Credit Risk Analyst

Credit Risk Analyst

London Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Analyze credit risks and monitor compliance with established limits.
  • Company: Join a Fortune-100 company connecting clients to global markets with innovative solutions.
  • Benefits: Enjoy a hybrid work environment and opportunities for career growth.
  • Why this job: Be part of a dynamic team making impactful decisions in the financial world.
  • Qualifications: 4+ years in credit risk analysis with strong analytical skills required.
  • Other info: This is a fixed-term contract with a collaborative and fast-paced culture.

The predicted salary is between 36000 - 60000 £ per year.

Overview

Connecting clients to markets – and talent to opportunity

With 4,300 employees and over 400,000 retail and institutional clients from more than 80 offices spread across five continents, we’re a Fortune-100, Nasdaq-listed provider, connecting clients to the global markets – focusing on innovation, human connection, and providing world-class products and services to all types of investors.

Whether you want to forge a career connecting our retail clients to potential trading opportunities, or ingrain yourself in the world of institutional investing, The StoneX Group is made up of four segments that offer endless potential for progression and growth.

Business segment overview

Corporate: Engage in a deep variety of business-critical activities that keep our company running efficiently. From strategic marketing and financial management to human resources and operational oversight, you’ll have the opportunity to optimize processes and implement game-changing policies.

Position purpose

Responsible for analysis and limit establishment, monitoring the credit risk of the business and escalating significant credit risk issues to Management. Facilitate in the execution of risk management processes to assist in the achievement of the business objectives, whilst ensuring effective credit risk mitigation.

Responsibilities

  • Assesses the credit risks and financial strengths of new and existing counterparties.
  • Monitor and manage both counterparty credit and country credit risk limits to ensure compliance with established credit limits, policies, and procedures.
  • Ensure and evidence that daily tasks are completed on a timely basis and within the scope of the defined risk management framework.
  • Negotiate the exchange of corporate guarantees, netting agreements, letters of credit and other credit support documentation used to mitigate counterparty risk.
  • Involved in the credit risk aspects of account documentation, including terms of business/trading and client agreements.
  • Work towards streamlining and making more efficient credit risk procedures and processes.
  • This list of duties and responsibilities is not intended to be all-inclusive and can be expanded to include other duties or responsibilities that management deems necessary.

Qualifications

To land this job you will need:

  • Strong credit analyst skills with an ability to quickly assess a great variety of different corporates and financial institutions from across the globe, with minimum 4+ years of experience in credit risk.
  • An understanding of precious metals’ trading structures, commodities futures and options, LME forwards, OTC precious metals products, including market infrastructure and a basic understanding of operational matters.
  • Experience with credit risk management tools and techniques.
  • Systems: Microsoft Outlook, Excel (proficient), Word, Bloomberg, Reuters & Internal and external credit risk scoring models and evaluation tools.

What makes you stand out:

  • Strong numeracy and background in credit and/or financial statement analysis, preferably within the trading/capital markets or with a financial institution.
  • Perform at a fast-paced and dynamic environment, with the ability to handle numerous tasks simultaneously, and prioritise.
  • In depth ability to read a balance sheet and P&L statement.
  • Strong organisational, analytical, and problem-solving skills.
  • Able to work as part of a team and individually.
  • Self-motivated.
  • Excellent written and verbal communication and presentation skills.

Working environment:

  • Fixed term contract 1 year
  • Hybrid (3 days in office per week)

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Credit Risk Analyst employer: StoneX

At The StoneX Group, we pride ourselves on being an exceptional employer, offering a dynamic work environment that fosters innovation and collaboration. With a strong focus on employee growth, our hybrid work model allows for flexibility while ensuring you are part of a vibrant team dedicated to connecting clients to global markets. Join us to leverage your skills in credit risk analysis and enjoy comprehensive benefits, professional development opportunities, and the chance to make a meaningful impact in the financial services industry.
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Contact Detail:

StoneX Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Analyst

✨Tip Number 1

Familiarize yourself with the specific credit risk management tools and techniques mentioned in the job description. Being able to discuss these tools during your interview will show that you have the relevant experience and knowledge needed for the role.

✨Tip Number 2

Highlight your experience with precious metals trading structures and commodities. If you have worked with LME forwards or OTC products, be prepared to share specific examples of how you've managed risks in these areas.

✨Tip Number 3

Demonstrate your ability to work in a fast-paced environment by preparing examples of how you've successfully handled multiple tasks simultaneously in previous roles. This will help you stand out as someone who can thrive in the dynamic setting described.

✨Tip Number 4

Practice your analytical and problem-solving skills by reviewing financial statements and balance sheets. Be ready to discuss how you've used these skills to assess credit risks in past positions, as this is crucial for the role.

We think you need these skills to ace Credit Risk Analyst

Credit Risk Analysis
Financial Statement Analysis
Numeracy Skills
Risk Management Techniques
Proficiency in Microsoft Excel
Knowledge of Trading Structures
Understanding of Commodities Futures and Options
Experience with Credit Risk Scoring Models
Analytical Skills
Problem-Solving Skills
Organizational Skills
Ability to Work Under Pressure
Effective Communication Skills
Team Collaboration
Self-Motivation

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your relevant experience in credit risk analysis, especially your 4+ years of experience. Emphasize your skills in assessing financial strengths and understanding trading structures.

Craft a Strong Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention specific experiences that demonstrate your ability to manage credit risk and your familiarity with financial instruments like commodities futures and options.

Showcase Technical Skills: Clearly list your proficiency in Microsoft Excel, Bloomberg, and other relevant tools. Provide examples of how you've used these systems in past roles to enhance your credit risk management processes.

Highlight Soft Skills: Don't forget to mention your strong organizational, analytical, and problem-solving skills. Provide examples of how you've successfully worked both independently and as part of a team in fast-paced environments.

How to prepare for a job interview at StoneX

✨Showcase Your Credit Analysis Skills

Be prepared to discuss your experience in credit risk analysis. Highlight specific examples where you assessed the creditworthiness of various corporates and financial institutions, emphasizing your ability to quickly evaluate diverse entities.

✨Demonstrate Knowledge of Trading Structures

Familiarize yourself with precious metals trading structures and commodities futures. Be ready to explain how these concepts relate to credit risk management, as this knowledge will set you apart from other candidates.

✨Highlight Your Technical Proficiency

Make sure to mention your proficiency in Microsoft Excel and any experience with credit risk management tools. Discuss how you've used these systems in past roles to enhance efficiency and accuracy in credit assessments.

✨Prepare for Behavioral Questions

Expect questions about how you handle fast-paced environments and prioritize tasks. Prepare examples that showcase your organizational skills and ability to work both independently and as part of a team.

Credit Risk Analyst
StoneX
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  • Credit Risk Analyst

    London
    Full-Time
    36000 - 60000 £ / year (est.)

    Application deadline: 2027-03-05

  • S

    StoneX

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