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- Tasks: Assess and manage short-term property finance applications with a focus on bridging and refurbishment loans.
- Company: Join a dynamic team in a remote-friendly environment with a strong focus on collaboration.
- Benefits: Enjoy up to £50,000 salary, 25 days leave, and fun team events like BBQs and parties.
- Why this job: Make a real impact in property finance while enjoying a supportive and engaging workplace culture.
- Qualifications: Minimum 2 years underwriting experience in bridging or refurbishment finance required.
- Other info: Opportunities for career growth and continuous improvement in a vibrant work atmosphere.
All candidates should make sure to read the following job description and information carefully before applying.
Location: Remote
Salary: Up to £50,000 per annum (depending on experience)
Hours: Monday to Friday, 9 am to 5:30 pm
Benefits:
- 25 days annual leave, plus bank holidays; increasing by 1 day per year worked, up to a maximum of 30 days
- Option to buy/sell up to 3 days' holiday
- Death in Service at 4 x salary (from day one of employment)
- 5-year, 10-year and 15-year excellent service awards
- Car parking (limited onsite or, if offsite, cost of parking refunded)
- Employee Assistance Programme
- Active charity support (non-mandatory)
- Monthly mindfulness sessions
- Complimentary Christmas/summer parties/Team evenings and social events
- Company BBQs on HQ sun terrace
- Daily fruit bowl, healthy snacks, and coffee machine/tea
- Paddleboards for free hire/Office table tennis
- Workplace pension scheme
About the Role of Bridging Underwriter:
As a Bridging and Refurbishment Underwriter, you will be responsible for assessing, structuring, and managing short-term property finance applications, underwriting bridging and refurbishment loans in line with the company's credit policy, lending criteria, and risk appetite. Candidates should have proven experience in bridging and/or refurbishment lending, with a minimum of two years' underwriting experience within specialist property finance preferred.
Responsibilities for the position of Bridging Underwriter:
- Review and underwrite bridging and refurbishment finance applications from initial enquiry through to completion.
- Conduct full risk assessments, including borrower background checks, asset analysis, exit strategy, credit history, and AML compliance.
- Analyse and assess valuation reports, contractor quotes, cost schedules, and development appraisals to ensure project viability.
- Liaise with solicitors, brokers, valuers, borrowers, and internal teams to progress applications efficiently and accurately.
- Work closely with surveyors and asset managers to assess the feasibility of refurbishment projects and monitor works.
- Identify, assess, and mitigate risks relating to borrowers, property, legal, or market exposure.
- Present complex cases with clarity to credit or risk committees, making lending recommendations within delegated authority.
- Ensure adherence to internal policies, underwriting standards, and AML requirements.
- Maintain accurate and timely records within internal systems, ensuring effective audit trails.
- Support continuous improvement by providing feedback on lending criteria, operational processes, and risk management.
Experience required for the position of Bridging Underwriter:
- Minimum of 2 years' experience underwriting short-term bridging loans and/or refurbishment finance.
- Strong understanding of property valuations, legal conveyancing, and development/refurbishment cost assessments.
- Good working knowledge of AML, KYC, and due diligence practices.
- Commercial acumen with the ability to assess deals beyond standard "tick-box" underwriting.
- Proficient in interpreting financial statements, credit reports, and legal documentation.
For more information regarding the role of Bridging Underwriter, please contact us.
Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.
Bridging Underwriter in London employer: Stellar Select
Contact Detail:
Stellar Select Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Bridging Underwriter in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the property finance sector and let them know you're on the hunt for a Bridging Underwriter role. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of bridging and refurbishment lending. Be ready to discuss your experience with risk assessments and how you've tackled complex cases in the past. Confidence is key, so practice makes perfect!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Check out our website for openings that suit your skills and interests. Tailor your approach to each company to show them why you’re the perfect fit!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in leaving a positive impression. It shows your enthusiasm for the role and keeps you fresh in their minds as they make their decision.
We think you need these skills to ace Bridging Underwriter in London
Some tips for your application 🫡
Read the Job Description Thoroughly: Before you start your application, make sure to read the job description carefully. We want to see that you understand the role of a Bridging Underwriter and how your experience aligns with what we're looking for.
Tailor Your CV and Cover Letter: Don’t just send a generic CV! We love it when candidates tailor their applications to highlight relevant experience in bridging and refurbishment lending. Show us how your skills match our needs!
Be Clear and Concise: When writing your application, keep it clear and to the point. We appreciate well-structured responses that get straight to the heart of your experience and qualifications without unnecessary fluff.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets to us quickly and efficiently. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Stellar Select
✨Know Your Stuff
Make sure you brush up on your knowledge of bridging and refurbishment lending. Understand the key aspects of property finance, including risk assessments and valuation reports. Being able to discuss these topics confidently will show that you're serious about the role.
✨Prepare Real-Life Examples
Think of specific instances from your past experience where you've successfully underwritten loans or managed complex cases. Be ready to share these examples during the interview to demonstrate your skills and how you handle challenges in the field.
✨Ask Smart Questions
Prepare thoughtful questions about the company's credit policy, underwriting standards, and team dynamics. This not only shows your interest in the role but also helps you gauge if the company is the right fit for you.
✨Show Your Team Spirit
Since the role involves liaising with various stakeholders, highlight your teamwork skills. Share experiences where you've collaborated effectively with solicitors, brokers, or internal teams to achieve a common goal. This will illustrate your ability to work well in a collaborative environment.
