At a Glance
- Tasks: Lead financial crime investigations and support compliance activities in a dynamic environment.
- Company: Join 3S Money, a fast-growing fintech revolutionising international business payments.
- Benefits: Competitive salary, stock options, hybrid working, and opportunities for professional growth.
- Other info: Embrace a transparent culture with minimal hierarchy and a commitment to your development.
- Why this job: Make a real impact in financial crime prevention while collaborating with a diverse team.
- Qualifications: Experience in financial crime investigations and strong communication skills required.
The predicted salary is between 55000 - 65000 £ per year.
London Hybrid / office-based: 3 in office, 2 from home.
About Us
We are an energetic and collaborative MLRO team operating in a fast-paced environment, where no two days are the same, handling a wide range of cases and queries submitted by all departments while ensuring we consistently meet our regulatory obligations. As the business continues to grow, we are expanding the team to support increasing volumes of escalations, working closely with colleagues across different 3S Money jurisdictions. This role requires strong attention to detail, a proactive mindset, and confidence in communicating with stakeholders at all levels.
As a Senior Financial Crime Officer, you will support the MLRO team with financial crime investigations, assist in preparing and submitting SARs, and contribute to wider compliance activities, alongside managing ad hoc tasks as required.
Our mission
3S Money is reinventing international business payments. Founded in 2018, our mission is to help growing businesses to send, receive and exchange money in over 190 countries. With offices in five countries and over 200 employees, you’ll be joining a high-energy, high-impact team that’s achieved profitability and has a wealth of opportunity ahead.
Our culture
At 3S Money, we believe in caring personally, staying curious and making an impact through collaboration not competition. Our culture is genuinely transparent with minimal hierarchy and a commitment to each employee’s professional growth.
Key Responsibilities
- Review TM, AML, Sanctions, Fraud, KYC/Onboarding escalations;
- Conduct investigations related to AML, Sanctions and Fraud;
- Submitting SARs/DAML SARs and OFSI reports;
- Conduct reviews and analysis of sanctions, PEPs, and adverse media, implementing appropriate follow-up actions;
- Provide guidance and advice to various internal business departments;
- Support the MLRO regarding internal and external inquiries and concerns including liaison with Law Enforcement, OFSI and others;
- Delivery training for new MLRO team joiners;
- Participating in Risk management activities, including in Committees;
- Policy, Guidance, Procedures, Operational Manual maintenance;
- Associated function administration (inbox management, log updates, etc.);
- Contribute to the development and implementation of new projects and initiatives.
About You
- Demonstrable experience within the financial industry with PSP/EMI/Fintech experience being a strong preference.
- Have intimate and thorough knowledge of the UK regulatory environment, key financial crime regimes, including international sanctions regimes with an interest for sharing these through training and support of other business units.
- Proven track record of leading complex financial crime investigations and producing high quality, well-articulated SARs.
- Are a fast and strategic thinker, resourceful and deliver on time; with the ability to work independently as a leader in the Regulatory Compliance team.
- Strong experience with record-keeping and decision-making.
- Great written & verbal communication skills to share your knowledge across the business at all levels.
- Relevant professional qualifications from an internationally recognised body (e.g., ICA, ACAMS); a relevant bachelor's degree is advantageous.
In return for your hard work
- Competitive Salary + plus stock options (after 12 months) & benefits
- Hybrid working setup in our wonderful city-centre office
- We foster non-BAU projects in our team, we want you to explore new avenues and expand your expertise to benefit your professional pathway & our teams.
- And much, much more…
Our commitment to you
We are an equal opportunities employer. We make recruiting decisions based on your experience, skills and personality. Our passion and focus will always be to work with the best people. We’re creating services for everyone, so it’s imperative we work with everyone. Our diverse team has been the foundation to our success in building more efficient products, making better decisions and establishing an all-inclusive place to work. Applicants of all backgrounds are hugely encouraged to apply and discover the 3S way.
Senior Financial Crime Officer employer: Story Terrace Inc.
At 3S Money, we pride ourselves on being an exceptional employer, offering a dynamic and collaborative work environment in the heart of London. Our hybrid working model promotes a healthy work-life balance, while our commitment to professional growth ensures that employees have ample opportunities to expand their skills and advance their careers. With a focus on inclusivity and transparency, we foster a culture where every team member can make a meaningful impact and contribute to our mission of reinventing international business payments.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Financial Crime Officer
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial crime sector and let them know you're on the lookout for opportunities. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of AML, sanctions, and fraud regulations. We want you to be able to discuss real-world scenarios and how you've tackled similar challenges in the past. Confidence is key!
✨Tip Number 3
Showcase your skills through examples! When you get the chance to speak with potential employers, share specific instances where you've led investigations or submitted high-quality SARs. This will help them see the value you bring to the table.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining our energetic team at 3S Money.
We think you need these skills to ace Senior Financial Crime Officer
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Financial Crime Officer role. Highlight your experience in financial crime investigations and any relevant qualifications. We want to see how your skills align with our mission at 3S Money!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about financial crime compliance and how you can contribute to our energetic MLRO team. Keep it concise but impactful, showing us your personality.
Showcase Your Communication Skills:Since this role involves liaising with various stakeholders, make sure to demonstrate your strong written communication skills. Whether it's in your CV or cover letter, clarity and professionalism are key to impressing us!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining the 3S Money family!
How to prepare for a job interview at Story Terrace Inc.
✨Know Your Financial Crime Stuff
Make sure you brush up on your knowledge of AML, sanctions, and fraud regulations. Be ready to discuss specific cases you've handled and how you approached them. This shows you're not just familiar with the theory but have practical experience too.
✨Show Off Your Communication Skills
Since this role involves liaising with various stakeholders, practice articulating complex financial crime concepts in a clear and concise manner. Think about examples where you've successfully communicated with different departments or external bodies.
✨Be Proactive and Detail-Oriented
Prepare to demonstrate your proactive mindset by discussing how you've taken initiative in past roles. Highlight your attention to detail by sharing examples of how you've ensured compliance and accuracy in your work.
✨Get Familiar with 3S Money's Culture
Research 3S Money’s mission and values. Be ready to explain how your personal values align with theirs, especially around collaboration and professional growth. This will show that you're not just looking for a job, but a place where you can truly contribute and thrive.
