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- Tasks: Support senior team members in advising financial institutions on capital structure and ratings.
- Company: Join Standard Chartered, a global bank making a positive impact for over 170 years.
- Benefits: Enjoy flexible working, competitive salary, and generous leave policies including parental and volunteering leave.
- Why this job: Be part of a diverse team that values integrity, innovation, and client-centric solutions.
- Qualifications: Ideal candidates have a business degree, strong Excel skills, and a client-oriented mindset.
- Other info: Opportunity to grow in a supportive environment with continuous learning and development.
The predicted salary is between 36000 - 60000 £ per year.
Job Summary
The purpose of the role is to work closely with the senior members of Capital Structure & Rating Advisory (CSRA) team and partner with Relationship Managers and Product Partners to engage financial institutions (FI) clients on capital structure and rating insights to further origination efforts. Scope of this engagement can include covering tactical positioning with debt investors to minimise cost of capital raise, funding and liquidity considerations and balance sheet management.
Key Responsibilities
Strategy
• The Associate is responsible for supporting the implementation of the FI Capital Structure & Rating Advisory team’s origination, coverage and execution strategy.
Business
• The CSRA team provides thought leadership, best practice insight, corporate finance and rating advice to corporate and FI clients. Content is driven by deep understanding of client needs, sector trends and market themes to help the origination efforts.
• Prepare financial models to simulate specific client situations and scenarios
• Maintain financial databases for sectors and clients
• Conduct detailed research on specific sectors, clients, and key financial and strategic themes
• Form a good understanding of the bank’s products and offerings
• Develop a basic understanding of ratings methodologies
• Support seniors in the preparation of client facing materials
Processes
• Internal databases (WIP, COOL list) kept up to date
• Help to maintain ratings advisory pipeline and deal team
• Ensure Conflict of Interest register remains updated
People & Talent
• Lead through example and build the appropriate culture and values
Risk Management
• Take the initiative regarding regulatory, reputational and ethical matters, not only responding to requests for advice, but where appropriate taking the initiative in volunteering advice the need for which may not have been appreciated.
Governance
• Maintain a current catalogue of work in progress and completed work, using team-agreed tools and approaches.
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
Internal
• Global Account Managers and Relationship Managers
• Product Partners – Global Credit Markets, Financial Markets, Transaction Banking
• Economists
• Risk Officers
External
• Corporate & Institutional clients
• Rating agencies
• Other conference and media providers
Other Responsibilities
• Embed Here for Good and Group’s brand and values in CSRA; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures
Qualifications
- Good understanding offinancial institutions\’ (FI)analysis of financial statements, along with an awareness of banking regulations and the methodologies employed by rating agencies.
- Previous experience of a similar role, in a leading investment banking and/or rating agency environment. To include: experience of addressing capital structure and rating relevant topics with financial institutions clients from both a practical and a theoretical standpoint
- Client-oriented mindset and being comfortable with an advisory/structuring role with significant client contact
- Proficient use of Excel, PowerPoint, data analysis and research tools and methods
- Business degree and/or CFA qualification (or progress towards achieving it) desirable
- Basic understanding of corporate and/or investment banking organisational design and a demonstrated ability to ‘navigate’ to achieve client delivery in a safe and sound manner
- Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment
- Strong interpersonal skills, particularly the ability to appropriately ‘manage’ demands from peers and superiors
- Genuine team-based approach to making the organisation work for the business.
About Standard Chartered
We\’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we\’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can\’t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\’ll see how we value difference and advocate inclusion.
Together we:
- Do the right thingand are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle,continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together,we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter,we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance,with flexible and voluntary benefits available in some locations.
- Time-offincluding annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible workingoptions based around home and office locations, with flexible working patterns.
- Proactive wellbeing supportthrough Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning cultureto support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation,one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.
Recruitment Assessments
Some of our roles use assessments to help us understand how suitable you are for the role you\’ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers websitewww.sc.com/careers
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Associate, Capital Structure & Rating Advisory, Financial Institutions employer: Standard Chartered
Contact Detail:
Standard Chartered Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate, Capital Structure & Rating Advisory, Financial Institutions
✨Tip Number 1
Familiarise yourself with the latest trends in capital structure and rating methodologies. This will not only help you understand the role better but also allow you to engage in meaningful conversations during interviews.
✨Tip Number 2
Network with professionals in the financial institutions sector. Attend industry events or webinars where you can meet potential colleagues and learn more about the challenges they face, which can give you an edge in discussions.
✨Tip Number 3
Brush up on your Excel and financial modelling skills. Being proficient in these areas is crucial for the role, and demonstrating your capability can set you apart from other candidates.
✨Tip Number 4
Prepare to discuss real-world examples of how you've navigated complex client situations in the past. This will showcase your advisory skills and client-oriented mindset, which are key for this position.
We think you need these skills to ace Associate, Capital Structure & Rating Advisory, Financial Institutions
Some tips for your application 🫡
Understand the Role: Before you start writing your application, make sure you thoroughly understand the responsibilities and qualifications required for the Associate position in Capital Structure & Rating Advisory. Tailor your application to highlight how your skills and experiences align with these requirements.
Highlight Relevant Experience: In your CV and cover letter, emphasise any previous experience you have in financial institutions, investment banking, or rating agencies. Be specific about your roles and how they relate to capital structure and rating advisory.
Showcase Analytical Skills: Since the role involves preparing financial models and conducting detailed research, make sure to mention your proficiency in Excel and any relevant data analysis tools. Provide examples of how you've used these skills in past roles.
Demonstrate Communication Skills: Strong verbal and written communication skills are essential for this role. In your application, include examples of how you've effectively communicated complex information to clients or stakeholders, especially in a financial context.
How to prepare for a job interview at Standard Chartered
✨Understand Financial Institutions
Make sure you have a solid grasp of financial institutions' analysis, including financial statements and banking regulations. Brush up on the methodologies used by rating agencies, as this knowledge will be crucial during your interview.
✨Showcase Your Analytical Skills
Be prepared to discuss your experience with financial modelling and data analysis. Highlight any relevant projects where you've simulated client scenarios or conducted detailed sector research, as these skills are essential for the role.
✨Demonstrate Client Orientation
Since the role involves significant client interaction, emphasise your client-oriented mindset. Share examples of how you've successfully managed client relationships in previous roles, particularly in advisory or structuring contexts.
✨Communicate Effectively
Strong verbal and written communication skills are key. Practice articulating complex financial concepts clearly and concisely, as you'll need to convey insights to clients and colleagues alike. Be ready to showcase your ability to work across cultures and adapt your communication style.