Firm and 21 Appointed Representatives, ensuring compliance with UK financial services regulations while providing tailored solutions to its network of brokers, intermediaries, and clients. Alongside its goal in growing its UK presence, the Group maintains an established foothold in Guernsey through 1Edge Insurance PCC Limited (“1Edge”), a protected cell company incorporated and licensed in Guernsey. 1Edge, a subsidiary of Stubben Edge International (an entity within the Stubben Edge Group), holds key licences that enables it to operate effectively across various insurance sectors.

The Compliance Manager (Regulated Distribution) is a key role within the compliance function, responsible for ensuring adherence to financial services regulations with a specific focus on our insurance and appointed representative networks.

Role Summary

The Compliance Manager for Regulated Distribution will play a crucial role in ensuring the Group's adherence to financial services regulations, with a specific focus on our insurance and appointed representative networks. This position involves supporting the compliance framework, monitoring regulatory changes, and fostering a strong compliance culture across our distribution channels. The ideal candidate will have hands-on experience with FCA regulations, insurance products, and the appointed representative model.

Main Responsibilities:

• Support the development and implementation of the group’s compliance strategy, ensuring adherence to relevant laws and regulations for insurance distribution.
• Assist with regulatory reporting and liaise with the FCA on matters related to insurance and appointed representatives.
• Monitor and assess emerging regulatory risks affecting the insurance distribution landscape and advise management accordingly.
• Help ensure compliance with the Senior Managers and Certification Regime (SM&CR).
• Contribute to the development of compliance policies, procedures, and risk management processes.
• Conduct quality assurance and oversight on activities within the appointed representative network.
• Perform risk assessments to identify compliance risks for new and existing business initiatives in the distribution space.
• Provide horizon scanning for upcoming regulations that may impact the firm’s distribution activities.
• Prepare regular reports for management on regulatory activities and the effectiveness of the compliance function.

Required Experience & Qualifications:

• Proven experience in a compliance role within a directly authorised FSMA firm.
• Direct experience working with insurance products and the appointed representative model is essential.
• Strong knowledge of FCA regulations (e.g., SYSC, COBS, ICOBS).
• Robust and demonstrable understanding of CASS 5 as it applies to insurance intermediaries, and AR models.
• FCA engagement, including responding to RFIs, and coordinating with internal functions (Finance, Operations) to collate accurate answers to enquiries.
• Process mapping (including using tooling such as Miro/ Visio) for compliance and operational processes.
• Risk identification, control documentation and creation of remedial action plans and timelines – working with different departments in a business to ensure completion of identified issues.
• Experience with identification of consumer duty metrics, and collation and analysis of this MI, producing reporting for Board and Exco.
• Experience in implementing compliance frameworks and policies.
• A proactive, hands-on approach with the ability to work independently.
• Excellent communication skills, with the ability to provide clear and concise guidance.
• Professional qualifications in compliance are advantageous.
• Highly adaptable and motivated to succeed in a fast-paced environment.

Does this sound like you? Send a covering letter, CV and anything else you think showcases your talent to Stubben Edge is an equal opportunities employer.