Risk Analyst

StrideUp is leading a new era of values-driven finance. Ranked the 5th fastest growing fintech in the UK and Ireland in 2025, we have already deployed hundreds of millions in property finance, supporting people in achieving their financial goals. What makes us different is how we combine purpose with performance. We began with home finance, creating a shariah-compliant alternative trusted by the Muslim community and welcomed by anyone seeking fairer, more transparent products. This product-market fit has powered our growth, and is only the beginning. Our vision is bigger; to expand our offering and build a financial institution that opens doors for communities often left behind. Joining StrideUp means being part of a high-performing, values-driven team at the most exciting point in our journey. We have proven success behind us and huge opportunity ahead, and now we are ready to build beyond.

The Role

Join StrideUp’s Second Line Risk team, reporting to the Head of Compliance & Risk. You will play a key part in delivering our Risk Management Framework, ensuring the business operates within its risk appetite and maintains strong governance. This is an excellent opportunity for a strategic thinker with FCA-regulated financial services experience to help strengthen risk culture, mitigate risks, and ensure regulatory compliance across the business. You will work across teams, collaborating with colleagues to identify, assess, and elevate risks, while supporting the development of high-quality risk reporting for senior management and the Board.

What You'll Do

• Support the delivery of the Risk Management Framework, including periodic review of policies, risk registers, KRIs, incident management, and RCSAs.
• Monitor, assess, and challenge risks and risk events across operational, conduct, financial, fraud, AI, technology, product, strategic, and other material areas.
• Ensure business activities remain within risk appetite and regulatory requirements, escalating risks early and recommending corrective actions.
• Collate and produce high-quality risk management information (MI).
• Oversee third-party and outsourced risk exposures, ensuring appropriate mitigation.
• Embed a strong risk culture across the business, ensuring teams understand responsibilities within the RMF.
• Identify and implement process improvements to strengthen controls and reduce risk.

You Are

• Able to adapt and embrace a scale-up environment, managing change effectively.
• Eager to learn and develop professionally within the risk and compliance sector.
• Strong ethical standards and a commitment to maintaining confidentiality.
• Self-motivated with a strong sense of responsibility and accountability.
• Committed to delivering good outcomes for customers and the business.
• Solution-oriented and creative.
• Open & approachable.
• Passionate about identifying and mitigating risk exposure to the business.

Experience in FCA-regulated financial products, ideally with mortgages or home purchase plans, including an understanding of compliance and risk expectations. Previous experience working in the Risk and Compliance department. Strong knowledge of relevant regulations, including FCA rules, MCOB, and GDPR, and how they impact risk management. Ability to oversee operational, conduct, financial, fraud, AI, technology, strategic, and other material risks, ensuring timely mitigation and strong governance. Experience in producing high-quality risk management information (MI) for senior management. Able to operate the FCA’s regulatory reporting portal (Regdata) and Connect. Proven experience in maintaining and supporting risk frameworks, including policies, risk registers, Key Risk Indicators (KRIs), incident management, and Risk Control Self Assessments (RCSA). Able to write up findings related to oversight reviews clearly and accurately. Skilled in identifying, assessing, monitoring, and escalating risks/risk events, providing independent challenge to first-line decisions. Analytical, data-driven problem solver with attention to detail and a structured approach to risk assessment. Strategic and collaborative, with strong stakeholder management, communication, and influencing skills, capable of embedding a robust risk culture.

Salary: Competitive, based on experience

25 days annual holiday
Health insurance
Life insurance
Annual L&D budget
3% pension contribution
Monthly socials
Central London location
Friendly and informal startup environment with a focus on performance and impact

Equal Opportunity Employer

StrideUp is an equal opportunity employer and is committed to promoting diversity and inclusion in the workplace. We celebrate the diversity of our team and encourage applications from all individuals, regardless of race, ethnicity, religion, gender, gender identity or expression, sexual orientation, disability, age, marital status, pregnancy, or any other characteristic. We welcome applicants from all backgrounds and look forward to seeing how you can contribute to our mission.