At a Glance
- Tasks: Lead the strategy and delivery of innovative Cash Payments products.
- Company: Join a global bank making a positive impact in the financial sector.
- Benefits: Competitive salary, flexible working, generous leave, and wellbeing support.
- Other info: Be part of a diverse team that values inclusion and personal growth.
- Why this job: Shape the future of payments and drive meaningful client outcomes.
- Qualifications: Experience in product management and a passion for payments innovation.
The predicted salary is between 55000 - 65000 £ per year.
Are you passionate about the future of payments, financial infrastructure and helping clients move money? We’re looking for a Product Manager to join our Cash Product Team, leading the strategy, development and delivery of our Cash Payments products, including the UK FI Clearing and PayTech portfolio. This is an exciting opportunity to own products at the heart of the payments ecosystem, enabling financial institutions to move money efficiently, securely and at scale. You’ll work across operations, regulation and client needs to shape innovative solutions and client propositions that support the evolving payments landscape.
Why join us?
- Own a high-impact product portfolio with end-to-end responsibility for product strategy, delivery and commercial performance.
- Deliver meaningful client outcomes by solving complex challenges for corporate, financial institution and PayTech clients through modern clearing and payments solutions.
- Develop your leadership skills through strategic initiatives and cross-functional collaboration.
What you’ll be doing
- Define and execute the Cash Payments product strategy and roadmap across different client segments.
- Lead the end-to-end product lifecycle, from product design and delivery through to launch and ongoing optimisation.
- Engage directly with clients, industry partners and internal stakeholders to understand market needs and shape future product development.
- Define success metrics, monitor product performance and use data-driven insights to drive continuous improvement.
Who we’re looking for
- A product professional with a passion for shaping the future of payments.
- Someone who is equally comfortable defining long-term strategy and rolling up their sleeves to drive execution.
- A curious, forward-thinking individual who thrives in a changing environment and brings fresh ideas.
- Someone who is motivated by ownership, accountability and delivering results through collaboration.
Key Responsibilities
Strategy
- Develop and execute the Europe Transaction Banking Cash Management strategy, identifying market trends, growth opportunities and competitive threats.
- Translate client and market needs into new, enhanced or repackaged products supported by robust business cases, commercial analysis and implementation plans.
- Lead the end-to-end product lifecycle from strategy and design through delivery, launch and ongoing optimisation.
Business
- Extensive senior product management experience in European payments for Financial Institutions and Multinational Corporates.
- Expertise across Clearing Services, High Value Payments, CHAPS, Bacs, Faster Payments, T2, EURO1, SEPA, Transactional FX, Digital Assets, Domestic Cash Management, Collections, Reporting and Virtual Accounts.
- Experience participating in UK, European and German payments industry forums.
- Strong knowledge of Open Banking, payment innovation and emerging overlay services.
- Proven ability to interpret regulatory change, define business requirements and deliver compliant product enhancements.
- Accountable for product development, commercialisation, governance and product performance, including product assessments and management information.
- Deliver regional implementation of global cash management capabilities in partnership with global and local teams.
Processes
- Experience delivering large-scale payments transformation programmes, including requirements gathering, testing and implementation.
- Define customer propositions covering pricing, features, eligibility, compliance and supporting documentation.
- Ensure strong product governance, documentation and lifecycle management in line with Transaction Banking standards.
People & Talent
- Coach and mentor colleagues across Europe Transaction Banking.
- Deliver product training and webinars to Sales, Coverage and Financial Markets teams to strengthen product knowledge.
Risk Management
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters relating to TB products.
- Ensure country compliance on Group standard for Audit, Control and financial reporting, including reporting of risks.
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
- This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Demonstrated experience in understanding PRA, FCA and the Bafin regulatory requirements in relation to TB products in Europe and ensure ongoing compliance with them, instigating mitigating actions and product changes and programmes as required.
Skills and Experience
- Customer Behaviour and Preferences
- Knowledge of Product Line
- Product Life Cycle
- Product Design and Development
- Business Performance Management
Qualifications
- Applicable qualifications well regarded include Association of Corporate Treasurers certifications, i.e. Certificate of International Cash Management (CertICM).
About Standard Chartered
We are an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.
What we offer
- In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Director, Cash Product in London employer: Standard Chartered
At STANDARD CHARTERED, we pride ourselves on fostering a collaborative and inclusive work culture that empowers our employees to thrive. Located in one of the most dynamic regions, we offer exceptional growth opportunities, competitive benefits, and a commitment to professional development, making us an excellent employer for those seeking meaningful and rewarding careers in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Director, Cash Product in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Standard Chartered. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Director, Cash Product in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Standard Chartered.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Standard Chartered's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Standard Chartered
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Standard Chartered.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Standard Chartered will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Standard Chartered employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
