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- Tasks: Assess mortgage applications and ensure compliance with underwriting guidelines.
- Company: Join a leading specialist lender in property finance with a vibrant work culture.
- Benefits: Enjoy competitive salary, private healthcare, pension scheme, and 25 days annual leave.
- Why this job: Perfect for those looking to advance their career in mortgage underwriting and leadership.
- Qualifications: Experience in mortgage brokerage or lending, with strong problem-solving skills.
- Other info: Dynamic environment with excellent development opportunities and regular social events.
The predicted salary is between 36000 - 60000 £ per year.
Location: Watford
Salary: Competitive and based on experience
Hours: Monday to Friday 9 am to 5:30 pm
Benefits:
- Contributory Pension scheme
- Private Medical Healthcare
- Life Assurance
- Dental Plan
- Free eye tests
- Annual leave purchase scheme
- Social events
- Refreshments
- 25 days annual leave with bank and public holidays on top
- Perk box
- Superb development opportunities
About our Client: Our esteemed client is a distinguished specialist lender, renowned as one of Europe’s most rapidly advancing leaders in property finance and specialised lending. They consistently strive to exceed expectations and deliver outcomes that go above and beyond with the customer always in mind. They have made substantial investments in their office space, ensuring it serves as an optimal setting for their dedicated staff to not only work but also thrive.
About the Mortgage Underwriter: This job opportunity is ideal for a mortgage underwriter with prior experience in a brokerage or packaging setting, eager to refine their skills within a mortgage lending environment. Additionally, seasoned 2nd charge underwriters from lending institutions seeking advancement opportunities will find this position appealing, particularly if they aspire to grow into leadership roles. You will be required to take ownership of allocated cases from inception through to completion. The salary is negotiable based on the level of experience.
Responsibilities of the Mortgage Underwriter:
- Enter and update borrower data on the lending platform.
- Ensure all aspects of the loans are recorded accurately on the CRM and meet underwriting guidelines.
- Assess the mortgage application to ensure all aspects of our underwriting criteria are met.
- Provide concise and accurate updates to brokers.
- Proactively chase brokers for outstanding requirements.
- Ensure all underwriting is in line with Company policy and within regulation.
- Ensure that all cases are Underwritten within the group’s Risk appetite.
- Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
- Maintaining a pipeline of cases, overseeing cases from inception through to completion.
- Maintain broker relationships that are integral to the growth.
Experience required for Mortgage Underwriter:
- Experience working for a regulated business
- Work experience with a mortgage broker, packager or lender, underwriting or packaging residential or second charge applications
- Able to work in a fast-paced environment
- Be results driven
- Have good problem solving skills
Trusting Stellar Select: At Stellar Select, our commitment goes beyond recruitment; it’s about crafting experiences that elevate your career journey. We take pride in delivering excellent services to our candidates and always going the extra mile to ensure your success. Our foundation is built on openness and transparency.
Here’s what our complimentary service includes:
- Expert Consultants: We are your allies, dedicated to understanding your goals and guiding you toward success.
- Industry Expertise: Benefit from our in-depth knowledge of the industry, providing you with insights that set you apart in your career.
- 1-2-1 Experience Discussion: Your experiences matter. Engage in personalised discussions about your journey and how it aligns with the job role.
- Interview Preparation: Step into interviews with confidence. We provide thorough preparation to ensure you shine in every interaction.
- Negotiation of Job Offers: We’ll manage the negotiations on your behalf, aiming for offers that align with your expectations.
- Market Insights: Stay informed with the financial market insights that empower you to make informed career decisions.
- Recruitment Process Updates: No more uncertainty. We keep you in the loop with regular updates on your recruitment process.
- Matching to Other Roles: Your journey doesn’t end with one opportunity. We explore matches to other roles based on your experience and interests.
- Referral Programs: Spread the word and be rewarded.
For more information regarding the role of Mortgage Underwriter - 2nd Charges please contact us.
Mortgage Underwriter employer: Stellar Select Limited
Contact Detail:
Stellar Select Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry, especially those who work with brokers or lenders. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Knowing about their commitment to employee development and vibrant work environment will help you stand out as a candidate who truly fits in.
✨Tip Number 3
Practice your pitch! Be ready to explain how your experience aligns with the role of a Mortgage Underwriter. Highlight your problem-solving skills and results-driven mindset to show you're the perfect fit.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re here to support you every step of the way, from interview prep to negotiating offers.
We think you need these skills to ace Mortgage Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Mortgage Underwriter role. Highlight your experience in brokerage or packaging settings, and showcase any relevant skills that align with the job description. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background makes you a perfect fit. Don’t forget to mention your problem-solving skills and results-driven mindset – we love that!
Showcase Your Experience: In your application, be sure to detail your experience with mortgage applications and underwriting criteria. We’re looking for someone who can take ownership of cases, so share examples of how you've successfully managed similar responsibilities in the past.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any updates. Plus, it’s super easy – just a few clicks and you’re done!
How to prepare for a job interview at Stellar Select Limited
✨Know Your Stuff
Before the interview, make sure you brush up on your knowledge of mortgage underwriting and the specific requirements for second charge applications. Familiarise yourself with the company's values and how they align with your own experience in the industry.
✨Showcase Your Experience
Be ready to discuss your previous roles in detail, especially any experience you've had in a brokerage or packaging setting. Highlight specific cases you've worked on and how you ensured compliance with underwriting guidelines, as this will demonstrate your capability to handle the responsibilities of the role.
✨Build Rapport
During the interview, focus on building a good relationship with the interviewer. Ask insightful questions about their team dynamics and company culture. This shows that you're not just interested in the job, but also in being a part of their vibrant work environment.
✨Prepare for Problem-Solving Scenarios
Expect to face some problem-solving scenarios during the interview. Prepare examples of challenges you've encountered in your previous roles and how you resolved them. This will showcase your critical thinking skills and your ability to thrive in a fast-paced environment.
