At a Glance
- Tasks: Review and approve complex credit proposals, providing expert oversight in SME Lending and Asset Finance.
- Company: Join a well-established UK banking group with a collaborative and impactful culture.
- Benefits: Hybrid working model, competitive salary, and opportunities for professional growth.
- Why this job: Make significant decisions that shape lending policies and drive business success.
- Qualifications: 10+ years of credit underwriting experience and strong analytical skills.
- Other info: Engage with senior stakeholders and contribute to high-value lending decisions.
The predicted salary is between 36000 - 60000 £ per year.
Statera Talent are partnering with a well-established UK banking group with multiple specialist lending businesses to hire a senior credit professional into a central, high-impact role. The role is hybrid, with one fixed day per week in Solihull and a second office day that can be based in either London or Solihull again. This position sits within a small, experienced Credit Risk team that acts as the escalation point for complex, high-value, and out-of-policy lending decisions across the group.
You will operate as a senior underwriter within the group Credit Risk function, reviewing and approving cases that sit above local mandates or fall outside policy. Your focus area will be SME Lending and Asset Finance, though you will also support other portfolios when volumes require it.
- Reviewing and approving complex, high-value credit proposals above mandate
- Acting as the SME and Asset Finance specialist within the Credit Risk team
- Applying second-line oversight and challenge to underwriting decisions
- Restructuring and strengthening credit recommendations where needed
- Supporting credit committees and sanctioning processes
- Working closely with underwriting teams across the business lines
- Contributing to credit policy, risk appetite, and portfolio oversight
This is a hands-on credit role. You will stay close to decisions, judgement calls, and real risk, rather than purely reviewing papers at arm's length.
Background we are looking for:
- 10+ years' credit underwriting experience
- Senior personal mandates at seven-figure levels or above
- Strong commercial underwriting and balance sheet analysis skills
- Direct exposure to SME Lending and/or Asset Finance
- Broader awareness of other lending types such as Buy to Let or Property is beneficial
- Comfortable operating in a regulated banking environment
- Confident engaging with senior stakeholders and challenging constructively
If you are a senior credit professional who enjoys complex underwriting, meaningful authority, and being trusted to make proper risk decisions, this is a role worth exploring.
Corporate Credit Risk Manager employer: Statera Talent
Contact Detail:
Statera Talent Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Corporate Credit Risk Manager
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and credit risk sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your technical skills and industry knowledge. Be ready to discuss complex underwriting scenarios and how you’ve tackled them in the past. Show them you’re not just a paper pusher but someone who thrives on real risk decisions.
✨Tip Number 3
When you apply, make sure to highlight your senior mandates and experience with SME Lending and Asset Finance. Tailor your approach to show how your background aligns perfectly with the role. We want to see that you’re the right fit for their high-impact team!
✨Tip Number 4
Don’t forget to follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. It shows your enthusiasm for the role and gives you another chance to reiterate why you’re the best candidate for the job.
We think you need these skills to ace Corporate Credit Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the specific skills and experiences that align with the Corporate Credit Risk Manager role. Highlight your 10+ years of credit underwriting experience and any senior mandates you've held, especially in SME Lending and Asset Finance.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this high-impact role. Mention your hands-on approach to credit decisions and how you’ve successfully engaged with senior stakeholders in the past.
Showcase Relevant Achievements: Don’t just list your responsibilities; showcase your achievements! Include specific examples of complex credit proposals you've reviewed or approved, and how your contributions have positively impacted previous teams or organisations.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensure it gets the attention it deserves!
How to prepare for a job interview at Statera Talent
✨Know Your Numbers
As a Corporate Credit Risk Manager, you'll need to demonstrate your strong commercial underwriting and balance sheet analysis skills. Brush up on key metrics and be ready to discuss specific examples from your past experience where you've successfully managed high-value credit proposals.
✨Understand the Business
Familiarise yourself with the banking group's lending businesses, especially in SME Lending and Asset Finance. Show that you understand their risk appetite and how your role will contribute to their overall strategy. This will help you engage confidently with senior stakeholders during the interview.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your decision-making skills in complex underwriting situations. Think of examples where you've had to challenge underwriting decisions or restructure credit recommendations, and be ready to explain your thought process.
✨Showcase Your Teamwork Skills
This role involves working closely with various underwriting teams and supporting credit committees. Be prepared to discuss how you've collaborated with others in the past, particularly in high-pressure situations, and how you can bring that teamwork mentality to the Credit Risk team.