At a Glance
- Tasks: Prepare credit reports, manage loan reviews, and advise on asset management strategies.
- Company: Join a dynamic team focused on real estate debt management and innovative financial solutions.
- Benefits: Enjoy competitive pay, professional development opportunities, and a collaborative work environment.
- Why this job: Make an impact in real estate finance while developing your analytical skills in a supportive culture.
- Qualifications: 2+ years in Real Estate Debt, strong Excel skills, and a degree in Economics or related fields.
- Other info: Ideal for detail-oriented individuals passionate about finance and asset management.
The predicted salary is between 36000 - 60000 £ per year.
The role will involve the preparation of credit reporting, quarterly loan reviews, management of watch-list reports on issues regarding asset management plans, strategy and construction financing alongside daily reporting to stakeholders on key loan level data.
Day to day responsibilities may include:
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Monitor, report and advise key stakeholders on corporate real estate asset management and loan asset management strategies.
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Collect and analyse Borrower reports and other third-party information necessary to compile periodic scheduled loan asset management and collateral reporting and make recommendations to the client based on findings.
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Creation of cashflow models based on forecasts.
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Undertake risk assessment of individual loans, underlying collateral, and Borrower to determine risk ratings for each loan.
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Maintain Watch List of loans considered to be higher risk and provide advice regarding possible remedies and exit strategies.
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Support Lender credit function with details concerning any concession/waiver requests from the Borrower including reasoned advice and recommendations.
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A minimum of 2 years experience of Real Estate Debt or Debt Servicing (or similar)
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Be familiar with related Loan and security finance documentation and have analytical and technical skills in understanding complex loans documentation
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Financial modelling skills would be beneficial
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Strong MS Excel Skills
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Degree educated – ideally with a focus on Economics, business, accounting or Real Estate.
Asset Surveillance Associate (Real Estate Debt) employer: Sterling Williams LTD
Contact Detail:
Sterling Williams LTD Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Asset Surveillance Associate (Real Estate Debt)
✨Tip Number 1
Familiarize yourself with the latest trends in real estate debt and asset management. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the field.
✨Tip Number 2
Network with professionals in the real estate finance sector. Attend industry events or join relevant online forums to connect with potential colleagues and learn more about the role.
✨Tip Number 3
Brush up on your financial modeling skills, especially in Excel. Being able to create cash flow models and perform risk assessments will set you apart from other candidates.
✨Tip Number 4
Prepare to discuss specific examples of how you've managed loan asset strategies or dealt with high-risk loans in the past. Real-life scenarios can showcase your problem-solving abilities and analytical skills.
We think you need these skills to ace Asset Surveillance Associate (Real Estate Debt)
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Asset Surveillance Associate position. Highlight key responsibilities such as credit reporting, loan reviews, and risk assessment to tailor your application.
Highlight Relevant Experience: In your CV and cover letter, emphasize your experience in Real Estate Debt or Debt Servicing. Provide specific examples of how you've managed asset management plans or conducted loan reviews in previous roles.
Showcase Analytical Skills: Demonstrate your analytical and technical skills by discussing your familiarity with complex loan documentation and financial modeling. Mention any relevant projects or tools you have used, especially MS Excel.
Tailor Your Application: Customize your cover letter to reflect your understanding of the company's needs and how your background aligns with their expectations. Use specific language from the job description to make your application stand out.
How to prepare for a job interview at Sterling Williams LTD
✨Showcase Your Analytical Skills
Since the role requires strong analytical skills, be prepared to discuss your experience with analyzing borrower reports and loan documentation. Highlight specific examples where your analysis led to actionable insights or recommendations.
✨Demonstrate Financial Modelling Proficiency
If you have experience in financial modeling, make sure to mention it during the interview. Discuss any cash flow models you've created and how they impacted decision-making processes. If you have examples, bring them up!
✨Understand Risk Assessment
Be ready to talk about your approach to risk assessment for loans and collateral. Share any frameworks or methodologies you use to determine risk ratings and how you've advised stakeholders on higher-risk loans.
✨Familiarize Yourself with Loan Documentation
Since familiarity with loan and security finance documentation is crucial, review key terms and concepts before the interview. Be prepared to discuss how you've navigated complex loan documents in your previous roles.