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For Companies At a Glance
- Tasks: Underwrite and assess Buy-to-Let mortgage applications while managing broker relationships.
- Company: Join a fast-growing, forward-thinking lender in Hertfordshire.
- Benefits: Competitive salary up to £60,000 plus benefits and a supportive work environment.
- Why this job: Take your underwriting skills to the next level and make a real impact.
- Qualifications: Experience in Buy-to-Let underwriting and strong analytical skills required.
- Other info: Exciting career growth opportunities in a dynamic team.
The predicted salary is between 43200 - 72000 £ per year.
Overview
Job Title: Mortgage Underwriter – Buy to Let
Location: Hertfordshire
Salary: Up to £60,000 depending on experience + benefits
Hours: Monday to Friday 9 am to 5:30 pm
About the position of Mortgage Underwriter – Buy to Let:
Ideally, you\’ll have worked with a specialist lender, but we also welcome applications from underwriters with strong Buy-to-Let experience at high street banks.
This role offers an exciting chance to develop your expertise in complex mortgages within a fast-growing, forward-thinking business. You\’ll be responsible for underwriting and assessing BTL mortgage applications, managing broker relationships, and working closely with credit committees.
If you have a proven track record in BTL underwriting and are ready to take the next step in your career, this is an excellent opportunity to join a successful lender with ambitious growth plans.
Responsibilities
- Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.
- Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.
- Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
- Recommending and referring cases to Credit Committee where credit committee approval required.
- Liaising with introducers, valuers and solicitors.
- Overseeing cases from inception through to completion.
Experience and skills required
- Mandated underwriting experience, specifically within Buy-to-Let mortgages
- Proven ability to assess loan documentation and valuation reports, identifying and flagging any concerns
- Strong track record of carrying out thorough checks on applicants and properties to determine loan suitability
- Experience managing a mortgage application pipeline, proactively chasing missing information and providing timely updates to introducers
- Confident in recommending and referring cases to Credit Committee for approval when required
- Skilled in liaising with introducers, valuers, and solicitors to ensure smooth case progression
- Demonstrated ability to manage cases from inception through to completion
For more information regarding the role of Mortgage Underwriter – Buy to Let please contact us
Stellar Select is acting as an employment agency and is a corporate member of the REC.
Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.
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Mortgage Underwriter employer: Stellar Select Limited
Contact Detail:
Stellar Select Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry, especially those who work with Buy-to-Let. A friendly chat can lead to insider info about job openings that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your underwriting knowledge. Be ready to discuss specific cases you've handled and how you managed complex situations. We want to see your expertise shine!
✨Tip Number 3
Don’t forget to follow up after interviews! A quick thank-you email can keep you fresh in their minds and show your enthusiasm for the role. It’s a small gesture that can make a big difference.
✨Tip Number 4
Apply through our website for the best chance at landing that Mortgage Underwriter position. We’re always looking for talented individuals like you, so don’t hesitate to showcase your skills!
We think you need these skills to ace Mortgage Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Mortgage Underwriter role. Highlight your experience with Buy-to-Let mortgages and any relevant skills that match the job description. We want to see how your background fits with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about underwriting and how your experience aligns with our needs. Keep it concise but engaging – we love a good story!
Showcase Your Achievements: Don’t just list your responsibilities; showcase your achievements in previous roles. Did you streamline a process or improve turnaround times? We want to know how you've made an impact in your past positions!
Apply Through Our Website: We encourage you to apply through our website for the best chance of success. It’s straightforward, and we’ll be able to track your application easily. Plus, it shows us you’re keen on joining our team!
How to prepare for a job interview at Stellar Select Limited
✨Know Your Stuff
Make sure you brush up on your knowledge of Buy-to-Let mortgages and the underwriting process. Familiarise yourself with common loan documentation and valuation reports, as well as any recent changes in regulations that might affect the role.
✨Showcase Your Experience
Be ready to discuss your previous experience in underwriting, especially with specialist lenders or high street banks. Prepare specific examples of how you've assessed loan applications and managed a pipeline, highlighting any challenges you faced and how you overcame them.
✨Build Rapport with Brokers
Since you'll be managing broker relationships, think about how you can demonstrate your communication skills. Share examples of how you've successfully liaised with introducers, valuers, and solicitors in the past to ensure smooth case progression.
✨Prepare Questions
Have a few thoughtful questions ready to ask at the end of the interview. This shows your interest in the role and the company. You might want to ask about their growth plans or how they support their underwriters in professional development.
