At a Glance
- Tasks: Analyse mortgage data and support product decisions in a fast-paced fintech environment.
- Company: Join a dynamic fintech mortgage lender making waves in the UK market.
- Benefits: Enjoy hybrid working, a bonus scheme, pension, and 25 days annual leave.
- Other info: Great opportunity for growth in a supportive and innovative team.
- Why this job: Shape the future of mortgage lending while developing your analytical skills.
- Qualifications: Strong numeracy, analytical skills, and experience with SQL or Python preferred.
Location: London Hybrid 2-3 days
Salary: £35,000 - £50,000 depending on experience
Hours: Monday to Friday 9 am to 5.30 pm
Benefits:
- Hybrid working (3 days in the London office)
- Discretionary bonus scheme (where applicable)
- Pension scheme
- 25 days annual leave plus bank holidays
- Growing fintech environment
About the position:
Our client is a fast-growing fintech mortgage lender focused on the UK residential mortgage market. This is an excellent opportunity for an Analyst with credit risk modelling experience, along with either product or pricing analytics expertise, to join a high-growth environment and play a key role in shaping lending, pricing, and product decisions.
Responsibilities:
- Support product, pricing, and lending decisions through insight and analysis
- Conduct market and competitor research across the UK mortgage landscape
- Present findings and insights to stakeholders across the business
- Support continuous improvement of processes, reporting, and decision-making approaches
- Use data and market insight to produce clear commercial recommendations
- Explore and apply AI and modern tools to improve research, analysis, and efficiency
Experience and skills required:
- Numeracy and analytical skills, with the ability to analyse data, support modelling, and collate qualitative information - market research
- Ability to interpret and combine multiple sources of information to generate clear, structured insight
- Strong attention to detail and a methodical, well-organised approach to work
- Good communication skills with the ability to build effective relationships with stakeholders
- Curious mindset with a strong desire to learn and develop expertise within the mortgage
- Exposure to analytical tools such as SQL, Python, or SAS
Desirable, not essential:
- Experience in credit risk and pricing or product analytics with knowledge of UK mortgages processes, products, criteria, preferably residential mortgages
- Experience using AI tools to support research, analysis or process improvement
For more information regarding the role, please contact us.
Mortgage Product & Risk Analyst in London employer: Stellar Select
Join a dynamic fintech mortgage lender in London, where innovation meets opportunity. With a hybrid working model, competitive salary, and a focus on employee growth, this company fosters a collaborative culture that encourages continuous learning and the application of modern analytical tools. Enjoy 25 days of annual leave, a discretionary bonus scheme, and the chance to make a significant impact in the evolving UK mortgage market.
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Product & Risk Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Stellar Select. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Mortgage Product & Risk Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Stellar Select.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Stellar Select's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Stellar Select
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Stellar Select.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Stellar Select will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Stellar Select employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
