Banking was broken - so we decided to fix it. Fast technology, fair service and honest values. All at the tap of a phone, all the time. We built Britain’s first digital bank. One hard-won banking licence later, we set about giving people a new way to spend, save and manage their money (and take better care of the planet, too). We’re changing banking for good. Back then, we were obsessed with unravelling the knotty world of finance and solving people’s problems rather than selling them stuff. Over four million accounts (and four account types!). Headquartered in London with offices in Cardiff, Dublin, Manchester and Southampton. Recommended Provider and Britain's Best Banking Brand. From our approach to working together and sustainability to how we build our products, our decisions need to make the world - and Starling - a better place to be. Everyone at Starling is essential to our mission, which is really quite simple: to solve our customer’s problems - and build the best bank in the world!And now we're providing Starling to other banks, via a Software-as-a-Service (SaaS) proposition through our subsidiary Engine, using the proprietary technology platform that it uses to power our own bank.As Senior Legal Counsel - SBL Legal, you’ll primarily primarily manage and work on retail financial products and services. What you'll be doingProviding expert legal advice on retail banking products, consumer credit and payments propositions, and strategic initiatives. From concept through to implementation, for both retail consumers and SME businesses.Interpreting regulatory change and translating it into practical, commercially focused advice on the impact across the business.Horizon-scanning for upcoming regulatory developments and helping the business prepare early.Identifying and assessing areas of legal and regulatory risk in line with the enterprise risk management framework, balancing commercial objectives with the delivery of good customer outcomes.Attending governance fora and providing legal input into key decisions and approvals.Supporting product and engineering squads day-to-day, giving them clear, pragmatic guidance they can act on.Working alongside Compliance, Financial Crime and Risk (second and third lines), and engaging with regulators (FCA/PRA) where required.RequirementsUK-qualified lawyer with a strong academic record, excellent legal training, and 5+ years PQE gained at a law firm and/or in-house.Deep technical regulatory legal knowledge and experience of advising on the Consumer Credit Act, Financial Services and Markets Act, FCA Handbook (CONC, BCOBs, COBs, Consumer Duty) and the Payment Services Regulations.Strong commercial judgement and ability to provide pragmatic, risk-based advice.Benefits25 days holiday (plus take your public holiday allowance whenever works best for you)An extra day’s holiday for your birthdayAnnual leave is increased with length of service, and you can choose to buy or sell up to five extra days off16 hours paid volunteering time a yearSalary sacrifice, company enhanced pension schemeLife insurance at 4x your salaryPrivate Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and PelotonGenerous family-friendly policiesPerkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perksAccess to initiatives like Cycle to Work and Salary Sacrificed Gym partnershipsAbout UsYou may be put off applying for a role because you don't tick every box. While we can’t accommodate every flexible working request, we're always open to discussion. We’re on a mission to radically reshape banking - and that starts with our brilliant team. Starling Bank is an equal opportunity employer, and we’re proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.By submitting your application, you agree that Starling Bank may collect your personal data for recruiting and related purposes. Job SummaryID: 139C0B8CE2Department: Corporate Functions, LegalType: full time
Senior Legal Counsel - Banking/Finance in London employer: Starling Bank
At Engine by Starling, we pride ourselves on being an exceptional employer that champions innovation and collaboration within the banking technology sector. Our flexible working culture, generous benefits including 33 days of holiday and private medical insurance, and commitment to employee growth create a supportive environment where legal professionals can thrive. Located in a dynamic and rapidly growing company, you'll have the opportunity to work on impactful projects while enjoying a healthy work-life balance.
