At a Glance
- Tasks: Lead the development of innovative impairment models and collaborate with stakeholders.
- Company: Join Starling, a disruptive tech bank transforming how people manage money.
- Benefits: Enjoy 25 days holiday, private medical insurance, and flexible working options.
- Other info: Diverse and inclusive workplace with excellent career growth opportunities.
- Why this job: Make a real impact in reshaping banking with a passionate team.
- Qualifications: 5-10 years in impairment modelling and strong leadership skills required.
The predicted salary is between 70000 - 90000 £ per year.
Hello, we're Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We're a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We're a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,500 people across our London, Southampton, Cardiff and Manchester offices.
We are looking for a talented and passionate Impairment Lead to join our Credit Risk Modelling Team. Our team plays a critical role in developing and maintaining credit risk models across Starling.
As Impairment Modelling Lead, you will be responsible for:
- Owning the end to end development, execution and maintenance of IFRS 9 models
- Working closely with stakeholders to ensure that model developments meet business requirements
- Producing detailed model documentation, including methodology, assumptions, and limitations
- Monitoring model performance and conducting regular reviews to ensure accuracy and stability
- Collaborating with model validation teams to address any findings and ensure models are robust
Requirements:
- Ideally a minimum 5-10 years' experience in developing impairment models
- Strong experience in team leadership roles
- Proficient in the use of analytical tools, specifically Python
- Graduate level education preferable, ideally in a numerical degree (or an equivalent work experience)
- A proven ability to interpret and comply with regulatory requirements
- Proven experience in influencing, negotiation and relationship management
- Organised, flexible and adaptable, with the ability to switch between tasks seamlessly
- Strong problem-solving skills and attention to detail
- Excellent communication and teamwork abilities
Benefits:
- 25 days holiday (plus take your public holiday allowance whenever works best for you)
- An extra day's holiday for your birthday
- Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
- 16 hours paid volunteering time a year
- Salary sacrifice, company enhanced pension scheme
- Life insurance at 4x your salary
- Private Medical Insurance with VitalityHealth including mental health support and cancer care
- Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
- Generous family-friendly policies
- Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
- Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships
You may be put off applying for a role because you don't tick every box. Forget that! While we can't accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren't sure if you're 100% there yet, get in touch anyway. We're on a mission to radically reshape banking - and that starts with our brilliant team. Whatever came before, we're proud to bring together people of all backgrounds and experiences who love working together to solve problems.
Starling Bank is an equal opportunity employer, and we're proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.
By submitting your application, you agree that Starling Bank may collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we may process, where we may process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.
Impairment Modelling Lead in Cardiff employer: Starling
At Starling Bank, we pride ourselves on being a forward-thinking employer that combines the innovation of a tech company with the stability of a fully licensed bank. Our inclusive work culture fosters collaboration and creativity, offering employees ample opportunities for professional growth and development. With generous benefits such as enhanced holiday allowances, private medical insurance, and a commitment to diversity, we ensure that our team members feel valued and empowered to make a meaningful impact in reshaping the banking experience.
StudySmarter Expert Advice🤫
We think this is how you could land Impairment Modelling Lead in Cardiff
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, attend meetups, and connect with people on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching Starling Bank and its culture. Understand their mission and values, and think about how your skills as an Impairment Modelling Lead align with what they’re looking for. This will help you stand out!
✨Tip Number 3
Practice your storytelling skills! Be ready to share specific examples of your past experiences, especially those that highlight your leadership and problem-solving abilities. We want to hear how you've tackled challenges in your previous roles.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the Starling team. Let’s make banking better together!
We think you need these skills to ace Impairment Modelling Lead in Cardiff
Some tips for your application 🫡
Show Your Passion:When you're writing your application, let your enthusiasm for the role shine through! We want to see why you're excited about being an Impairment Modelling Lead at Starling and how you can contribute to our mission.
Tailor Your CV:Make sure your CV is tailored to the job description. Highlight your experience in developing impairment models and any leadership roles you've held. We love seeing how your skills align with what we're looking for!
Be Clear and Concise:Keep your application clear and to the point. Use bullet points where possible to make it easy for us to read. We appreciate a well-structured application that gets straight to the important bits!
Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Starling
✨Know Your Models Inside Out
As an Impairment Modelling Lead, you'll need to demonstrate a deep understanding of IFRS 9 models. Brush up on your knowledge of model development, execution, and maintenance. Be ready to discuss specific examples from your past experience that showcase your expertise in this area.
✨Showcase Your Leadership Skills
With strong experience in team leadership roles being a requirement, prepare to share how you've successfully led teams in the past. Think about times when you influenced stakeholders or navigated challenges, and be ready to discuss your approach to fostering collaboration and communication within your team.
✨Be Ready for Technical Questions
Since proficiency in analytical tools like Python is crucial, expect technical questions that test your skills. Brush up on your coding abilities and be prepared to solve problems on the spot. Practising common modelling scenarios can help you feel more confident during these discussions.
✨Understand the Business Context
Starling Bank values candidates who can align model developments with business requirements. Research the bank's mission and values, and think about how your work can contribute to their goals. Being able to articulate this connection will show that you're not just technically skilled but also a good cultural fit.
