At a Glance
- Tasks: Drive risk management and make credit decisions in a dynamic finance environment.
- Company: Join Standard Chartered Bank's innovative Specialised Finance Risk team in London.
- Benefits: Enjoy competitive salary, flexible working, and extensive wellbeing support.
- Other info: Embrace a culture of continuous learning and diversity.
- Why this job: Make impactful credit decisions while growing your career in a global bank.
- Qualifications: Experience in banking with strong credit risk and stakeholder management skills.
The predicted salary is between 80000 - 100000 £ per year.
We are seeking an experienced Senior Credit Manager in London to join our exciting global Specialised Finance Risk team at Standard Chartered Bank. The team focuses on project and export finance, leveraged and acquisition finance, shipping and aviation finance, and commercial real estate amongst other segments, which are key parts of Standard Chartered’s global strategy. The successful candidate will work with the Chief Credit Officer and other credit risk colleagues to drive risk management of the bank’s origination, underwriting, and portfolio.
Key Responsibilities
- Make final credit decisions and rating assessments using subject‑matter expertise.
- Risk manage a portfolio of unique counterparties and exposures with early‑stage detection of credit deterioration, including stress testing.
- Work actively with business teams to promote revenue growth while protecting Standard Chartered Bank against downside risks through identification, investigation, mitigation and management of risks.
- Engage in early‑stage deal screening and due diligence of new sponsors, borrowers and transactions, analyze complex situations to find solutions, and influence deal structuring for best‑in‑class underwriting standards.
- Present periodic portfolio and industry reviews with senior stakeholders and senior risk partners.
- Design, maintain and communicate risk control parameters to keep the risk profile in line with Group risk appetite.
Skills and Experience
- Ability to make credit risk decisions/recommendations with incomplete information to form a sound credit view within a compressed time schedule.
- Effective engagement with borrowers and sponsors.
- Experience in stakeholder management and ability to express and communicate a credit opinion (written and orally).
- Detailed understanding of creditor documentation.
- Strong ability to assess a diverse range of counterparties, asset classes and credit scenarios.
- Proficiency in stress testing.
Qualifications
- Industry expertise and agility in managing complex risk situations.
- Substantial experience at the highest level in banking, with demonstrated success in a similar role within the same product or business area.
- Track record of successful risk and control management across geographically dispersed and highly varied product bases.
- Strong understanding of credit risk, financial analysis and structuring, applied in lending decisions for single counterparty credit risk appetite, gained through an investment bank or structured finance group.
- Desire to grow and learn.
- Aware of and understand regulatory frameworks and requirements relevant to the role.
- Significant relationship management experience with external stakeholders at senior levels, including regulators.
What We Offer
- Competitive salary and benefits in line with the Fair Pay Charter, supporting mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteer leave (3 days), with a minimum of 30 days global standard for annual and public holiday leave.
- Flexible working options based around home and office locations.
- Proactive wellbeing support through Unmind, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and self‑help toolkits.
- Continuous learning culture with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Inclusive, values‑driven organisation that embraces unique diversity.
Senior Credit Manager, Global Specialised Finance Risk employer: Standard Chartered
Standard Chartered Bank is an exceptional employer, offering a dynamic work environment in London where innovation and collaboration thrive. With a strong commitment to employee wellbeing, competitive benefits, and a culture that prioritises continuous learning and diversity, we empower our team members to grow professionally while making impactful contributions to global finance. Join us to be part of a forward-thinking organisation that values your expertise and supports your career journey.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Manager, Global Specialised Finance Risk
✨Network Like a Pro
Get out there and connect with people in the finance industry! Attend events, join online forums, and don’t be shy about reaching out to folks on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Ace the Informational Interview
Set up informal chats with professionals already working in roles you’re interested in. This is your chance to ask questions, learn about their experiences, and get insider tips. Plus, it shows your genuine interest in the field, which can make a great impression!
✨Showcase Your Expertise
When you get the chance to meet potential employers, don’t hold back on sharing your knowledge. Discuss recent trends in credit risk management or share insights from your past experiences. We want to see your passion and expertise shine through!
✨Apply Through Our Website
Don’t forget to check out our careers page and apply directly through our website. It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and take the initiative to reach out!
We think you need these skills to ace Senior Credit Manager, Global Specialised Finance Risk
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Manager role. Highlight your experience in credit risk management and any relevant projects you've worked on. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our Specialised Finance Risk team. Share specific examples of your past successes and how they relate to the responsibilities outlined in the job description.
Showcase Your Stakeholder Management Skills:Since this role involves engaging with senior stakeholders, make sure to highlight your experience in stakeholder management. We love seeing how you’ve effectively communicated credit opinions and navigated complex situations in your previous roles.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at Standard Chartered Bank!
How to prepare for a job interview at Standard Chartered
✨Know Your Credit Risk Inside Out
Make sure you brush up on your credit risk knowledge before the interview. Understand the nuances of project and export finance, as well as leveraged and acquisition finance. Being able to discuss these areas confidently will show that you're not just familiar with the role but also passionate about it.
✨Prepare for Scenario-Based Questions
Expect to face questions that require you to analyse complex situations or make credit decisions with limited information. Practise articulating your thought process clearly and concisely, as this will demonstrate your ability to handle high-pressure situations effectively.
✨Showcase Your Stakeholder Management Skills
Be ready to discuss your experience in engaging with borrowers and sponsors. Prepare examples that highlight your relationship management skills, especially with senior stakeholders. This will help illustrate your ability to communicate a credit opinion effectively.
✨Familiarise Yourself with Regulatory Frameworks
Since understanding regulatory requirements is crucial for this role, take some time to review relevant regulations and frameworks. Being able to discuss how these impact credit risk management will set you apart from other candidates.
