Job Title: Senior Bridging Underwriter
Location: Borehamwood (4 days in the office, 1 day working from home)
Salary: Up to circa 80,000 DOE
Hours: Monday to Friday, 9:00 am - 5:30 pm
Benefits:
- 25 days annual leave plus bank holidays
- Private medical insurance and life insurance
- Employer contributory pension scheme
- Annual discretionary bonus
- Quarterly social events and monthly incentives
- State-of-the-art office with top-of-the-range IT equipment
- In-house chefs providing breakfast, lunch, and snacks Monday to Friday
- Early Friday finish
- Regular learning and development sessions
- Electric car, cycle-to-work and bicycle hire schemes
- Birthday vouchers and Star of the Month awards
About the Role of Senior Bridging Underwriter:
We are recruiting a Senior Bridging Underwriter to join a growing specialist lender in Borehamwood. This is an excellent opportunity for an experienced bridging underwriter to combine hands-on underwriting with team leadership and play a key role in the lending process.
You will oversee a team of underwriters, manage your own deal pipeline, make commercially sound credit decisions, and present cases to credit committees. You will also build relationships with brokers and other key stakeholders while helping to improve underwriting processes and team performance.
Responsibilities for the Role of Senior Bridging Underwriter:
- Lead and support a team of underwriters and origination staff.
- Underwrite bridging loan applications from assessment through to completion.
- Manage a personal deal pipeline alongside team responsibilities.
- Assess borrower risk, security, exit strategies, and lending proposals.
- Present cases to credit committees, clearly outlining risks and lending rationale.
- Build strong relationships with brokers, solicitors, and valuers.
- Monitor team performance, KPIs, and turnaround times.
- Identify opportunities to improve underwriting processes and efficiencies.
- Work with finance and treasury teams to support timely funding.
- Maintain knowledge of regulatory requirements across regulated and unregulated bridging.
Experience Required for the Role of Senior Bridging Underwriter:
- Proven track record in bridging finance underwriting
- Previous senior-level experience, with team leadership or mentoring responsibilities.
- Experience managing a personal deal pipeline and presenting cases to credit committees.
- Strong credit assessment skills and commercial awareness.
- Excellent communication and stakeholder management skills.
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Senior Bridging Underwriter in Borehamwood employer: Stellar Select Ltd
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