At a Glance
- Tasks: Lead the development of innovative investment products that empower everyday workers.
- Company: Join a socially conscious tech company transforming financial wellbeing for millions.
- Benefits: Competitive salary, equity options, generous leave, and flexible working arrangements.
- Other info: Dynamic team culture with a focus on diversity and personal growth.
- Why this job: Make a real impact by helping people take control of their financial future.
- Qualifications: Experience in product management within regulated financial services and strong analytical skills.
The predicted salary is between 70000 - 110000 £ per year.
Stream was founded with the mission to provide fair financial tools to the everyday worker. Offered through destination employers like Greene King, Bupa, Burger King, Asda and the NHS, our award-winning platform helps over three million people to earn, learn, save, spend and borrow on their own terms, all in one smartphone app.
Stream is unique: VC backed and growing at scale, but with a social conscience. Some of the world's leading impact funds were our founding investors, and we operate on a social charter, which means every product and service we create must measurably improve financial wellbeing.
You’d be joining a team of over 300 passionate, ambitious people across Europe and the USA, building a category-defining product, and united by that same mission.
The Opportunity
Stream disrupted the payday loan industry by giving workers access to their earned wages before payday, cutting out high-cost lenders and putting control back in people’s hands. Now we’re setting our sights on the next frontier: only 8% of UK household wealth is held directly in equities, the lowest in the G7, and we’re building the products to change that.
We already have a growing suite of Wealth products: Workplace Savings, pension consolidation and our AI-powered Money Coach. The next chapter is converting savers into first investors, and this is where the role sits.
We’re looking for a product leader who combines deep knowledge of regulated financial services with the hunger and adaptability, to build something from scratch.
This is a high-impact, 0-to-1 role. As Wealth Product Manager, you’ll own the end-to-end journey of bringing a new investment product to market, with real autonomy and real accountability.
Specifically, you will:
- Own the product from 0 to 1: Drive discovery and validation through to launch and iteration, setting a clear vision, defining success metrics, scoping MVP and owning the roadmap to deliver it.
- Build the operating model: design the operational infrastructure with relevant third parties, with scalability and automation built in from day one.
- Navigate the regulatory landscape: Understand the relevant FCA framework, identifying opportunities and translating requirements into clear product decisions and user journeys.
- Lead stakeholder and client engagement: Lead cross-functional delivery with Engineering, Design, Compliance and Customer Success, and own the go-to-market plan at launch.
The role reports to our VP of Wealth.
Stream has a genuine focus on moving quickly, avoiding waste, and getting compliant MVP to market as fast as possible.
What experience might you have? (But if you’re close… we'd still love to talk to you!)
- Proven track record of delivering user-facing products end-to-end, from discovery through to launch.
- Experience in FCA-regulated environments; a background in savings, investments or pensions is a strong prerequisite.
- Experience building and standing up operating models, ideally in a 0-to-1 context where the processes didn’t exist before you.
- Quantitative and analytical mindset, with a solid grasp of commercial concepts.
- Excellent stakeholder management, comfortable engaging internal leadership and senior employer clients.
- Comfortable working independently in a fast-moving, small team: you set your own direction and deliver.
- Familiarity with Figma, mobile and web apps and use of the latest AI tools.
Working Policy
We operate a hybrid working policy with 3 days a week in-office expectation.
Salary
Starting from £70,000 £110,000 base (dependent on experience), plus equity.
What will we do for you?
- 25 Days Annual Leave in addition to public holidays (up to 5 day rollover), as well as flexible timeoff allowances for any ad-hoc childcare/family/caring needs
- 24 weeks' paid Maternity Leave and 4 weeks paid Paternity Leave for employees with over 12 months service
- Special Leave for In Vitro Fertilisation (IVF) and other fertility treatments
- Sabbatical scheme
- Paid leave to volunteer
- Private Healthcare including comprehensive mental and physical healthcare
- Salary sacrifice to pension, as well as bonus exchange to Pension: reap even more rewards of any bonus by paying into your pension & save on Tax and NI + added compound growth
- Season Ticket Loan
- Access to Salary Sacrifice Schemes via ThanksBen: THE Benefits marketplace. Choose the benefits you want, when you want. Pay less tax, receive more value, including: Workplace nurseries, Cycle to Work, Home and Tech Scheme and more.
- The best benefit of all, access to Stream!
At Stream we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our product and our community to flourish. Stream is an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity/expression, or veteran status.
Senior Product Manager employer: Stream
Stream is an exceptional employer, dedicated to enhancing the financial wellbeing of frontline workers while fostering a vibrant and inclusive work culture. With a strong focus on employee growth, we offer extensive benefits including generous leave policies, private healthcare, and opportunities for professional development, all within a dynamic hybrid working environment in London. Join us in making a meaningful impact as part of a passionate team committed to social responsibility and innovation in the fintech space.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Product Manager
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Stream. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Product Manager
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Stream.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Stream's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Stream
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Stream.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Stream will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Stream employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
