At a Glance
- Tasks: Manage underwriting processes and assess complex lending opportunities in a dynamic environment.
- Company: A leading specialist lender with a focus on innovative finance solutions.
- Benefits: Competitive salary up to £70,000, OTEs up to £175,000, and hybrid working.
- Other info: Opportunity for career progression and mentoring junior analysts in a collaborative setting.
- Why this job: Join a growing team and take ownership of exciting, high-value transactions.
- Qualifications: 3-5 years' experience in bridging or commercial mortgages and strong analytical skills.
The predicted salary is between 150000 - 175000 £ per year.
Location: London Hybrid
Salary: Up to £70,000 depending on experience, OTEs £150,000 to £175,000
Hours: Monday to Friday 9 am to 6 pm
About the role:
We are delighted to be working with an institutionally backed specialist lender providing short-term, complex, and high-value finance solutions across the UK and Europe. The business specialises in bridging, commercial mortgages, and special situations lending, supporting unique real estate-backed opportunities and bespoke transactions. Following a period of growth and increasing deal flow, they are looking to appoint a Senior Bridging Underwriter / Senior Analyst to join their London team. This is an exciting opportunity for an experienced underwriter who wants greater ownership, exposure to complex transactions, and the chance to play a key role within a growing specialist lender. Working closely with brokers, intermediaries, and internal deal teams, the successful candidate will assess and structure a diverse range of lending opportunities while helping shape the future of the underwriting function.
Responsibilities:
- Manage the end-to-end underwriting process for bridging and commercial mortgage applications
- Assess complex lending opportunities, reviewing financial information, security, exit strategies, and overall risk
- Make informed lending recommendations in line with company risk appetite and investment strategy
- Work closely with brokers, borrowers, valuers, solicitors, and internal stakeholders throughout the deal lifecycle
- Build and maintain broker relationships through regular communication and market engagement
- Attend broker meetings and industry events to help strengthen the lender's presence within the market
- Manage a busy pipeline of opportunities, prioritising effectively while maintaining high service standards
- Support improvements to underwriting processes, policies, and operational procedures as the business grows
- Work collaboratively with the wider team, helping mentor and develop more junior analysts over time
Experience required:
- Ideally 3-5 years' experience within bridging, specialist finance, commercial mortgages, or a similar lending environment
- Understand the underwriting journey with the ability to assess complex credit opportunities
- Experience analysing financial information, property security, and borrower profiles
- Comfortable managing relationships with brokers and external stakeholders
- Strong communication skills with the confidence to represent the business externally
- Commercial mindset with the ability to understand opportunities as well as risk
- A proactive, entrepreneurial approach with the ambition to grow alongside the business
- Excel modelling skills, with the ability to analyse financial data and support informed lending decisions
Senior Underwriting Analyst employer: Stellar Select Limited
Stellar Select Limited is an excellent employer, offering a dynamic work environment in London where you can make a significant impact in the mortgage servicing sector. With a competitive salary, flexible working arrangements, and a strong focus on employee growth and process improvement, we foster a culture that values innovation and collaboration, ensuring that our team members thrive both personally and professionally.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Underwriting Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Stellar Select Limited. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Underwriting Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Stellar Select Limited.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Stellar Select Limited's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Stellar Select Limited
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Stellar Select Limited.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Stellar Select Limited will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Stellar Select Limited employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
