Customer Service Property Claims Handler
Customer Service Property Claims Handler

Customer Service Property Claims Handler

Bristol Full-Time 15600 - 36400 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Help customers with property claims, using empathy and problem-solving skills.
  • Company: Join NFU Mutual, a top-rated insurer focused on customer satisfaction and community support.
  • Benefits: Enjoy hybrid working, competitive salary, annual bonus, and generous leave policies.
  • Why this job: Make a real difference in people's lives while working in a supportive, friendly team.
  • Qualifications: No insurance experience needed; just bring your people skills and a positive attitude.
  • Other info: Flexible hours available after probation; inclusive workplace celebrating diversity.

The predicted salary is between 15600 - 36400 £ per year.

  • No insurance experience needed – just bring your people skills and we’ll do the rest, with full training and support from an award-winning insurer that’s ready to invest in you.
  • Working hours: 35 hour working week, Monday to Friday with no weekend work
  • Hybrid working – with up to 80% homeworking and 20% in Bristol after a successful training period. You\’ll also have the chance to extend your contractual hours up to 40 per week, with condensed working hours optional following probation.
  • Salary: Up to £26,000 depending on experience + up to 10% annual bonus

About the role

If you’re someone who enjoys solving problems, speaking with people and making a difference, this could be a brilliant opportunity to try something new. As a Property Claims Handler in our Bristol office, you’ll be part of a close-knit team helping customers when they need us most – whether it’s storm damage, a burst pipe, or something that’s caused unexpected disruption to their home.

At NFU Mutual, we do things differently. As a mutual, we’re owned by our customers rather than shareholders, which means we’re always focused on doing the right thing. We pay out on 98% of claims and look for ways to help our customers, not reasons to say no. It makes the role all the more rewarding as you’ll be helping people move forward during what can be a really stressful time.

You’ll manage property claims from start to finish, using your judgement and empathy to make fair decisions and guide customers through the process. You’ll work closely with NFU Mutual Agents, customers and third parties to gather the right information, keep things moving, and ensure everyone’s kept in the loop.

You don’t need to have insurance experience – we’ll give you all the training and support you need, including:

  • A structured induction with classroom learning, shadowing and one-to-one support
  • Ongoing guidance from your Team Leader and experienced colleagues
  • A personal development plan that grows with you

Once you\’re up to speed, you’ll enjoy hybrid working – up to 80% from home – and a 35-hour week with no weekend shifts. The team are friendly, down-to-earth and genuinely supportive – everyone works together towards shared goals and takes real pride in doing a great job for our customers. We regularly get involved in charity and community events too, so there’s a real sense of purpose and belonging.

Day to day, you’ll:

  • Speak with customers, NFU Mutual Agents and suppliers to understand what’s happened
  • Investigate and assess property claims fairly and thoroughly
  • Make confident decisions while keeping empathy and clarity front of mind
  • Identify any signs of potential fraud and take appropriate steps

Our Claims team plays a huge role in why 94–96% of our customers choose to stay with us each year. We’ve also been recognised by Which? as a top insurer for customer satisfaction, and the work our Claims Handlers do is right at the heart of that success.

Recruitment process: Our recruitment process consists of a few simple steps: an online application form, a friendly introduction call with a member of our Talent Acquisition team, and a skills-focused interview at our Bristol office. Interviews will be held in week commencing 18th August.

This vacancy may close early depending on application volumes, so we recommend getting your application in as soon as possible!

About you

You’ll play a key role in helping our customers when they need us most – handling property claims with care, clarity, and confidence. Whether you’ve worked in insurance before or you’re looking to step into something new, we’ll give you the training and support to thrive. You’ll be confident using IT systems, enjoy working with others, and bring a positive, can-do attitude to a fast-paced and varied role.

To succeed in this role, you’ll bring a great mix of people skills and practical ability, including:

  • Customer focus and empathy – You genuinely care about doing the right thing, with recent experience in a customer-facing environment where you\’ve handled queries, offered support, and guided people through what can often be a stressful time.
  • Effective communication and collaboration – You’re clear and confident when speaking or writing, and work well with others to share ideas, solve problems and support shared goals.
  • Problem solving and adaptability – You can think on your feet, adapt to changing situations, and find practical, fair solutions – even when things get a little unpredictable.
  • Time management, organisation and prioritisation – You’re able to stay on top of a busy workload, knowing what to focus on and when, without losing sight of the detail.
  • Comfort in a fast-paced environment – You stay calm under pressure and enjoy the variety that comes with a busy, ever-changing day.
  • Eagerness to learn and technical confidence – You’re quick to pick up new systems (like Microsoft Office) and keen to grow your skills – and if you’ve got claims or insurance experience already, even better.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We\’re proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

  • Salary up to £26,000 per annum
  • Annual bonus (up to 10% of salary)
  • Contributory pension scheme, up to 20%, including your 8% contribution
  • 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
  • A Family Friendly policy that helps you balance your work and family responsibilities
  • Access to savings at High Street brands, travel and supermarkets
  • £20 contribution to a monthly gym membership – subject to T&Cs
  • Health and wellbeing plan – cashback for dentist, opticians, physio and more
  • Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
  • Employee Volunteering – volunteer in the community for one day each year
  • Unlimited access to Refer a Friend £500 bonus scheme
  • Life Assurance cover of 4 x salary
  • Employee discounts of 15% on a range of NFU Mutual insurance policies.

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us.

We pride ourselves on being “a great place to work” and our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction but also named us as the first UK-based company to receive a Gallup Exceptional Workplace for ten years in a row. We are also the only Insurer to feature in the LinkedIn Top 15 Companies 2025 list of ‘Best midsize employers to grow your career in the UK’, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.

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Customer Service Property Claims Handler employer: Starr Underwriting

At NFU Mutual, we pride ourselves on being an exceptional employer, offering a supportive and inclusive work culture that prioritises employee growth and well-being. With a hybrid working model allowing up to 80% homeworking, a generous benefits package including a contributory pension scheme, annual bonuses, and a commitment to community involvement, our Bristol office is a fantastic place for individuals looking to make a meaningful impact while enjoying a balanced work-life environment.
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Contact Detail:

Starr Underwriting Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Customer Service Property Claims Handler

✨Tip Number 1

Familiarise yourself with common property claims scenarios, such as storm damage or burst pipes. Understanding these situations will help you speak confidently during your interview and demonstrate your problem-solving skills.

✨Tip Number 2

Practice your communication skills by engaging in role-play scenarios with friends or family. This will prepare you for the customer interactions you'll face in the role and show your ability to empathise and guide customers through stressful situations.

✨Tip Number 3

Research NFU Mutual's values and their approach to customer service. Being able to articulate how your personal values align with theirs can set you apart and show that you're genuinely interested in being part of their team.

✨Tip Number 4

Prepare questions to ask during your interview about the training and support provided. This shows your eagerness to learn and grow within the company, which is something they value highly.

We think you need these skills to ace Customer Service Property Claims Handler

Customer Focus and Empathy
Effective Communication Skills
Collaboration Skills
Problem-Solving Skills
Adaptability
Time Management
Organisational Skills
Prioritisation Skills
Ability to Work Under Pressure
Technical Confidence with IT Systems
Microsoft Office Proficiency
Attention to Detail
Positive Attitude
Ability to Handle Stressful Situations

Some tips for your application 🫡

Highlight Your People Skills: Since the role focuses on customer interaction, emphasise your people skills in your application. Share specific examples of how you've successfully handled customer queries or provided support in previous roles.

Showcase Problem-Solving Abilities: The job requires effective problem-solving skills. Include instances where you've had to think on your feet and adapt to changing situations, demonstrating your ability to find practical solutions.

Tailor Your CV and Cover Letter: Make sure your CV and cover letter are tailored to the job description. Use keywords from the job listing, such as 'empathy', 'communication', and 'time management', to show that you understand the role and its requirements.

Express Eagerness to Learn: Since no prior insurance experience is needed, express your eagerness to learn and grow within the company. Mention any relevant training or skills you've acquired that would help you succeed in this role.

How to prepare for a job interview at Starr Underwriting

✨Showcase Your People Skills

Since the role focuses heavily on customer interaction, be prepared to share examples of how you've successfully handled customer queries or resolved issues in the past. Highlight your empathy and ability to connect with people.

✨Demonstrate Problem-Solving Abilities

Think of specific situations where you had to think on your feet and adapt to changing circumstances. Discuss how you approached these challenges and the solutions you implemented, as this will resonate well with the interviewers.

✨Communicate Clearly and Confidently

Effective communication is key in this role. Practice articulating your thoughts clearly, both verbally and in writing. Be ready to explain complex ideas simply, as this will show your ability to guide customers through stressful situations.

✨Express Your Eagerness to Learn

Since no prior insurance experience is required, emphasise your willingness to learn and grow within the company. Mention any relevant skills or experiences that demonstrate your adaptability and technical confidence, especially with IT systems.

Customer Service Property Claims Handler
Starr Underwriting

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