At a Glance
- Tasks: Lead a team of underwriters and manage your own pipeline of bridging loan deals.
- Company: Dynamic lending company with a focus on innovation and teamwork.
- Benefits: Generous salary, private medical insurance, and 25 days annual leave.
- Other info: Enjoy a vibrant office culture with regular social events and professional development.
- Why this job: Make impactful credit decisions in a fast-paced, growing environment.
- Qualifications: Experience in bridging underwriting and strong leadership skills required.
The predicted salary is between 48000 - 64000 £ per year.
Location: Borehamwood Hybrid 1 day WFH
Salary: Up to circa £80,000 DOE
Hours: Monday to Friday 9 am to 5.30 pm
Benefits:
- 25 days annual leave plus bank holidays
- Private medical insurance
- Employer contributory pension scheme
- Quarterly social events
- State-of-the-art office/ Top-of-the-range IT setup and equipment
- In-house chefs providing breakfast, lunch, and snacks Monday-Friday
- Bicycle hire scheme
- Monthly incentives, including "Star of the Month" and birthday vouchers
- Early Friday finish
- Regular in-house learning and development sessions
- Electric car and cycle-to-work scheme
- Life insurance
- Annual discretionary bonus
About the role:
This is a hands-on, senior role where you will oversee a team of underwriters and origination staff, ensuring high-quality credit decisions and efficient workflows. You will maintain your own pipeline of deals, present cases to credit committees, and build strong relationships with brokers, solicitors, and valuers. This is an excellent opportunity for a commercially minded underwriter to bring technical expertise, leadership, and strategic insight to a fast-growing and dynamic lending environment.
Responsibilities:
- Manage a team of underwriters and origination staff, overseeing workflows and performance.
- Underwrite bridging loan applications from start to finish, ensuring adherence to lending policies.
- Maintain a personal pipeline of deals while supporting team workloads.
- Assess risk continuously and provide clear, commercially aware credit decisions.
- Present cases to credit committees, clearly outlining borrower risk, asset strength, and lending rationale.
- Build and maintain strong relationships with brokers, solicitors, valuers, and other stakeholders.
- Monitor team KPIs, deadlines, and productivity to ensure high-quality, efficient outcomes.
- Identify opportunities to improve underwriting processes, policies, and efficiencies.
- Collaborate with finance and treasury teams to ensure timely funding of cases.
- Keep up-to-date with regulatory requirements and industry best practices in both regulated and unregulated bridging lending.
Experience required:
- Experience in both regulated and unregulated bridging is highly desirable.
- Proven ability to manage a team or have held a senior role along with a personal deal pipeline.
- Strong track record in credit assessment and presenting cases to committees.
For more information regarding this role, please get in touch with us.
Senior Bridging Underwriter in Borehamwood employer: Stellar Select Limited
Stellar Select Limited is an excellent employer, offering a dynamic work environment in London where you can make a significant impact in the mortgage servicing sector. With a competitive salary, flexible working arrangements, and a strong focus on employee growth and process improvement, we foster a culture that values innovation and collaboration, ensuring that our team members thrive both personally and professionally.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Bridging Underwriter in Borehamwood
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry, attend relevant events, and don’t be shy about letting people know you’re on the hunt for a Senior Bridging Underwriter role. You never know who might have the inside scoop on an opportunity!
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge and leadership skills. Be ready to discuss your experience with credit assessments and team management. We want to see how you can bring your expertise to our dynamic lending environment!
✨Tip Number 3
Showcase your personality! When you get the chance to meet potential employers, let your passion for bridging underwriting shine through. We love candidates who can build strong relationships and communicate effectively with brokers and stakeholders.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always looking for talented individuals who can contribute to our team and help us improve our underwriting processes.
We think you need these skills to ace Senior Bridging Underwriter in Borehamwood
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Bridging Underwriter role. Highlight your experience in both regulated and unregulated bridging, and don’t forget to showcase your leadership skills and credit assessment track record.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for our team. Mention specific experiences that relate to managing teams and making high-quality credit decisions.
Showcase Your Achievements:When detailing your past roles, focus on your achievements rather than just responsibilities. Use numbers and examples to illustrate how you’ve improved processes or led successful projects in underwriting.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at Stellar Select Limited
✨Know Your Numbers
As a Senior Bridging Underwriter, you'll need to demonstrate your understanding of credit assessment and risk management. Brush up on key metrics and figures relevant to bridging loans, and be ready to discuss how you've successfully managed your own pipeline in the past.
✨Showcase Your Leadership Skills
Since this role involves managing a team, be prepared to share specific examples of how you've led teams in the past. Highlight your approach to overseeing workflows and performance, and discuss any strategies you've implemented to improve team efficiency.
✨Build Relationships
Strong relationships with brokers, solicitors, and valuers are crucial. Think of instances where you've successfully built these connections and how they benefited your previous roles. Be ready to explain your approach to maintaining these relationships in a fast-paced environment.
✨Stay Current with Industry Trends
The bridging lending landscape is always evolving. Make sure you're up-to-date with the latest regulatory requirements and industry best practices. Bring this knowledge into the conversation to show that you're not just experienced, but also proactive about staying informed.
