At a Glance
- Tasks: Oversee capital risk, ensuring compliance and robust planning while challenging key stakeholders.
- Company: Join a leading global bank with a commitment to diversity and inclusion.
- Benefits: Competitive salary, flexible working, generous leave, and comprehensive wellbeing support.
- Other info: Embrace continuous learning and growth opportunities in a supportive culture.
- Why this job: Make a real impact on capital strategy in a dynamic banking environment.
- Qualifications: Degree and expertise in banking capital frameworks required.
The predicted salary is between 75000 - 100000 £ per year.
Join our Team based in London.
Key Responsibilities
- Strategy
- Provide independent Second Line of Defence (2LoD) oversight of the Group’s capital position, ensuring robustness of capital planning, distribution decisions, risk appetite calibration, and regulatory compliance, while delivering effective challenge to Treasury and first line stakeholders.
- Provide independent 2LoD review and challenge of regulatory stress testing (e.g. ICAAP, BCST), ensuring robustness of methodologies, assumptions, and alignment with capital adequacy and risk appetite.
- Processes
- Lead monitoring and challenge of key capital ratios, clearly articulating drivers, trends, and emerging risks to senior stakeholders.
- Responsible for overview of key capital metrics, forecasts and for providing risk insights.
- Assess capital stack across Group and MLEs, evaluating loss absorbency and financial flexibility.
- Act as primary 2LoD interface with Treasury Capital & Issuance, providing structured challenge and tracking delivery.
- Lead thematic reviews of emerging risks and capital implications.
- Support Treasury control effectiveness assessments and remediation tracking.
- Perform peer benchmarking and interpret external capital trends to inform Group positioning.
- Lead independent 2LoD review of Group and Solo distribution proposals ensuring affordability, robustness, and regulatory compliance.
- Lead 2LoD review and challenge of capital planning projections across Group and MLEs under the CP process. Identify downside risks and vulnerabilities, articulating implications for capital adequacy.
- Lead 2LoD end-to-end oversight of Pillar 2A (P2A) assessment and ICAAP capital framework.
- Review and challenge methodologies, assumptions, and capital add-ons across risk types.
- Challenge stress testing outcomes, including severe but plausible scenarios and capital impacts.
- Assess management actions, including distributions and issuance strategies, for credibility and capital impact.
- Lead 2LoD review of Capital Risk Appetite proposals, validating methodologies and calculations and ensuring they reflect stress outcomes.
Qualifications
- Degree from an accredited university and professional qualifications (MBA, CPA, etc.).
- Deep expertise in banking capital frameworks, ICAAP, stress testing, and regulatory capital requirements.
- Strong understanding of capital metrics (CET1, leverage, double leverage, buffers).
- Experience in treasury, capital planning, or risk oversight roles within a global bank.
- Business proficiency in English (verbal & written).
Benefits
- In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social well-being.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off, including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, which embraces and celebrates our unique diversity across our teams, business functions and geographies – everyone feels respected and can realise their full potential.
Director, Capital Risk Oversight in London employer: Standard Chartered
Join our dynamic team in London as a Director of Capital Risk Oversight, where we prioritise employee well-being and professional growth. We offer a competitive salary, extensive benefits including flexible working options, and a culture that values diversity and inclusion, ensuring every team member can thrive and contribute meaningfully to our mission. With a commitment to continuous learning and proactive support for mental health, we create an environment where you can excel in your career while maintaining a healthy work-life balance.
StudySmarter Expert Advice🤫
We think this is how you could land Director, Capital Risk Oversight in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Standard Chartered. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Director, Capital Risk Oversight in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Standard Chartered.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Standard Chartered's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Standard Chartered
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Standard Chartered.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Standard Chartered will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Standard Chartered employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
