At a Glance
- Tasks: Join our team to develop and maintain credit risk models that make a real impact.
- Company: Starling Bank, a leader in innovative banking with a focus on diversity and inclusion.
- Benefits: Enjoy 25 days holiday, private medical insurance, and flexible working options.
- Other info: Dynamic work environment with opportunities for professional growth and community involvement.
- Why this job: Be part of a critical team shaping the future of credit risk management.
- Qualifications: 3-5 years in credit risk modelling and proficiency in Python required.
The predicted salary is between 50000 - 60000 £ per year.
We are looking for a talented and passionate Impairment modeller to join our Credit Risk Modelling Team. Our team plays a critical role in developing and maintaining credit risk models across Starling. If you have experience in credit risk model development in either of these areas, and are eager to be part of the team that plays a vital role in credit risk management, we want to hear from you!
Responsibilities
- Developing, executing and maintaining IFRS 9 models.
- Working closely with stakeholders to ensure that model developments meet business requirements.
- Producing detailed model documentation, including methodology, assumptions, and limitations.
- Monitoring model performance and conducting regular reviews to ensure accuracy and stability.
- Collaborating with model validation teams to address any findings and ensure models are robust.
Qualifications
- Ideally a minimum 3-5 years’ experience in developing credit risk models.
- Proficient in the use of analytical tools, specifically Python.
- Graduate level education preferable, ideally in a numerical degree (or an equivalent work experience).
- Good knowledge of regulatory and risk management guidelines relating to credit risk, including IFRS 9.
- Organised, flexible and adaptable, with the ability to switch between tasks seamlessly.
- Strong problem-solving skills and attention to detail.
- Excellent communication and teamwork abilities.
Benefits
- 25 days holiday (plus take your public holiday allowance whenever works best for you)
- An extra day’s holiday for your birthday
- Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
- 16 hours paid volunteering time a year
- Salary sacrifice, company enhanced pension scheme
- Life insurance at 4x your salary
- Private Medical Insurance with VitalityHealth including mental health support and cancer care.
- Partner benefits include discounts with Waitrose, Mr Mrs Smith and Peloton
- Generous family-friendly policies
- Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
- Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships
Equal Employment Opportunity
Starling Bank is an equal opportunity employer, and we’re proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.
Senior Impairment Modelling Analyst in Cardiff employer: Starling
Starling Bank is an exceptional employer that prioritises employee well-being and professional growth, offering a vibrant work culture where innovation thrives. With generous benefits such as 25 days of holiday, enhanced pension schemes, and a commitment to diversity and inclusion, employees are empowered to excel in their roles while enjoying a healthy work-life balance. Located in a dynamic environment, the Credit Risk Modelling Team plays a crucial role in shaping the future of credit risk management, making it an exciting place for passionate analysts to contribute meaningfully.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Impairment Modelling Analyst in Cardiff
✨Network Like a Pro
Get out there and connect with folks in the industry! Attend meetups, webinars, or even just grab a coffee with someone who works in credit risk modelling. Building relationships can open doors that a CV just can't.
✨Show Off Your Skills
When you get the chance to chat with potential employers, make sure to highlight your experience with IFRS 9 models and Python. Share specific examples of your work and how it made an impact. We want to see your passion shine through!
✨Prepare for the Interview
Do your homework on Starling Bank and its credit risk management practices. Be ready to discuss how your skills align with their needs. Practise common interview questions and think about how you can demonstrate your problem-solving abilities.
✨Apply Through Our Website
Don't forget to apply directly through our website! It shows you're genuinely interested and makes it easier for us to find your application. Plus, we love seeing candidates who take that extra step!
We think you need these skills to ace Senior Impairment Modelling Analyst in Cardiff
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Impairment Modelling Analyst role. Highlight your experience in credit risk model development and any relevant projects you've worked on. We want to see how your skills align with what we're looking for!
Showcase Your Skills:Don’t forget to showcase your analytical skills, especially your proficiency in Python. Include specific examples of how you've used these tools in your previous roles. This will help us see your technical capabilities right off the bat!
Be Clear and Concise:When writing your cover letter, be clear and concise about why you’re a great fit for our team. Use straightforward language and get straight to the point. We appreciate directness and clarity in communication!
Apply Through Our Website:Finally, make sure to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. We can’t wait to hear from you!
How to prepare for a job interview at Starling
✨Know Your Models Inside Out
Make sure you’re well-versed in IFRS 9 models and can discuss your experience with credit risk model development. Be ready to explain the methodologies you've used, the assumptions behind them, and any limitations you've encountered.
✨Showcase Your Analytical Skills
Since proficiency in Python is key for this role, brush up on your coding skills. Prepare to demonstrate how you've used analytical tools in past projects, and be ready to tackle a technical question or two during the interview.
✨Communicate Clearly and Effectively
Strong communication is crucial, especially when collaborating with stakeholders and validation teams. Practice explaining complex concepts in simple terms, and think of examples where your communication skills made a difference in a project.
✨Be Ready to Discuss Regulatory Knowledge
Familiarise yourself with the regulatory and risk management guidelines related to credit risk. Be prepared to discuss how these regulations impact model development and performance monitoring, showing that you understand the bigger picture.
